Prabhu Bank (XNEP:PRVU) Scaled Net Operating Assets: 0.02 (As of Apr. 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

XNEP:PRVU Prabhu Bank Ltd XNEP:PRVU
62 GF Score
Price NPR188.00
GF Value NPR136.08
Valuation Significantly Overvalued
! 1 Warning Sign
View Full Analysis

What is Prabhu Bank Scaled Net Operating Assets?

Prabhu Bank XNEP:PRVU 62 Scaled Net Operating Assets is 0.02 as of Apr. 2026. GuruFocus rates XNEP:PRVU with a GF Score™ of 62/100 and a GF Value™ of NPR136.08 (Significantly Overvalued). The stock has 1 warning sign investors should review.

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

Prabhu Bank's operating assets for the quarter that ended in Apr. 2026 was NPR369,565 Mil. Prabhu Bank's operating liabilities for the quarter that ended in Apr. 2026 was NPR360,568 Mil. Prabhu Bank's Total Assets for the quarter that ended in Jan. 2026 was NPR412,841 Mil. Therefore, Prabhu Bank's scaled net operating assets (SNOA) for the quarter that ended in Apr. 2026 was 0.02.

XNEP:PRVU
62GF Score
Prabhu Bank Ltd XNEP:PRVU
Scaled Net Operating Assets is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Prabhu Bank Scaled Net Operating Assets Calculation

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

Prabhu Bank's Scaled Net Operating Assets (SNOA) for the fiscal year that ended in Jul. 2025 is calculated as

Scaled Net Operating Assets (SNOA)(A: Jul. 2025 )
=(Operating Assets (A: Jul. 2025 )-Operating Liabilities (A: Jul. 2025 ))/Total Assets (A: Jul. 2024 )
=(378216.574-363308.63)/362270.695
=0.04

where

Operating Assets(A: Jul. 2025 )
=Total Assets - Balance Sheet Cash And Cash Equivalents
=408089.635 - 29873.061
=378216.574

Operating Liabilities(A: Jul. 2025 )
=Total Liabilities - Long-Term Debt & Capital Lease Obligation - Short-Term Debt & Capital Lease Obligation
=373499.698 - 10191.068 - 0
=363308.63

Prabhu Bank's Scaled Net Operating Assets (SNOA) for the quarter that ended in Apr. 2026 is calculated as

Scaled Net Operating Assets (SNOA)(Q: Apr. 2026 )
=(Operating Assets (Q: Apr. 2026 )-Operating Liabilities (Q: Apr. 2026 ))/Total Assets (Q: Jan. 2026 )
=(369565.314-360567.795)/412841.017
=0.02

where

Operating Assets(Q: Apr. 2026 )
=Total Assets - Balance Sheet Cash And Cash Equivalents
=404673.205 - 35107.891
=369565.314

Operating Liabilities(Q: Apr. 2026 )
=Total Liabilities - Long-Term Debt & Capital Lease Obligation - Short-Term Debt & Capital Lease Obligation
=368972.659 - 8404.864 - 0
=360567.795

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a Scaled Net Operating Assets of 0.02 mean?
Prabhu Bank (XNEP:PRVU) has a Scaled Net Operating Assets of 0.02 as of Apr. 2026. Scaled net operating assets equals current-period operating assets less operating liabilities less prior-period total assets. View historical data on Prabhu Bank and its competitors.
Is Prabhu Bank's Scaled Net Operating Assets too high?
Prabhu Bank's current Scaled Net Operating Assets is 0.02. Overall, Prabhu Bank has a GF Score™ of 62/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Prabhu Bank's Scaled Net Operating Assets compare to competitors?
Prabhu Bank's Scaled Net Operating Assets of 0.02 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Scaled Net Operating Assets for a Banks company?
A good Scaled Net Operating Assets depends on the Banks industry context. However, Scaled Net Operating Assets should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Scaled Net Operating Assets mean?
A high Scaled Net Operating Assets can signal that a stock is expensive relative to its fundamentals. Scaled net operating assets equals current-period operating assets less operating liabilities less prior-period total assets. View historical data on Prabhu Bank and its competitors. Prabhu Bank's current Scaled Net Operating Assets is 0.02. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Prabhu Bank stock overvalued right now?
Based on GuruFocus' analysis, Prabhu Bank (XNEP:PRVU) is currently considered Significantly Overvalued. The stock's GF Value™ is NPR136.08, compared to a current price of NPR188.00 — trading 38.2% above its estimated fair value. The current Scaled Net Operating Assets is 0.02. Prabhu Bank's overall GF Score™ is 62/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Scaled Net Operating Assets calculated?
Scaled Net Operating Assets is calculated from a company's financial statements. For Prabhu Bank (XNEP:PRVU), the current Scaled Net Operating Assets is 0.02 as of Apr. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Prabhu Bank (XNEP:PRVU) Overvalued in 2026?

Based on GuruFocus' analysis, Prabhu Bank stock appears to be overvalued. The current stock price of NPR188.00 is trading 38.2% above its estimated GF Value™ of NPR136.08. GuruFocus considers Prabhu Bank to be Significantly Overvalued.

Key valuation signals for XNEP:PRVU:

  • Scaled Net Operating Assets: 0.02
  • GF Value™: NPR136.08 vs. price of NPR188.00 (38.2% above fair value)
  • GF Score™: 62/100 with 1 warning sign

No single metric tells the full story. See the XNEP:PRVU stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Prabhu Bank Business Description

Address Babarmahal, G.P.O. Box 8975, Prabhu Building, Kathmandu, NPL, 19441
Prabhu Bank Ltd is a banking and financial company in Nepal. It provides a full range of banking, agency, and investment services for personal and corporate customers. Its services include offering deposit schemes, loans and advances, Foreign exchange facilities, Trade financing, Inward/outward remittances, market-making for government securities, and letters of credits, among others. Along with its subsidiaries, the company operates in four segments: Treasury & Remittance, Alternate Delivery Channel, Trade operations, and Banking. A majority of its revenue is generated from the Banking segment which involves providing full-fledged commercial banking services to its customers.
62GF Score

Get the complete analysis for XNEP:PRVU

Scaled Net Operating Assets is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

NPR188.00
Price
NPR136.08
GF Value