PT Asuransi Ramayana Tbk (ISX:ASRM) Unearned Premiums: Rp32,267 Mil (As of Jun. 2026)

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ISX:ASRM PT Asuransi Ramayana Tbk ISX:ASRM
65 GF Score
Price Rp270.00
GF Value Rp260.47
Valuation Fairly Valued
! 5 Warning Signs
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What is PT Asuransi Ramayana Tbk Unearned Premiums?

PT Asuransi Ramayana Tbk ISX:ASRM 65 Unearned Premiums is Rp32,267 Mil as of Jun. 2026. GuruFocus rates ISX:ASRM with a GF Score™ of 65/100 and a GF Value™ of Rp260.47 (Fairly Valued). The stock has 5 warning signs investors should review.

PT Asuransi Ramayana Tbk's quarterly unearned premiums increased from Dec. 2025 (Rp27,742 Mil) to Mar. 2026 (Rp35,306 Mil) but then declined from Mar. 2026 (Rp35,306 Mil) to Jun. 2026 (Rp32,267 Mil).

PT Asuransi Ramayana Tbk's annual unearned premiums declined from Dec. 2023 (Rp53,360 Mil) to Dec. 2024 (Rp37,375 Mil) and declined from Dec. 2024 (Rp37,375 Mil) to Dec. 2025 (Rp27,742 Mil).

PT Asuransi Ramayana Tbk Unearned Premiums Historical Data

* Premium members only.

The historical data trend for PT Asuransi Ramayana Tbk's Unearned Premiums can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

PT Asuransi Ramayana Tbk Unearned Premiums Chart

PT Asuransi Ramayana Tbk Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Unearned Premiums
Get a 7-Day Free Trial Premium Member Only Premium Member Only 180,748.01 189,155.46 53,360.16 37,375.10 27,741.78

PT Asuransi Ramayana Tbk Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Unearned Premiums Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 27,741.78 35,306.18 32,266.56
ISX:ASRM
65GF Score
PT Asuransi Ramayana Tbk ISX:ASRM
Unearned Premiums is just one metric. See GF Score™, valuation, warning signs, and more.
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PT Asuransi Ramayana Tbk Unearned Premiums Calculation

The portion of premium that has not been earned by insurance companies. Insurance companies have to pay them back to the insured if the policies are cancelled.

Frequently Asked Questions Learn more about Unearned Premiums →
What does a Unearned Premiums of Rp32,267 Mil mean?
PT Asuransi Ramayana Tbk (ISX:ASRM) has a Unearned Premiums of Rp32,267 Mil as of Jun. 2026. Unearned premiums are the premiums an insurance company have accrued in advance but not yet earned. View historical data for PT Asuransi Ramayana Tbk and its competitors.
Is PT Asuransi Ramayana Tbk's Unearned Premiums too high?
PT Asuransi Ramayana Tbk's current Unearned Premiums is Rp32,267 Mil. Overall, PT Asuransi Ramayana Tbk has a GF Score™ of 65/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does PT Asuransi Ramayana Tbk's Unearned Premiums compare to CB and PGR?
PT Asuransi Ramayana Tbk's Unearned Premiums of Rp32,267 Mil can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Unearned Premiums for an Insurance company?
A good Unearned Premiums depends on the Insurance industry context. However, Unearned Premiums should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Unearned Premiums mean?
A high Unearned Premiums can signal that a stock is expensive relative to its fundamentals. Unearned premiums are the premiums an insurance company have accrued in advance but not yet earned. View historical data for PT Asuransi Ramayana Tbk and its competitors. PT Asuransi Ramayana Tbk's current Unearned Premiums is Rp32,267 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PT Asuransi Ramayana Tbk stock overvalued right now?
Based on GuruFocus' analysis, PT Asuransi Ramayana Tbk (ISX:ASRM) is currently considered Fairly Valued. The stock's GF Value™ is Rp260.47, compared to a current price of Rp270.00 — trading 3.7% above its estimated fair value. The current Unearned Premiums is Rp32,267 Mil. PT Asuransi Ramayana Tbk's overall GF Score™ is 65/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Unearned Premiums calculated?
Unearned Premiums is calculated from a company's financial statements. For PT Asuransi Ramayana Tbk (ISX:ASRM), the current Unearned Premiums is Rp32,267 Mil as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is PT Asuransi Ramayana Tbk (ISX:ASRM) Overvalued in 2026?

Based on GuruFocus' analysis, PT Asuransi Ramayana Tbk stock appears to be overvalued. The current stock price of Rp270.00 is trading 3.7% above its estimated GF Value™ of Rp260.47. GuruFocus considers PT Asuransi Ramayana Tbk to be Fairly Valued.

Key valuation signals for ISX:ASRM:

  • Unearned Premiums: Rp32,267 Mil
  • GF Value™: Rp260.47 vs. price of Rp270.00 (3.7% above fair value)
  • GF Score™: 65/100 with 5 warning signs

No single metric tells the full story. See the ISX:ASRM stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

PT Asuransi Ramayana Tbk Business Description

Address Jalan Kebon Sirih No. 49, Jakarta, IDN, 10340
PT Asuransi Ramayana Tbk is an Indonesia-based company engaged in the general insurance business. The products of the company include property insurance, motor vehicle insurance, engineering insurance, marine insurance, health insurance, aviation insurance, electronic equipment insurance, machinery breakdown insurance, personal accident insurance, money insurance, surety bonds, and others. The firm operates through the General Insurance and Office Building Rental segments.
65GF Score

Get the complete analysis for ISX:ASRM

Unearned Premiums is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

Rp270.00
Price
Rp260.47
GF Value