PT Asuransi Ramayana Tbk (ISX:ASRM) EBIT: Rp11,923 Mil (TTM As of Mar. 2026)

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ISX:ASRM PT Asuransi Ramayana Tbk ISX:ASRM
55 GF Score
Price Rp250.00
GF Value Rp254.21
Valuation Fairly Valued
! 3 Warning Signs
View Full Analysis

What is PT Asuransi Ramayana Tbk EBIT?

PT Asuransi Ramayana Tbk ISX:ASRM +0.81% 55 EBIT is Rp11,923 Mil as of Mar. 2026. GuruFocus rates ISX:ASRM with a GF Score™ of 55/100 and a GF Value™ of Rp254.21 (Fairly Valued). The stock has 3 warning signs investors should review.

PT Asuransi Ramayana Tbk's earnings before interest and taxes (EBIT) for the three months ended in Mar. 2026 was Rp11,923 Mil. Its earnings before interest and taxes (EBIT) for the trailing twelve months (TTM) ended in Mar. 2026 was Rp11,923 Mil.

EBIT or Operating Income is linked to Return on Capital for both regular definition and Joel Greenblatt's definition. PT Asuransi Ramayana Tbk's annualized ROC % for the quarter that ended in Mar. 2026 was 2.62%.

EBIT is also linked to Joel Greenblatt's definition of earnings yield. PT Asuransi Ramayana Tbk's Earnings Yield (Joel Greenblatt) % for the quarter that ended in Mar. 2026 was 3.41%.


PT Asuransi Ramayana Tbk  (ISX:ASRM) EBIT Explanation

1. EBIT or Operating Income is linked to Return on Capital for both regular definition and Joel Greenblatt's definition.

PT Asuransi Ramayana Tbk's annualized ROC % for the quarter that ended in Mar. 2026 is calculated as:

ROC % (Q: Mar. 2026 )
=NOPAT/Average Invested Capital
=EBIT * ( 1 - Tax Rate % )/( (Invested Capital (Q: Dec. 2025 ) + Invested Capital (Q: Mar. 2026 ))/ count )
=47690.812 * ( 1 - 21.95% )/( (1297840.21265 + 1543620.8401)/ 2 )
=37222.678766/1420730.526375
=2.62 %

where

Invested Capital(Q: Dec. 2025 )
=Total Assets - Accounts Payable & Accrued Expense - Excess Cash
=Total Assets - Accounts Payable & Accrued Expense - ( Balance Sheet Cash And Cash Equivalents - 5% * Revenue )
=1392680.716 - 53548.741 - ( 71651.389 - 5% * 607192.533 )
=1297840.21265

Invested Capital(Q: Mar. 2026 )
=Total Assets - Accounts Payable & Accrued Expense - Excess Cash
=Total Assets - Accounts Payable & Accrued Expense - ( Balance Sheet Cash And Cash Equivalents - 5% * Revenue )
=1669228.311 - 35199.728 - ( 109494.526 - 5% * 381735.662 )
=1543620.8401

Note: The EBIT data used here is four times the quarterly (Mar. 2026) data.

2. Joel Greenblatt's definition of Return on Capital:

ROC (Joel Greenblatt) % does not apply to banks and insurance companies.

3. It is also linked to Joel Greenblatt's definition of Earnings Yield:

PT Asuransi Ramayana Tbk's Earnings Yield (Joel Greenblatt) % for today is calculated as:

Earnings Yield (Joel Greenblatt) %=EBIT (TTM)/Enterprise Value (Q: Mar. 2026 )
=11922.703/349573.034
=3.41 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


PT Asuransi Ramayana Tbk EBIT Related Terms


PT Asuransi Ramayana Tbk EBIT Historical Data

* Premium members only.

The historical data trend for PT Asuransi Ramayana Tbk's EBIT can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

PT Asuransi Ramayana Tbk EBIT Chart

PT Asuransi Ramayana Tbk Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
EBIT
Get a 7-Day Free Trial Premium Member Only Premium Member Only 79,837.36 91,964.17 107,539.44 66,111.48 47,411.86

PT Asuransi Ramayana Tbk Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
EBIT Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 10,768.52 0.00 0.00 0.00 11,922.70

ISX:ASRM vs CB, PGR, TRV: EBIT Comparison

For the Insurance - Property & Casualty subindustry, PT Asuransi Ramayana Tbk's EV-to-EBIT, along with its competitors' market caps and EV-to-EBIT data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


PT Asuransi Ramayana Tbk EV-to-EBIT vs Insurance Industry

For the Insurance industry and Financial Services sector, PT Asuransi Ramayana Tbk's EV-to-EBIT distribution charts can be found below:

* The bar in red indicates where PT Asuransi Ramayana Tbk's EV-to-EBIT falls into.


ISX:ASRM
55GF Score
PT Asuransi Ramayana Tbk ISX:ASRM
EBIT is just one metric. See GF Score™, valuation, warning signs, and more.
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PT Asuransi Ramayana Tbk EBIT Calculation

EBIT, sometimes also called Earnings Before Interest and Taxes, is a measure of a firm's profit that includes all expenses except interest and income tax expenses. It is the difference between operating revenues and operating expenses. When a firm does not have non-operating income, then Operating Income is sometimes used as a synonym for EBIT and operating profit.

EBIT for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was Rp11,923 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about EBIT →
What does a EBIT of Rp11,923 Mil mean?
PT Asuransi Ramayana Tbk (ISX:ASRM) has a EBIT of Rp11,923 Mil as of Mar. 2026. Earnings before interest and taxes is the difference between operating revenue and operating expenses. View historical data on PT Asuransi Ramayana Tbk.
Is PT Asuransi Ramayana Tbk's EBIT too high?
PT Asuransi Ramayana Tbk's current EBIT is Rp11,923 Mil. Overall, PT Asuransi Ramayana Tbk has a GF Score™ of 55/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does PT Asuransi Ramayana Tbk's EBIT compare to CB and PGR?
PT Asuransi Ramayana Tbk's EBIT of Rp11,923 Mil can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EBIT for an Insurance company?
A good EBIT depends on the Insurance industry context. However, EBIT should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EBIT mean?
A high EBIT can signal that a stock is expensive relative to its fundamentals. Earnings before interest and taxes is the difference between operating revenue and operating expenses. View historical data on PT Asuransi Ramayana Tbk. PT Asuransi Ramayana Tbk's current EBIT is Rp11,923 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PT Asuransi Ramayana Tbk stock overvalued right now?
Based on GuruFocus' analysis, PT Asuransi Ramayana Tbk (ISX:ASRM) is currently considered Fairly Valued. The stock's GF Value™ is Rp254.21, compared to a current price of Rp250.00 — trading 1.7% below its estimated fair value. The current EBIT is Rp11,923 Mil. PT Asuransi Ramayana Tbk's overall GF Score™ is 55/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EBIT calculated?
EBIT is calculated from a company's financial statements. For PT Asuransi Ramayana Tbk (ISX:ASRM), the current EBIT is Rp11,923 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is PT Asuransi Ramayana Tbk (ISX:ASRM) Overvalued in 2026?

Based on GuruFocus' analysis, PT Asuransi Ramayana Tbk stock appears to be undervalued. The current stock price of Rp250.00 is trading 1.7% below its estimated GF Value™ of Rp254.21. GuruFocus considers PT Asuransi Ramayana Tbk to be Fairly Valued.

Key valuation signals for ISX:ASRM:

  • EBIT: Rp11,923 Mil
  • GF Value™: Rp254.21 vs. price of Rp250.00 (1.7% below fair value)
  • GF Score™: 55/100 with 3 warning signs

No single metric tells the full story. See the ISX:ASRM stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


PT Asuransi Ramayana Tbk Business Description

Address Jalan Kebon Sirih No. 49, Jakarta, IDN, 10340
PT Asuransi Ramayana Tbk is an Indonesia-based company engaged in the general insurance business. The products of the company include property insurance, motor vehicle insurance, engineering insurance, marine insurance, health insurance, aviation insurance, electronic equipment insurance, machinery breakdown insurance, personal accident insurance, money insurance, surety bonds, and others. The firm operates through the General Insurance and Office Building Rental segments.
55GF Score

Get the complete analysis for ISX:ASRM

EBIT is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

Rp250.00
Price
Rp254.21
GF Value