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Old Republic InternationalORI -0.16%85 EV-to-OCF is 9.67 as of Aug. 06, 2026, which is 3% above its 10-year median of 9.36. GuruFocus rates ORI with a GF Score™ of 85/100 and a GF Value™ of $38.84 (Modestly Overvalued). The stock has 6 warning signs investors should review. Among 504 Insurance companies, Old Republic International ranks worse than 61.71% on this metric.
The historical rank and industry rank for Old Republic International's EV-to-OCF or its related term are showing as below:
ORI'
s EV-to-OCF Range Over the Past 10 Years
Min: 4.8 Med: 9.36 Max: 17.53
Current: 9.67
During the past 13 years, the highest EV-to-OCF of Old Republic International was 17.53. The lowest was 4.80. And the median was 9.36.
ORI's EV-to-OCF is ranked worse than 61.71% of 504
companies
in the Insurance industry
Industry Median: 6.865
vs ORI: 9.67
EV-to-OCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Old Republic International (NYSE:ORI) EV-to-OCF Explanation
EV-to-OCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Old Republic International's PE Ratio (TTM) for today is calculated as:
Old Republic International's share price for today is $43.45.
Old Republic International's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $4.560.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Cash Flow from Operations is an important financial metric because it represents the cash generated from operating activities at a company's disposal. Companies with a low EV-to-OCF ratio, combined with a strong balance sheet are generally considered as undervalued.
Old Republic International EV-to-OCF Related Terms
Old Republic International EV-to-OCF Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Insurance - Property & Casualty subindustry, Old Republic International's EV-to-OCF, along with its competitors' market caps and EV-to-OCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Old Republic International EV-to-OCF vs Insurance Industry
For the Insurance industry and Financial Services sector, Old Republic International's EV-to-OCF distribution charts can be found below:
* The bar in red indicates where Old Republic International's EV-to-OCF falls into.
Old Republic International's current Enterprise Value is $12,371 Mil.
Old Republic International's Cash Flow from Operations for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $1,280 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Old Republic International (ORI) has a EV-to-OCF of 9.67 as of Aug. 06, 2026. This is near median its historical median of 9.36. Over the past decade, Old Republic International's EV-to-OCF has ranged from 4.80 to 17.53. According to the industry distribution chart, Old Republic International ranks #311 out of 504 companies in the Insurance industry, placing it in the top 61.7%.
Is Old Republic International's EV-to-OCF too high?
Old Republic International's current EV-to-OCF of 9.67 is near median its 10-year median of 9.36. Over the past 10 years, this metric has ranged from a low of 4.80 to a high of 17.53. The Insurance industry median EV-to-OCF is 6.87. Old Republic International's value of 9.67 is 40.9% above this industry median. Based on the distribution chart, Old Republic International ranks #311 out of 504 companies in the Insurance industry, which is below the industry midpoint. Overall, Old Republic International has a GF Score™ of 85/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Old Republic International's EV-to-OCF compare to AFG and KNSL?
According to the Insurance industry distribution chart, Old Republic International ranks #311 out of 504 companies for EV-to-OCF. This places Old Republic International in the lower half of its industry. The industry median EV-to-OCF is 6.87. Old Republic International's value of 9.67 is 40.9% above this benchmark. Historically, Old Republic International's own EV-to-OCF has ranged from 4.80 to 17.53 over the past decade. While the company's 10-year median is 9.36 vs. the industry median of 6.87, Old Republic International has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-OCF for an Insurance company?
The median EV-to-OCF among Insurance companies is 6.87, based on 504 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-OCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-OCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Old Republic International's current EV-to-OCF of 9.67 is 40.9% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-OCF mean?
A high EV-to-OCF can signal that a stock is expensive relative to its fundamentals. For the Insurance industry, the median EV-to-OCF is 6.87 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Old Republic International's current EV-to-OCF is 9.67, which is near median its own 10-year median of 9.36. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Old Republic International stock overvalued right now?
Based on GuruFocus' analysis, Old Republic International (ORI) is currently considered Modestly Overvalued. The stock's GF Value™ is $38.84, compared to a current price of $43.45 — trading 11.9% above its estimated fair value. The current EV-to-OCF is 9.67, which is near median its 10-year median of 9.36 and 40.9% above the Insurance industry median of 6.87. Old Republic International's overall GF Score™ is 85/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-OCF calculated?
EV-to-OCF is calculated from a company's financial statements. For Old Republic International (ORI), the current EV-to-OCF is 9.67 as of Aug. 06, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Old Republic International (ORI) Overvalued in 2026?
Based on GuruFocus' analysis, Old Republic International stock appears to be overvalued.
The current stock price of $43.45 is trading 11.9% above its estimated GF Value™ of $38.84.
GuruFocus considers Old Republic International to be Modestly Overvalued.
Key valuation signals for ORI:
EV-to-OCF: 9.67 (near median its 10-year median of 9.36)
GF Value™: $38.84 vs. price of $43.45 (11.9% above fair value)
Industry Position: 40.9% above the Insurance median (#311 of 504)
No single metric tells the full story. See the ORI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Old Republic International Corp is engaged in the business of insurance underwriting and related services. The company operates in two segments: Specialty Insurance and Title Insurance. The insurance provided by the company includes Automobile Extended Warranty Insurance, Aviation, Commercial Automobile Insurance, Inland Marine, Travel Accident, Workers' Compensation, Financial Indemnity, and others. The company generates the majority of its revenue from Specialty Insurance. The Specialty Insurance provides property and liability insurance principally to commercial clients.
85GF Score
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