Prabhu BankXNEP:PRVU -2.01%62 Net Margin % is 5.93% as of Apr. 2026, which is 76% below its 10-year median of 24.87. GuruFocus rates XNEP:PRVU with a GF Score™ of 62/100 and a GF Value™ of NPR136.18 (Significantly Overvalued). The stock has 1 warning sign investors should review. Among 1,528 Banks companies, Prabhu Bank ranks better than 86.58% on this metric.
Net margin is calculated as Net Income divided by its Revenue. Prabhu Bank's Net Income for the
three
months ended in Apr. 2026 was NPR215 Mil. Prabhu Bank's Revenue for the
three
months ended in Apr. 2026 was NPR3,631 Mil. Therefore, Prabhu Bank's net margin for the quarter that ended in Apr. 2026 was 5.93%.
The historical rank and industry rank for Prabhu Bank's Net Margin % or its related term are showing as below:
XNEP:PRVU'
s Net Margin % Range Over the Past 10 Years
Min: 2.79 Med: 24.87 Max: 48.97
Current: 41.35
XNEP:PRVU's Net Margin % is ranked better than 86.58% of 1528
companies
in the Banks industry
Industry Median: 26.81
vs XNEP:PRVU: 41.35
Prabhu Bank (XNEP:PRVU) Net Margin % Explanation
Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.
But the long term trend of the net margin is a good indicator of the competitiveness and health of the business.
Prabhu Bank Net Margin % Related Terms
Prabhu Bank Net Margin % Historical Data
* Premium members only.
The historical data trend for Prabhu Bank's Net Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Prabhu Bank's Net Margin %, along with its competitors' market caps and Net Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Prabhu Bank Net Margin % vs Banks Industry
For the Banks industry and Financial Services sector, Prabhu Bank's Net Margin % distribution charts can be found below:
* The bar in red indicates where Prabhu Bank's Net Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Prabhu Bank (XNEP:PRVU) has a Net Margin % of 5.93% as of Apr. 2026. Net margin is the ratio of total net income to net sales. View historical data on Prabhu Bank and its competitors. This is 76% below median its historical median of 24.87. Over the past decade, Prabhu Bank's Net Margin % has ranged from 2.79 to 48.97. According to the industry distribution chart, Prabhu Bank ranks #205 out of 1528 companies in the Banks industry, placing it in the top 13.4%.
Is Prabhu Bank's Net Margin % too high?
Prabhu Bank's current Net Margin % of 5.93% is 76% below median its 10-year median of 24.87. Over the past 10 years, this metric has ranged from a low of 2.79 to a high of 48.97. The Banks industry median Net Margin % is 26.81. Prabhu Bank's value of 5.93% is 77.9% below this industry median. Based on the distribution chart, Prabhu Bank ranks #205 out of 1528 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Prabhu Bank has a GF Score™ of 62/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Prabhu Bank's Net Margin % compare to competitors?
According to the Banks industry distribution chart, Prabhu Bank ranks #205 out of 1528 companies for Net Margin %. This places Prabhu Bank in the top 13% of its industry — outperforming the majority of peers. The industry median Net Margin % is 26.81. Prabhu Bank's value of 5.93% is 77.9% below this benchmark. Historically, Prabhu Bank's own Net Margin % has ranged from 2.79 to 48.97 over the past decade. While the company's 10-year median is 24.87 vs. the industry median of 26.81, Prabhu Bank has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Margin % for a Banks company?
The median Net Margin % among Banks companies is 26.81, based on 1,528 companies in the industry. Companies in the top quartile (top 25%) have a Net Margin % significantly above this median, while those in the bottom quartile fall well below. However, Net Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Prabhu Bank's current Net Margin % of 5.93% is 77.9% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Margin % mean?
A high Net Margin % can signal that a stock is expensive relative to its fundamentals. Net margin is the ratio of total net income to net sales. View historical data on Prabhu Bank and its competitors. For the Banks industry, the median Net Margin % is 26.81 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Prabhu Bank's current Net Margin % is 5.93%, which is 76% below median its own 10-year median of 24.87. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Prabhu Bank stock overvalued right now?
Based on GuruFocus' analysis, Prabhu Bank (XNEP:PRVU) is currently considered Significantly Overvalued. The stock's GF Value™ is NPR136.18, compared to a current price of NPR190.50 — trading 39.9% above its estimated fair value. The current Net Margin % is 5.93%, which is 76% below median its 10-year median of 24.87 and 77.9% below the Banks industry median of 26.81. Prabhu Bank's overall GF Score™ is 62/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Margin % calculated?
Net Margin % is calculated from a company's financial statements. For Prabhu Bank (XNEP:PRVU), the current Net Margin % is 5.93% as of Apr. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Prabhu Bank (XNEP:PRVU) Overvalued in 2026?
Based on GuruFocus' analysis, Prabhu Bank stock appears to be overvalued.
The current stock price of NPR190.50 is trading 39.9% above its estimated GF Value™ of NPR136.18.
GuruFocus considers Prabhu Bank to be Significantly Overvalued.
Key valuation signals for XNEP:PRVU:
Net Margin %: 5.93% (76% below median its 10-year median of 24.87)
GF Value™: NPR136.18 vs. price of NPR190.50 (39.9% above fair value)
Industry Position: 77.9% below the Banks median (#205 of 1528)
No single metric tells the full story. See the XNEP:PRVU stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Prabhu Bank Ltd is a banking and financial company in Nepal. It provides a full range of banking, agency, and investment services for personal and corporate customers. Its services include offering deposit schemes, loans and advances, Foreign exchange facilities, Trade financing, Inward/outward remittances, market-making for government securities, and letters of credits, among others. Along with its subsidiaries, the company operates in four segments: Treasury & Remittance, Alternate Delivery Channel, Trade operations, and Banking. A majority of its revenue is generated from the Banking segment which involves providing full-fledged commercial banking services to its customers.
62GF Score
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