Prabhu Bank (XNEP:PRVU) 10-Year RORE % : 12.19% (As of Apr. 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
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Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
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Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

XNEP:PRVU Prabhu Bank Ltd XNEP:PRVU
62 GF Score
Price NPR183.00
GF Value NPR135.59
Valuation Significantly Overvalued
! 1 Warning Sign
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What is Prabhu Bank 10-Year RORE %?

Prabhu Bank XNEP:PRVU 62 10-Year RORE % is 12.19 as of Apr. 2026. GuruFocus rates XNEP:PRVU with a GF Score™ of 62/100 and a GF Value™ of NPR135.59 (Significantly Overvalued). The stock has 1 warning sign investors should review. Among 1,095 Banks companies, Prabhu Bank ranks better than 56.62% on this metric.

Return on Retained Earnings (RORE) is an indicator of a company's growth potential, it shows how much a company earns by reinvesting its retained earnings, i.e. profits after dividend payments. Prabhu Bank's 10-Year RORE % for the quarter that ended in Apr. 2026 was 12.19%.

The industry rank for Prabhu Bank's 10-Year RORE % or its related term are showing as below:

XNEP:PRVU's 10-Year RORE % is ranked better than
56.62% of 1095 companies
in the Banks industry
Industry Median: 10.71 vs XNEP:PRVU: 12.19

Prabhu Bank  (XNEP:PRVU) 10-Year RORE % Explanation

Return on Retained Earnings (RORE) is important to investors because it reveals a company's efficiency and growth potential. A higher RORE indicates a higher return. A high RORE indicates that the company should reinvest profits into the business. A lower RORE suggests that the company should distribute profits to shareholders by paying out dividends, since those dollars aren't generating much additional growth for the company.

There are a several different ways to arrive at the Return on Retained Earnings. The simplest way to calculate it is by using published information on Earnings per Share (EPS) and Dividend per Share (DPS) over a selected period. Here, 10-year period is chosen.

Be Aware

Please keep in mind that the RORE is relative to the nature of the business and its competitors. If another company in the same sector is producing a lower return on retained earnings, it doesn’t necessarily mean it’s a bad investment. It may just suggest the company is older and no longer in a high growth stage. At such a stage in the business cycle, it would be expected to see a lower RORE and higher dividend payout.


Prabhu Bank 10-Year RORE % Related Terms


Prabhu Bank 10-Year RORE % Historical Data

* Premium members only.

The historical data trend for Prabhu Bank's 10-Year RORE % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Prabhu Bank 10-Year RORE % Chart

Prabhu Bank Annual Data
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10-Year RORE %
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Prabhu Bank Quarterly Data
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10-Year RORE % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 12.19

Prabhu Bank 10-Year RORE % Competitor Comparison

For the Banks - Regional subindustry, Prabhu Bank's 10-Year RORE %, along with its competitors' market caps and 10-Year RORE % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Prabhu Bank 10-Year RORE % vs Banks Industry

For the Banks industry and Financial Services sector, Prabhu Bank's 10-Year RORE % distribution charts can be found below:

* The bar in red indicates where Prabhu Bank's 10-Year RORE % falls into.


XNEP:PRVU
62GF Score
Prabhu Bank Ltd XNEP:PRVU
10-Year RORE % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Prabhu Bank 10-Year RORE % Calculation

Prabhu Bank's 10-Year RORE % for the quarter that ended in Apr. 2026 is calculated as:

10-Year RORE %=( Most Recent EPS (Diluted)- First Period EPS (Diluted) )/( Cumulative EPS (Diluted) for 10-year -Cumulative Dividends per Share for 10-year )
=( 20.393-7.023 )/( 113.108-3.449 )
=13.37/109.659
=12.19 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of 10-Year RORE %, the most recent and first period EPS (Diluted) is the trailing twelve months (TTM) data ended in Apr. 2026 and 10-year before.

Frequently Asked Questions Learn more about 10-Year RORE % →
What does a 10-Year RORE % of 12.19 mean?
Prabhu Bank (XNEP:PRVU) has a 10-Year RORE % of 12.19 as of Apr. 2026. 10-Year RORE % shows how much a company earns by reinvesting its retained earnings in 10-year. View historical data on Prabhu Bank and its competitors. According to the industry distribution chart, Prabhu Bank ranks #475 out of 1095 companies in the Banks industry, placing it in the top 43.4%.
Is Prabhu Bank's 10-Year RORE % too high?
Prabhu Bank's current 10-Year RORE % is 12.19. The Banks industry median 10-Year RORE % is 10.71. Prabhu Bank's value of 12.19 is 13.8% above this industry median. Based on the distribution chart, Prabhu Bank ranks #475 out of 1095 companies in the Banks industry, which is above the industry midpoint. Overall, Prabhu Bank has a GF Score™ of 62/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Prabhu Bank's 10-Year RORE % compare to competitors?
According to the Banks industry distribution chart, Prabhu Bank ranks #475 out of 1095 companies for 10-Year RORE %. This puts Prabhu Bank in the upper half of its industry. The industry median 10-Year RORE % is 10.71. Prabhu Bank's value of 12.19 is 13.8% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 10-Year RORE % for a Banks company?
The median 10-Year RORE % among Banks companies is 10.71, based on 1,095 companies in the industry. Companies in the top quartile (top 25%) have a 10-Year RORE % significantly above this median, while those in the bottom quartile fall well below. However, 10-Year RORE % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Prabhu Bank's current 10-Year RORE % of 12.19 is 13.8% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 10-Year RORE % mean?
A high 10-Year RORE % can signal that a stock is expensive relative to its fundamentals. 10-Year RORE % shows how much a company earns by reinvesting its retained earnings in 10-year. View historical data on Prabhu Bank and its competitors. For the Banks industry, the median 10-Year RORE % is 10.71 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Prabhu Bank's current 10-Year RORE % is 12.19. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Prabhu Bank stock overvalued right now?
Based on GuruFocus' analysis, Prabhu Bank (XNEP:PRVU) is currently considered Significantly Overvalued. The stock's GF Value™ is NPR135.59, compared to a current price of NPR183.00 — trading 35% above its estimated fair value. The current 10-Year RORE % is 12.19 and 13.8% above the Banks industry median of 10.71. Prabhu Bank's overall GF Score™ is 62/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 10-Year RORE % calculated?
10-Year RORE % is calculated from a company's financial statements. For Prabhu Bank (XNEP:PRVU), the current 10-Year RORE % is 12.19 as of Apr. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Prabhu Bank (XNEP:PRVU) Overvalued in 2026?

Based on GuruFocus' analysis, Prabhu Bank stock appears to be overvalued. The current stock price of NPR183.00 is trading 35% above its estimated GF Value™ of NPR135.59. GuruFocus considers Prabhu Bank to be Significantly Overvalued.

Key valuation signals for XNEP:PRVU:

  • 10-Year RORE %: 12.19
  • GF Value™: NPR135.59 vs. price of NPR183.00 (35% above fair value)
  • GF Score™: 62/100 with 1 warning sign
  • Industry Position: 13.8% above the Banks median (#475 of 1095)

No single metric tells the full story. See the XNEP:PRVU stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Prabhu Bank Business Description

Address Babarmahal, G.P.O. Box 8975, Prabhu Building, Kathmandu, NPL, 19441
Prabhu Bank Ltd is a banking and financial company in Nepal. It provides a full range of banking, agency, and investment services for personal and corporate customers. Its services include offering deposit schemes, loans and advances, Foreign exchange facilities, Trade financing, Inward/outward remittances, market-making for government securities, and letters of credits, among others. Along with its subsidiaries, the company operates in four segments: Treasury & Remittance, Alternate Delivery Channel, Trade operations, and Banking. A majority of its revenue is generated from the Banking segment which involves providing full-fledged commercial banking services to its customers.
62GF Score

Get the complete analysis for XNEP:PRVU

10-Year RORE % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

NPR183.00
Price
NPR135.59
GF Value