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EBITDA Margin % is the ratio of EBITDA divided by net sales or Revenue. It is an performance metric measuring company's operating profitability. EBITDA Margin takes depreciation and amortization, interest expense and tax into account, which makes it easy to compare the relative profitability of companies of different sizes in the same industry.
PT Asuransi Ramayana Tbk EBITDA Margin % Related Terms
PT Asuransi Ramayana Tbk EBITDA Margin % Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
ISX:ASRM vs CB, PGR, TRV: EBITDA Margin % Comparison
For the Insurance - Property & Casualty subindustry, PT Asuransi Ramayana Tbk's EBITDA Margin %, along with its competitors' market caps and EBITDA Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
PT Asuransi Ramayana Tbk EBITDA Margin % vs Insurance Industry
For the Insurance industry and Financial Services sector, PT Asuransi Ramayana Tbk's EBITDA Margin % distribution charts can be found below:
* The bar in red indicates where PT Asuransi Ramayana Tbk's EBITDA Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
PT Asuransi Ramayana Tbk (ISX:ASRM) has a EBITDA Margin % of 3.55% as of Mar. 2026. EBITDA Margin is the ratio of EBITDA divided by net sales or Revenue, usually presented in percent. View historical data on PT Asuransi Ramayana Tbk and its competitors. This is 51% below median its historical median of 7.26. Over the past decade, PT Asuransi Ramayana Tbk's EBITDA Margin % has ranged from 0.98 to 10.93. According to the industry distribution chart, PT Asuransi Ramayana Tbk ranks #338 out of 373 companies in the Insurance industry, placing it in the top 90.6%.
Is PT Asuransi Ramayana Tbk's EBITDA Margin % too high?
PT Asuransi Ramayana Tbk's current EBITDA Margin % of 3.55% is 51% below median its 10-year median of 7.26. Over the past 10 years, this metric has ranged from a low of 0.98 to a high of 10.93. The Insurance industry median EBITDA Margin % is 14.75. PT Asuransi Ramayana Tbk's value of 3.55% is 75.9% below this industry median. Based on the distribution chart, PT Asuransi Ramayana Tbk ranks #338 out of 373 companies in the Insurance industry, which is in the bottom quartile relative to peers. Overall, PT Asuransi Ramayana Tbk has a GF Score™ of 55/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does PT Asuransi Ramayana Tbk's EBITDA Margin % compare to CB and PGR?
According to the Insurance industry distribution chart, PT Asuransi Ramayana Tbk ranks #338 out of 373 companies for EBITDA Margin %. This places PT Asuransi Ramayana Tbk in the lower half of its industry. The industry median EBITDA Margin % is 14.75. PT Asuransi Ramayana Tbk's value of 3.55% is 75.9% below this benchmark. Historically, PT Asuransi Ramayana Tbk's own EBITDA Margin % has ranged from 0.98 to 10.93 over the past decade. While the company's 10-year median is 7.26 vs. the industry median of 14.75, PT Asuransi Ramayana Tbk has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EBITDA Margin % for an Insurance company?
The median EBITDA Margin % among Insurance companies is 14.75, based on 373 companies in the industry. Companies in the top quartile (top 25%) have a EBITDA Margin % significantly above this median, while those in the bottom quartile fall well below. However, EBITDA Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. PT Asuransi Ramayana Tbk's current EBITDA Margin % of 3.55% is 75.9% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EBITDA Margin % mean?
A high EBITDA Margin % can signal that a stock is expensive relative to its fundamentals. EBITDA Margin is the ratio of EBITDA divided by net sales or Revenue, usually presented in percent. View historical data on PT Asuransi Ramayana Tbk and its competitors. For the Insurance industry, the median EBITDA Margin % is 14.75 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. PT Asuransi Ramayana Tbk's current EBITDA Margin % is 3.55%, which is 51% below median its own 10-year median of 7.26. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PT Asuransi Ramayana Tbk stock overvalued right now?
Based on GuruFocus' analysis, PT Asuransi Ramayana Tbk (ISX:ASRM) is currently considered Fairly Valued. The stock's GF Value™ is Rp254.21, compared to a current price of Rp250.00 — trading 1.7% below its estimated fair value. The current EBITDA Margin % is 3.55%, which is 51% below median its 10-year median of 7.26 and 75.9% below the Insurance industry median of 14.75. PT Asuransi Ramayana Tbk's overall GF Score™ is 55/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EBITDA Margin % calculated?
EBITDA Margin % is calculated from a company's financial statements. For PT Asuransi Ramayana Tbk (ISX:ASRM), the current EBITDA Margin % is 3.55% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is PT Asuransi Ramayana Tbk (ISX:ASRM) Overvalued in 2026?
Based on GuruFocus' analysis, PT Asuransi Ramayana Tbk stock appears to be undervalued.
The current stock price of Rp250.00 is trading 1.7% below its estimated GF Value™ of Rp254.21.
GuruFocus considers PT Asuransi Ramayana Tbk to be Fairly Valued.
Key valuation signals for ISX:ASRM:
EBITDA Margin %: 3.55% (51% below median its 10-year median of 7.26)
GF Value™: Rp254.21 vs. price of Rp250.00 (1.7% below fair value)
Industry Position: 75.9% below the Insurance median (#338 of 373)
No single metric tells the full story. See the ISX:ASRM stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
PT Asuransi Ramayana Tbk is an Indonesia-based company engaged in the general insurance business. The products of the company include property insurance, motor vehicle insurance, engineering insurance, marine insurance, health insurance, aviation insurance, electronic equipment insurance, machinery breakdown insurance, personal accident insurance, money insurance, surety bonds, and others. The firm operates through the General Insurance and Office Building Rental segments.
55GF Score
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