ORI (Old Republic International) Pre-Tax Income: $1,440 Mil (TTM As of Jun. 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

ORI Old Republic International Corp ORI
84 GF Score
Price $41.33
GF Value $39.28
Valuation Fairly Valued
! 5 Warning Signs
View Full Analysis

What is Old Republic International Pre-Tax Income?

Old Republic International ORI +0.90% 84 Pre-Tax Income is $1,440 Mil as of Jun. 2026. GuruFocus rates ORI with a GF Score™ of 84/100 and a GF Value™ of $39.28 (Fairly Valued). The stock has 5 warning signs investors should review.

Pretax income is the income that a company earns before paying income taxes. Old Republic International's pretax income for the three months ended in Jun. 2026 was $410 Mil. Its pretax income for the trailing twelve months (TTM) ended in Jun. 2026 was $1,440 Mil. Old Republic International's pretax margin was 16.39%.

During the past 13 years, Old Republic International's highest Pretax Margin was 20.58%. The lowest was 7.00%. And the median was 11.61%.


Old Republic International  (NYSE:ORI) Pre-Tax Income Explanation

Old Republic International's Pretax Margin for the quarter that ended in Jun. 2026 is calculated as

Pretax Margin=Pretax Income/Revenue
=410.2/2503.4
=16.39%

During the past 13 years, Old Republic International's highest Pretax Margin was 20.58%. The lowest was 7.00%. And the median was 11.61%.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Old Republic International Pre-Tax Income Related Terms


Old Republic International Pre-Tax Income Historical Data

* Premium members only.

The historical data trend for Old Republic International's Pre-Tax Income can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Old Republic International Pre-Tax Income Chart

Old Republic International Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Pre-Tax Income
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1,922.10 857.40 747.40 1,069.70 1,184.00

Old Republic International Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Pre-Tax Income Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 260.10 352.90 263.10 413.40 410.20

ORI vs KNSL, AFG, THG: Pre-Tax Income Comparison

For the Insurance - Property & Casualty subindustry, Old Republic International's Pre-Tax Income, along with its competitors' market caps and Pre-Tax Income data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Old Republic International Pre-Tax Income vs Insurance Industry

For the Insurance industry and Financial Services sector, Old Republic International's Pre-Tax Income distribution charts can be found below:

* The bar in red indicates where Old Republic International's Pre-Tax Income falls into.


ORI
84GF Score
Old Republic International Corp ORI
Pre-Tax Income is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Old Republic International Pre-Tax Income Calculation

This is the income that a company earns before paying income taxes.

Old Republic International's Pretax Income for the fiscal year that ended in Dec. 2025 is calculated as

Pretax Income=Operating Income+Other
=0+1184
=1,184

Old Republic International's Pretax Income for the quarter that ended in Jun. 2026 is calculated as

Pretax Income=Operating Income+Other
=0+410.2
=410

Pre-Tax Income for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $1,440 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Pre-Tax Income →
What does a Pre-Tax Income of $1,440 Mil mean?
Old Republic International (ORI) has a Pre-Tax Income of $1,440 Mil as of Jun. 2026. Pre-Tax Income is the total earnings before taxes but after all operating and interest expenses. View historical data on Old Republic International and its competitors.
Is Old Republic International's Pre-Tax Income too high?
Old Republic International's current Pre-Tax Income is $1,440 Mil. Overall, Old Republic International has a GF Score™ of 84/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Old Republic International's Pre-Tax Income compare to KNSL and AFG?
Old Republic International's Pre-Tax Income of $1,440 Mil can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Pre-Tax Income for an Insurance company?
A good Pre-Tax Income depends on the Insurance industry context. However, Pre-Tax Income should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Pre-Tax Income mean?
A high Pre-Tax Income can signal that a stock is expensive relative to its fundamentals. Pre-Tax Income is the total earnings before taxes but after all operating and interest expenses. View historical data on Old Republic International and its competitors. Old Republic International's current Pre-Tax Income is $1,440 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Old Republic International stock overvalued right now?
Based on GuruFocus' analysis, Old Republic International (ORI) is currently considered Fairly Valued. The stock's GF Value™ is $39.28, compared to a current price of $41.33 — trading 5.2% above its estimated fair value. The current Pre-Tax Income is $1,440 Mil. Old Republic International's overall GF Score™ is 84/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Pre-Tax Income calculated?
Pre-Tax Income is calculated from a company's financial statements. For Old Republic International (ORI), the current Pre-Tax Income is $1,440 Mil as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Old Republic International (ORI) Overvalued in 2026?

Based on GuruFocus' analysis, Old Republic International stock appears to be overvalued. The current stock price of $41.33 is trading 5.2% above its estimated GF Value™ of $39.28. GuruFocus considers Old Republic International to be Fairly Valued.

Key valuation signals for ORI:

  • Pre-Tax Income: $1,440 Mil
  • GF Value™: $39.28 vs. price of $41.33 (5.2% above fair value)
  • GF Score™: 84/100 with 5 warning signs

No single metric tells the full story. See the ORI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Old Republic International Business Description

Other Exchanges ORJ:Germany
Address 307 North Michigan Avenue, Chicago, IL, USA, 60601
Old Republic International Corp is engaged in the business of insurance underwriting and related services. The company operates in two segments: Specialty Insurance and Title Insurance. The insurance provided by the company includes Automobile Extended Warranty Insurance, Aviation, Commercial Automobile Insurance, Inland Marine, Travel Accident, Workers' Compensation, Financial Indemnity, and others. The company generates the majority of its revenue from Specialty Insurance. The Specialty Insurance provides property and liability insurance principally to commercial clients.
84GF Score

Get the complete analysis for ORI

Pre-Tax Income is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$41.33
Price
$39.28
GF Value