PT Asuransi Ramayana Tbk (ISX:ASRM) Shiller PE Ratio: (As of Sep. 21, 2026)

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ISX:ASRM PT Asuransi Ramayana Tbk ISX:ASRM
64 GF Score
Price Rp290.00
GF Value Rp258.04
Valuation Modestly Overvalued
! 5 Warning Signs
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What is PT Asuransi Ramayana Tbk Shiller PE Ratio?

Shiller PE for Stocks: The True Measure of Stock Valuation


PT Asuransi Ramayana Tbk  (ISX:ASRM) Shiller PE Ratio Explanation

Compared with the regular PE Ratio, which works poorly for cyclical businesses, the Shiller PE Ratio smoothed out the fluctuations of profit margins during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Shiller PE Ratio should give similar results to regular PE Ratio.

Compared with the PS Ratio, the Shiller PE Ratio makes the comparison between different industries more meaningful.


Be Aware

Shiller PE Ratio assumes that over the long term, businesses and profitability revert to their means. If a company's business model does not work in the future compared with the past, Shiller PE Ratio and PS Ratio will give false valuations.


PT Asuransi Ramayana Tbk Shiller PE Ratio Related Terms


PT Asuransi Ramayana Tbk Shiller PE Ratio Historical Data

* Premium members only.

The historical data trend for PT Asuransi Ramayana Tbk's Shiller PE Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

PT Asuransi Ramayana Tbk Shiller PE Ratio Chart

PT Asuransi Ramayana Tbk Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Shiller PE Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 7.78 6.73 5.97 5.29 5.51

PT Asuransi Ramayana Tbk Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Shiller PE Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 4.52 5.80 5.30 4.83 4.34

ISX:ASRM vs CB, PGR, TRV: Shiller PE Ratio Comparison

For the Insurance - Property & Casualty subindustry, PT Asuransi Ramayana Tbk's Shiller PE Ratio, along with its competitors' market caps and Shiller PE Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


PT Asuransi Ramayana Tbk Shiller PE Ratio vs Insurance Industry

For the Insurance industry and Financial Services sector, PT Asuransi Ramayana Tbk's Shiller PE Ratio distribution charts can be found below:

* The bar in red indicates where PT Asuransi Ramayana Tbk's Shiller PE Ratio falls into.


ISX:ASRM
64GF Score
PT Asuransi Ramayana Tbk ISX:ASRM
Shiller PE Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

PT Asuransi Ramayana Tbk Shiller PE Ratio Calculation

For Shiller PE Ratio, the earnings of the past 10 years are inflation-adjusted and averaged. The result is used for P/E calculation. Since it looks at the average over the last 10 years, the Shiller PE Ratio is also called PE10.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The same calculation is applied here to individual companies.

PT Asuransi Ramayana Tbk's E10 for the quarter that ended in Jun. 2026 is calculated as:

For example, PT Asuransi Ramayana Tbk's adjusted earnings per share data for the three months ended in Jun. 2026 was:

Adj_EPS=Earnings per Share (Diluted)/CPI of Jun. 2026 (Change)*Current CPI (Jun. 2026)
=0.8972/137.6954*137.6954
=0.897

Current CPI (Jun. 2026) = 137.6954.

PT Asuransi Ramayana Tbk Quarterly Data

Earnings per Share (Diluted) CPI Adj_EPS
201609 3.022 104.142 3.996
201612 3.358 105.222 4.394
201703 16.117 106.476 20.843
201706 26.694 107.722 34.122
201709 -2.854 108.020 -3.638
201712 7.723 109.017 9.754
201803 15.342 110.097 19.188
201806 16.104 111.085 19.962
201809 13.636 111.135 16.894
201812 14.850 112.430 18.187
201903 17.701 112.829 21.603
201906 15.216 114.730 18.262
201909 7.677 114.905 9.199
201912 8.596 115.486 10.249
202003 23.557 116.252 27.902
202006 10.216 116.630 12.061
202009 5.324 116.397 6.298
202012 12.191 117.318 14.308
202103 25.966 117.840 30.341
202106 12.675 118.184 14.768
202109 4.612 118.262 5.370
202112 7.574 119.516 8.726
202203 15.803 120.948 17.991
202206 17.749 123.322 19.817
202209 7.399 125.298 8.131
202212 26.728 126.098 29.186
202303 25.949 126.953 28.145
202306 12.315 127.663 13.283
202309 4.058 128.151 4.360
202312 27.151 129.395 28.893
202403 17.668 130.607 18.627
202406 13.554 130.792 14.270
202409 22.052 130.361 23.293
202412 7.711 131.432 8.078
202503 9.030 131.948 9.424
202506 10.703 133.241 11.061
202509 -2.145 133.819 -2.208
202512 -1.636 135.271 -1.666
202603 7.196 136.539 7.257
202606 0.897 137.695 0.897

Add all the adjusted EPS together and divide 10 will get our E10.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

Is PT Asuransi Ramayana Tbk (ISX:ASRM) Overvalued in 2026?

Based on GuruFocus' analysis, PT Asuransi Ramayana Tbk stock appears to be overvalued. The current stock price of Rp290.00 is trading 12.4% above its estimated GF Value™ of Rp258.04. GuruFocus considers PT Asuransi Ramayana Tbk to be Modestly Overvalued.

Key valuation signals for ISX:ASRM:

  • Shiller PE Ratio:
  • GF Value™: Rp258.04 vs. price of Rp290.00 (12.4% above fair value)
  • GF Score™: 64/100 with 5 warning signs

No single metric tells the full story. See the ISX:ASRM stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


PT Asuransi Ramayana Tbk Business Description

Address Jalan Kebon Sirih No. 49, Jakarta, IDN, 10340
PT Asuransi Ramayana Tbk is an Indonesia-based company engaged in the general insurance business. The products of the company include property insurance, motor vehicle insurance, engineering insurance, marine insurance, health insurance, aviation insurance, electronic equipment insurance, machinery breakdown insurance, personal accident insurance, money insurance, surety bonds, and others. The firm operates through the General Insurance and Office Building Rental segments.
64GF Score

Get the complete analysis for ISX:ASRM

Shiller PE Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

Rp290.00
Price
Rp258.04
GF Value