Prabhu Bank (XNEP:PRVU) Risk Assessment

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

XNEP:PRVU Prabhu Bank Ltd XNEP:PRVU
70 GF Score
Price NPR176.00
GF Value NPR135.44
Valuation Modestly Overvalued
! 1 Warning Sign
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What is Prabhu Bank Risk Assessment?

Risk Assessment represents the investment risk of a stock derived from our exclusive method. It suggests how risky the investment opportunity is based on the valuation and the fundamental performance of the stock. It is derived from following key aspects:

1. GuruFocus internally developed valuations of the stock, such as GF valuation.
2. Quality Rank, a business quality indicator developed by GuruFocus.
3. Fundamental performance: Piotroski F-Score, Altman Z-Score, Beneish M-Score, etc.
4. Growth opportunities: 5-year revenue growth rate, 5-Year EPS without NRI Growth Rate, etc.

Value investors are always willing to find undervalued stocks. However, not all the undervalued stocks are good deals, we should also be careful of how risky the investment opportunity is. We believe that if the company's financial strength and profitability are strong, and the stock price is within a reasonable range of the GF valuation, or stock has a high return with its price being undervalued, then it might be a good investment opportunity with low risk.

Based on those aspects listed above, GuruFocus believes the risk assessment of Prabhu Bank is: High Risk: High uncertainty with risk-return tradeoff.

Prabhu Bank  (XNEP:PRVU) Risk Assessment Explanation

Based on the four aspects listed above, GuruFocus provides the following 7 evaluations:

All-in-One Screener Examples (1)
Low Risk: Strong fundamentals, worth long-term holding
Moderate Risk: Sensitive, better choose undervalued stock
High Risk: High uncertainty with risk-return tradeoff
High Risk: Good fundamentals, beware of shrinking business
High Risk: Sensitive to economic or industry trends
High Risk: High uncertainty
No Data: Cannot be evaluated

(1) These are some simple examples. You can access our Risk Assessment filter under All-in-One Screener’s Fundamental tab and set your own criteria.

Prabhu Bank Risk Assessment Related Terms

Prabhu Bank Risk Assessment Competitor Comparison

For the Banks - Regional subindustry, Prabhu Bank's Risk Assessment, along with its competitors' market caps and Risk Assessment data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Prabhu Bank Risk Assessment vs Banks Industry

For the Banks industry and Financial Services sector, Prabhu Bank's Risk Assessment distribution charts can be found below:

* The bar in red indicates where Prabhu Bank's Risk Assessment falls into.


XNEP:PRVU
70GF Score
Prabhu Bank Ltd XNEP:PRVU
Risk Assessment is just one metric. See GF Score™, valuation, warning signs, and more.
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Is Prabhu Bank (XNEP:PRVU) Overvalued in 2026?

Based on GuruFocus' analysis, Prabhu Bank stock appears to be overvalued. The current stock price of NPR176.00 is trading 29.9% above its estimated GF Value™ of NPR135.44. GuruFocus considers Prabhu Bank to be Modestly Overvalued.

Key valuation signals for XNEP:PRVU:

  • Risk Assessment:
  • GF Value™: NPR135.44 vs. price of NPR176.00 (29.9% above fair value)
  • GF Score™: 70/100 with 1 warning sign

No single metric tells the full story. See the XNEP:PRVU stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Prabhu Bank Business Description

Address Babarmahal, G.P.O. Box 8975, Prabhu Building, Kathmandu, NPL, 19441
Prabhu Bank Ltd is a banking and financial company in Nepal. It provides a full range of banking, agency, and investment services for personal and corporate customers. Its services include offering deposit schemes, loans and advances, Foreign exchange facilities, Trade financing, Inward/outward remittances, market-making for government securities, and letters of credits, among others. Along with its subsidiaries, the company operates in four segments: Treasury & Remittance, Alternate Delivery Channel, Trade operations, and Banking. A majority of its revenue is generated from the Banking segment which involves providing full-fledged commercial banking services to its customers.
70GF Score

Get the complete analysis for XNEP:PRVU

Risk Assessment is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

NPR176.00
Price
NPR135.44
GF Value