ORI (Old Republic International) Total Payout Ratio: 1.08 (As of Aug. 06, 2026)

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ORI Old Republic International Corp ORI
85 GF Score
Price $43.45
GF Value $38.84
Valuation Modestly Overvalued
! 6 Warning Signs
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What is Old Republic International Total Payout Ratio?

Old Republic International ORI -0.16% 85 Total Payout Ratio is 1.08 as of Aug. 06, 2026. GuruFocus rates ORI with a GF Score™ of 85/100 and a GF Value™ of $38.84 (Modestly Overvalued). The stock has 6 warning signs investors should review.

Total Payout Ratio is the percent a company has paid to its shareholders through net repurchase of shares and dividends based on its Net Income.

Old Republic International's current Total Payout Ratio is 1.08.


Old Republic International Total Payout Ratio Related Terms


Old Republic International Total Payout Ratio Historical Data

* Premium members only.

The historical data trend for Old Republic International's Total Payout Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Old Republic International Total Payout Ratio Chart

Old Republic International Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Total Payout Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.63 1.22 1.30 1.42 0.96

Old Republic International Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Total Payout Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.35 0.41 0.61 2.58 0.42

ORI vs AFG, KNSL, THG: Total Payout Ratio Comparison

For the Insurance - Property & Casualty subindustry, Old Republic International's Total Payout Ratio, along with its competitors' market caps and Total Payout Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Old Republic International Total Payout Ratio vs Insurance Industry

For the Insurance industry and Financial Services sector, Old Republic International's Total Payout Ratio distribution charts can be found below:

* The bar in red indicates where Old Republic International's Total Payout Ratio falls into.


ORI
85GF Score
Old Republic International Corp ORI
Total Payout Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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Old Republic International Total Payout Ratio Calculation

Total Payout Ratio is a measurement showing the proportion of earnings a company pays shareholders in the form of dividends and net stock repurchases.

Old Republic International's Total Payout Ratio for the fiscal year that ended in Dec. 2025 is calculated as

Total Payout Ratio=- (Repurchase of Stock + Issuance of Stock + Cash Flow for Dividends) / Net Income
=- (-123.8 + 3.8 + -782.6) / 941.9
=0.96

Old Republic International's Total Payout Ratio for the quarter that ended in Jun. 2026 is calculated as

Total Payout Ratio=- (Repurchase of Stock + Issuance of Stock + Cash Flow for Dividends) / Net Income
=- (-60.2 + 0.4 + -76.6) / 324.4
=0.42

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Total Payout Ratio →
What does a Total Payout Ratio of 1.08 mean?
Old Republic International (ORI) has a Total Payout Ratio of 1.08 as of Aug. 06, 2026. Total Payout Ratio is the percent a company has paid to its shareholders through net repurchase of shares and dividends based on its Net Income. View historical data on Old Republic International and its competitors.
Is Old Republic International's Total Payout Ratio too high?
Old Republic International's current Total Payout Ratio is 1.08. Overall, Old Republic International has a GF Score™ of 85/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Old Republic International's Total Payout Ratio compare to AFG and KNSL?
Old Republic International's Total Payout Ratio of 1.08 can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Total Payout Ratio for an Insurance company?
A good Total Payout Ratio depends on the Insurance industry context. However, Total Payout Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Total Payout Ratio mean?
A high Total Payout Ratio can signal that a stock is expensive relative to its fundamentals. Total Payout Ratio is the percent a company has paid to its shareholders through net repurchase of shares and dividends based on its Net Income. View historical data on Old Republic International and its competitors. Old Republic International's current Total Payout Ratio is 1.08. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Old Republic International stock overvalued right now?
Based on GuruFocus' analysis, Old Republic International (ORI) is currently considered Modestly Overvalued. The stock's GF Value™ is $38.84, compared to a current price of $43.45 — trading 11.9% above its estimated fair value. The current Total Payout Ratio is 1.08. Old Republic International's overall GF Score™ is 85/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Total Payout Ratio calculated?
Total Payout Ratio is calculated from a company's financial statements. For Old Republic International (ORI), the current Total Payout Ratio is 1.08 as of Aug. 06, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Old Republic International (ORI) Overvalued in 2026?

Based on GuruFocus' analysis, Old Republic International stock appears to be overvalued. The current stock price of $43.45 is trading 11.9% above its estimated GF Value™ of $38.84. GuruFocus considers Old Republic International to be Modestly Overvalued.

Key valuation signals for ORI:

  • Total Payout Ratio: 1.08
  • GF Value™: $38.84 vs. price of $43.45 (11.9% above fair value)
  • GF Score™: 85/100 with 6 warning signs

No single metric tells the full story. See the ORI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Old Republic International Business Description

Other Exchanges ORJ:Germany
Address 307 North Michigan Avenue, Chicago, IL, USA, 60601
Old Republic International Corp is engaged in the business of insurance underwriting and related services. The company operates in two segments: Specialty Insurance and Title Insurance. The insurance provided by the company includes Automobile Extended Warranty Insurance, Aviation, Commercial Automobile Insurance, Inland Marine, Travel Accident, Workers' Compensation, Financial Indemnity, and others. The company generates the majority of its revenue from Specialty Insurance. The Specialty Insurance provides property and liability insurance principally to commercial clients.
85GF Score

Get the complete analysis for ORI

Total Payout Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$43.45
Price
$38.84
GF Value