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The historical rank and industry rank for PT Asuransi Ramayana Tbk's EV-to-OCF or its related term are showing as below:
ISX:ASRM'
s EV-to-OCF Range Over the Past 10 Years
Min: -357.52 Med: 4.5 Max: 128.62
Current: 19.07
During the past 13 years, the highest EV-to-OCF of PT Asuransi Ramayana Tbk was 128.62. The lowest was -357.52. And the median was 4.50.
ISX:ASRM's EV-to-OCF is ranked worse than 81.35% of 504
companies
in the Insurance industry
Industry Median: 6.705
vs ISX:ASRM: 19.07
EV-to-OCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
EV-to-OCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
PT Asuransi Ramayana Tbk's PE Ratio (TTM) for today is calculated as:
PT Asuransi Ramayana Tbk's share price for today is Rp276.00.
PT Asuransi Ramayana Tbk's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was Rp3.643.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Cash Flow from Operations is an important financial metric because it represents the cash generated from operating activities at a company's disposal. Companies with a low EV-to-OCF ratio, combined with a strong balance sheet are generally considered as undervalued.
PT Asuransi Ramayana Tbk EV-to-OCF Related Terms
PT Asuransi Ramayana Tbk EV-to-OCF Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Insurance - Property & Casualty subindustry, PT Asuransi Ramayana Tbk's EV-to-OCF, along with its competitors' market caps and EV-to-OCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
PT Asuransi Ramayana Tbk EV-to-OCF vs Insurance Industry
For the Insurance industry and Financial Services sector, PT Asuransi Ramayana Tbk's EV-to-OCF distribution charts can be found below:
* The bar in red indicates where PT Asuransi Ramayana Tbk's EV-to-OCF falls into.
PT Asuransi Ramayana Tbk's current Enterprise Value is Rp419,051 Mil.
PT Asuransi Ramayana Tbk's Cash Flow from Operations for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was Rp21,572 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
PT Asuransi Ramayana Tbk (ISX:ASRM) has a EV-to-OCF of 19.43 as of Aug. 28, 2026. This is 332% above median its historical median of 4.50. According to the industry distribution chart, PT Asuransi Ramayana Tbk ranks #410 out of 504 companies in the Insurance industry, placing it in the top 81.3%.
Is PT Asuransi Ramayana Tbk's EV-to-OCF too high?
PT Asuransi Ramayana Tbk's current EV-to-OCF of 19.43 is 332% above median its 10-year median of 4.50. The Insurance industry median EV-to-OCF is 6.71. PT Asuransi Ramayana Tbk's value of 19.43 is 189.8% above this industry median. Based on the distribution chart, PT Asuransi Ramayana Tbk ranks #410 out of 504 companies in the Insurance industry, which is in the bottom quartile relative to peers. Overall, PT Asuransi Ramayana Tbk has a GF Score™ of 62/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does PT Asuransi Ramayana Tbk's EV-to-OCF compare to CB and PGR?
According to the Insurance industry distribution chart, PT Asuransi Ramayana Tbk ranks #410 out of 504 companies for EV-to-OCF. This places PT Asuransi Ramayana Tbk in the lower half of its industry. The industry median EV-to-OCF is 6.71. PT Asuransi Ramayana Tbk's value of 19.43 is 189.8% above this benchmark. While the company's 10-year median is 4.50 vs. the industry median of 6.71, PT Asuransi Ramayana Tbk has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-OCF for an Insurance company?
The median EV-to-OCF among Insurance companies is 6.71, based on 504 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-OCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-OCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. PT Asuransi Ramayana Tbk's current EV-to-OCF of 19.43 is 189.8% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-OCF mean?
A high EV-to-OCF can signal that a stock is expensive relative to its fundamentals. For the Insurance industry, the median EV-to-OCF is 6.71 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. PT Asuransi Ramayana Tbk's current EV-to-OCF is 19.43, which is 332% above median its own 10-year median of 4.50. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PT Asuransi Ramayana Tbk stock overvalued right now?
Based on GuruFocus' analysis, PT Asuransi Ramayana Tbk (ISX:ASRM) is currently considered Fairly Valued. The stock's GF Value™ is Rp260.05, compared to a current price of Rp276.00 — trading 6.1% above its estimated fair value. The current EV-to-OCF is 19.43, which is 332% above median its 10-year median of 4.50 and 189.8% above the Insurance industry median of 6.71. PT Asuransi Ramayana Tbk's overall GF Score™ is 62/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-OCF calculated?
EV-to-OCF is calculated from a company's financial statements. For PT Asuransi Ramayana Tbk (ISX:ASRM), the current EV-to-OCF is 19.43 as of Aug. 28, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is PT Asuransi Ramayana Tbk (ISX:ASRM) Overvalued in 2026?
Based on GuruFocus' analysis, PT Asuransi Ramayana Tbk stock appears to be overvalued.
The current stock price of Rp276.00 is trading 6.1% above its estimated GF Value™ of Rp260.05.
GuruFocus considers PT Asuransi Ramayana Tbk to be Fairly Valued.
Key valuation signals for ISX:ASRM:
EV-to-OCF: 19.43 (332% above median its 10-year median of 4.50)
GF Value™: Rp260.05 vs. price of Rp276.00 (6.1% above fair value)
Industry Position: 189.8% above the Insurance median (#410 of 504)
No single metric tells the full story. See the ISX:ASRM stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
PT Asuransi Ramayana Tbk is an Indonesia-based company engaged in the general insurance business. The products of the company include property insurance, motor vehicle insurance, engineering insurance, marine insurance, health insurance, aviation insurance, electronic equipment insurance, machinery breakdown insurance, personal accident insurance, money insurance, surety bonds, and others. The firm operates through the General Insurance and Office Building Rental segments.
62GF Score
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