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* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Insurance - Property & Casualty subindustry, PT Asuransi Ramayana Tbk's OCF Margin %, along with its competitors' market caps and OCF Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
PT Asuransi Ramayana Tbk OCF Margin % vs Insurance Industry
For the Insurance industry and Financial Services sector, PT Asuransi Ramayana Tbk's OCF Margin % distribution charts can be found below:
* The bar in red indicates where PT Asuransi Ramayana Tbk's OCF Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
PT Asuransi Ramayana Tbk (ISX:ASRM) has a OCF Margin % of 9.87% as of Mar. 2026. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on PT Asuransi Ramayana Tbk and its competitors. This is 1663% above median its historical median of 0.56. According to the industry distribution chart, PT Asuransi Ramayana Tbk ranks #377 out of 504 companies in the Insurance industry, placing it in the top 74.8%.
Is PT Asuransi Ramayana Tbk's OCF Margin % too high?
PT Asuransi Ramayana Tbk's current OCF Margin % of 9.87% is 1663% above median its 10-year median of 0.56. The Insurance industry median OCF Margin % is 10.88. PT Asuransi Ramayana Tbk's value of 9.87% is 9.3% below this industry median. Based on the distribution chart, PT Asuransi Ramayana Tbk ranks #377 out of 504 companies in the Insurance industry, which is below the industry midpoint. Overall, PT Asuransi Ramayana Tbk has a GF Score™ of 55/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does PT Asuransi Ramayana Tbk's OCF Margin % compare to CB and PGR?
According to the Insurance industry distribution chart, PT Asuransi Ramayana Tbk ranks #377 out of 504 companies for OCF Margin %. This places PT Asuransi Ramayana Tbk in the lower half of its industry. The industry median OCF Margin % is 10.88. PT Asuransi Ramayana Tbk's value of 9.87% is 9.3% below this benchmark. While the company's 10-year median is 0.56 vs. the industry median of 10.88, PT Asuransi Ramayana Tbk has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Margin % for an Insurance company?
The median OCF Margin % among Insurance companies is 10.88, based on 504 companies in the industry. Companies in the top quartile (top 25%) have a OCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, OCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. PT Asuransi Ramayana Tbk's current OCF Margin % of 9.87% is 9.3% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Margin % mean?
A high OCF Margin % can signal that a stock is expensive relative to its fundamentals. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on PT Asuransi Ramayana Tbk and its competitors. For the Insurance industry, the median OCF Margin % is 10.88 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. PT Asuransi Ramayana Tbk's current OCF Margin % is 9.87%, which is 1663% above median its own 10-year median of 0.56. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PT Asuransi Ramayana Tbk stock overvalued right now?
Based on GuruFocus' analysis, PT Asuransi Ramayana Tbk (ISX:ASRM) is currently considered Fairly Valued. The stock's GF Value™ is Rp254.21, compared to a current price of Rp250.00 — trading 1.7% below its estimated fair value. The current OCF Margin % is 9.87%, which is 1663% above median its 10-year median of 0.56 and 9.3% below the Insurance industry median of 10.88. PT Asuransi Ramayana Tbk's overall GF Score™ is 55/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Margin % calculated?
OCF Margin % is calculated from a company's financial statements. For PT Asuransi Ramayana Tbk (ISX:ASRM), the current OCF Margin % is 9.87% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is PT Asuransi Ramayana Tbk (ISX:ASRM) Overvalued in 2026?
Based on GuruFocus' analysis, PT Asuransi Ramayana Tbk stock appears to be undervalued.
The current stock price of Rp250.00 is trading 1.7% below its estimated GF Value™ of Rp254.21.
GuruFocus considers PT Asuransi Ramayana Tbk to be Fairly Valued.
Key valuation signals for ISX:ASRM:
OCF Margin %: 9.87% (1663% above median its 10-year median of 0.56)
GF Value™: Rp254.21 vs. price of Rp250.00 (1.7% below fair value)
Industry Position: 9.3% below the Insurance median (#377 of 504)
No single metric tells the full story. See the ISX:ASRM stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
PT Asuransi Ramayana Tbk is an Indonesia-based company engaged in the general insurance business. The products of the company include property insurance, motor vehicle insurance, engineering insurance, marine insurance, health insurance, aviation insurance, electronic equipment insurance, machinery breakdown insurance, personal accident insurance, money insurance, surety bonds, and others. The firm operates through the General Insurance and Office Building Rental segments.
55GF Score
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