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This is a more accurate valuation of companies' operation because it considers the debt and cash on its balance sheet, and non-operating items such as interest payment, tax, and one-time items are not included in the Operating Income.
PT Asuransi Ramayana Tbk's Enterprise Value for the quarter that ended in Mar. 2026 was Rp395,581 Mil.
PT Asuransi Ramayana Tbk's EBIT for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was Rp11,923 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
PT Asuransi Ramayana Tbk EV-to-EBIT Related Terms
PT Asuransi Ramayana Tbk EV-to-EBIT Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Insurance - Property & Casualty subindustry, PT Asuransi Ramayana Tbk's EV-to-EBIT, along with its competitors' market caps and EV-to-EBIT data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
PT Asuransi Ramayana Tbk EV-to-EBIT vs Insurance Industry
For the Insurance industry and Financial Services sector, PT Asuransi Ramayana Tbk's EV-to-EBIT distribution charts can be found below:
* The bar in red indicates where PT Asuransi Ramayana Tbk's EV-to-EBIT falls into.
PT Asuransi Ramayana Tbk's current Enterprise Value is Rp367,465 Mil.
PT Asuransi Ramayana Tbk's EBIT for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was Rp11,923 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
PT Asuransi Ramayana Tbk (ISX:ASRM) has a EV-to-EBIT of 30.82 as of Jul. 30, 2026. EV to EBIT ratio is the inverse of Joel Greenblatt's earnings yield definition. View historical data on PT Asuransi Ramayana Tbk and its competitors. This is 632% above median its historical median of 4.21. Over the past decade, PT Asuransi Ramayana Tbk's EV-to-EBIT has ranged from 1.91 to 48.40. According to the industry distribution chart, PT Asuransi Ramayana Tbk ranks #313 out of 345 companies in the Insurance industry, placing it in the top 90.7%.
Is PT Asuransi Ramayana Tbk's EV-to-EBIT too high?
PT Asuransi Ramayana Tbk's current EV-to-EBIT of 30.82 is 632% above median its 10-year median of 4.21. Over the past 10 years, this metric has ranged from a low of 1.91 to a high of 48.40. The Insurance industry median EV-to-EBIT is 8.74. PT Asuransi Ramayana Tbk's value of 30.82 is 252.6% above this industry median. Based on the distribution chart, PT Asuransi Ramayana Tbk ranks #313 out of 345 companies in the Insurance industry, which is in the bottom quartile relative to peers. Overall, PT Asuransi Ramayana Tbk has a GF Score™ of 55/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does PT Asuransi Ramayana Tbk's EV-to-EBIT compare to CB and PGR?
According to the Insurance industry distribution chart, PT Asuransi Ramayana Tbk ranks #313 out of 345 companies for EV-to-EBIT. This places PT Asuransi Ramayana Tbk in the lower half of its industry. The industry median EV-to-EBIT is 8.74. PT Asuransi Ramayana Tbk's value of 30.82 is 252.6% above this benchmark. Historically, PT Asuransi Ramayana Tbk's own EV-to-EBIT has ranged from 1.91 to 48.40 over the past decade. While the company's 10-year median is 4.21 vs. the industry median of 8.74, PT Asuransi Ramayana Tbk has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-EBIT for an Insurance company?
The median EV-to-EBIT among Insurance companies is 8.74, based on 345 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-EBIT significantly above this median, while those in the bottom quartile fall well below. However, EV-to-EBIT should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. PT Asuransi Ramayana Tbk's current EV-to-EBIT of 30.82 is 252.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-EBIT mean?
A high EV-to-EBIT can signal that a stock is expensive relative to its fundamentals. EV to EBIT ratio is the inverse of Joel Greenblatt's earnings yield definition. View historical data on PT Asuransi Ramayana Tbk and its competitors. For the Insurance industry, the median EV-to-EBIT is 8.74 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. PT Asuransi Ramayana Tbk's current EV-to-EBIT is 30.82, which is 632% above median its own 10-year median of 4.21. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PT Asuransi Ramayana Tbk stock overvalued right now?
Based on GuruFocus' analysis, PT Asuransi Ramayana Tbk (ISX:ASRM) is currently considered Fairly Valued. The stock's GF Value™ is Rp252.99, compared to a current price of Rp264.00 — trading 4.4% above its estimated fair value. The current EV-to-EBIT is 30.82, which is 632% above median its 10-year median of 4.21 and 252.6% above the Insurance industry median of 8.74. PT Asuransi Ramayana Tbk's overall GF Score™ is 55/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-EBIT calculated?
EV-to-EBIT is calculated from a company's financial statements. For PT Asuransi Ramayana Tbk (ISX:ASRM), the current EV-to-EBIT is 30.82 as of Jul. 30, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is PT Asuransi Ramayana Tbk (ISX:ASRM) Overvalued in 2026?
Based on GuruFocus' analysis, PT Asuransi Ramayana Tbk stock appears to be overvalued.
The current stock price of Rp264.00 is trading 4.4% above its estimated GF Value™ of Rp252.99.
GuruFocus considers PT Asuransi Ramayana Tbk to be Fairly Valued.
Key valuation signals for ISX:ASRM:
EV-to-EBIT: 30.82 (632% above median its 10-year median of 4.21)
GF Value™: Rp252.99 vs. price of Rp264.00 (4.4% above fair value)
Industry Position: 252.6% above the Insurance median (#313 of 345)
No single metric tells the full story. See the ISX:ASRM stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
PT Asuransi Ramayana Tbk is an Indonesia-based company engaged in the general insurance business. The products of the company include property insurance, motor vehicle insurance, engineering insurance, marine insurance, health insurance, aviation insurance, electronic equipment insurance, machinery breakdown insurance, personal accident insurance, money insurance, surety bonds, and others. The firm operates through the General Insurance and Office Building Rental segments.
55GF Score
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