ORI (Old Republic International) Unearned Premiums: $4,559 Mil (As of Jun. 2026)

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Director of Data and Quant Analytics at GuruFocus
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Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

ORI Old Republic International Corp ORI
84 GF Score
Price $42.85
GF Value $38.96
Valuation Fairly Valued
! 6 Warning Signs
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What is Old Republic International Unearned Premiums?

Old Republic International ORI +0.21% 84 Unearned Premiums is $4,559 Mil as of Jun. 2026. GuruFocus rates ORI with a GF Score™ of 84/100 and a GF Value™ of $38.96 (Fairly Valued). The stock has 6 warning signs investors should review.

Old Republic International's quarterly unearned premiums increased from Dec. 2025 ($3,983 Mil) to Mar. 2026 ($4,100 Mil) and increased from Mar. 2026 ($4,100 Mil) to Jun. 2026 ($4,559 Mil).

Old Republic International's annual unearned premiums increased from Dec. 2023 ($3,043 Mil) to Dec. 2024 ($3,505 Mil) and increased from Dec. 2024 ($3,505 Mil) to Dec. 2025 ($3,983 Mil).

Old Republic International Unearned Premiums Historical Data

* Premium members only.

The historical data trend for Old Republic International's Unearned Premiums can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Old Republic International Unearned Premiums Chart

Old Republic International Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Unearned Premiums
Get a 7-Day Free Trial Premium Member Only Premium Member Only 2,559.40 2,787.80 3,042.70 3,505.40 3,982.50

Old Republic International Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Unearned Premiums Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 4,018.50 4,153.40 3,982.50 4,099.50 4,559.00
ORI
84GF Score
Old Republic International Corp ORI
Unearned Premiums is just one metric. See GF Score™, valuation, warning signs, and more.
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Old Republic International Unearned Premiums Calculation

The portion of premium that has not been earned by insurance companies. Insurance companies have to pay them back to the insured if the policies are cancelled.

Frequently Asked Questions Learn more about Unearned Premiums →
What does a Unearned Premiums of $4,559 Mil mean?
Old Republic International (ORI) has a Unearned Premiums of $4,559 Mil as of Jun. 2026. Unearned premiums are the premiums an insurance company have accrued in advance but not yet earned. View historical data for Old Republic International and its competitors.
Is Old Republic International's Unearned Premiums too high?
Old Republic International's current Unearned Premiums is $4,559 Mil. Overall, Old Republic International has a GF Score™ of 84/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Old Republic International's Unearned Premiums compare to AFG and KNSL?
Old Republic International's Unearned Premiums of $4,559 Mil can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Unearned Premiums for an Insurance company?
A good Unearned Premiums depends on the Insurance industry context. However, Unearned Premiums should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Unearned Premiums mean?
A high Unearned Premiums can signal that a stock is expensive relative to its fundamentals. Unearned premiums are the premiums an insurance company have accrued in advance but not yet earned. View historical data for Old Republic International and its competitors. Old Republic International's current Unearned Premiums is $4,559 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Old Republic International stock overvalued right now?
Based on GuruFocus' analysis, Old Republic International (ORI) is currently considered Fairly Valued. The stock's GF Value™ is $38.96, compared to a current price of $42.85 — trading 10% above its estimated fair value. The current Unearned Premiums is $4,559 Mil. Old Republic International's overall GF Score™ is 84/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Unearned Premiums calculated?
Unearned Premiums is calculated from a company's financial statements. For Old Republic International (ORI), the current Unearned Premiums is $4,559 Mil as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Old Republic International (ORI) Overvalued in 2026?

Based on GuruFocus' analysis, Old Republic International stock appears to be overvalued. The current stock price of $42.85 is trading 10% above its estimated GF Value™ of $38.96. GuruFocus considers Old Republic International to be Fairly Valued.

Key valuation signals for ORI:

  • Unearned Premiums: $4,559 Mil
  • GF Value™: $38.96 vs. price of $42.85 (10% above fair value)
  • GF Score™: 84/100 with 6 warning signs

No single metric tells the full story. See the ORI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Old Republic International Business Description

Other Exchanges ORJ:Germany
Address 307 North Michigan Avenue, Chicago, IL, USA, 60601
Old Republic International Corp is engaged in the business of insurance underwriting and related services. The company operates in two segments: Specialty Insurance and Title Insurance. The insurance provided by the company includes Automobile Extended Warranty Insurance, Aviation, Commercial Automobile Insurance, Inland Marine, Travel Accident, Workers' Compensation, Financial Indemnity, and others. The company generates the majority of its revenue from Specialty Insurance. The Specialty Insurance provides property and liability insurance principally to commercial clients.
84GF Score

Get the complete analysis for ORI

Unearned Premiums is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$42.85
Price
$38.96
GF Value