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During the past 12 months, Old Republic International's average EPS without NRIGrowth Rate was -12.90% per year.
During the past 3 years, the average EPS without NRIGrowth Rate was 4.10% per year.
During the past 5 years, the average EPS without NRIGrowth Rate was 4.70% per year.
During the past 10 years, the average EPS without NRIGrowth Rate was 10.20% per year.
During the past 13 years, Old Republic International's highest 3-Year average EPS without NRI Growth Rate was 112.60% per year. The lowest was -51.90% per year. And the median was 9.70% per year.
Old Republic International (NYSE:ORI) Earnings per Share (Diluted) Explanation
Earnings Per Share (EPS) is the single most important variable used by Wall Street in determining the earnings power of a company. But investors need to be aware that Earnings per Share can be easily manipulated by adjusting depreciation and amortization rate or non-recurring items. That's why GuruFocus lists EPS without NRI, which better reflects the company's underlying performance.
Be Aware
Compared with Earnings per share, a company's cash flow is better indicator of the company's earnings power.
If a company's earnings per share is less than cash flow per share over long term, investors need to be cautious and find out why.
Old Republic International Earnings per Share (Diluted) Related Terms
Old Republic International Earnings per Share (Diluted) Historical Data
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The historical data trend for Old Republic International's Earnings per Share (Diluted) can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Old Republic International Earnings per Share (Diluted) Chart
ORI vs AFG, KNSL, THG: Earnings per Share (Diluted) Comparison
For the Insurance - Property & Casualty subindustry, Old Republic International's PE Ratio, along with its competitors' market caps and PE Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Old Republic International PE Ratio vs Insurance Industry
For the Insurance industry and Financial Services sector, Old Republic International's PE Ratio distribution charts can be found below:
* The bar in red indicates where Old Republic International's PE Ratio falls into.
Old Republic International Earnings per Share (Diluted) Calculation
Earnings Per Share (EPS) is the amount of earnings per outstanding share of the company's stock. In calculating earnings per share, the dividends of preferred stocks need to subtracted from the total net income first.
Old Republic International's Earnings Per Share (Diluted) for the fiscal year that ended in Dec. 2025 is calculated as
Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $4.56
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Companies also reported diluted shares in their financial reports. Diluted shares include the shares of convertibles or warrants outstanding.
What does a Earnings per Share (Diluted) of $4.56 mean?
Old Republic International (ORI) has a Earnings per Share (Diluted) of $4.56 as of Jun. 2026. Diluted EPS equals net earnings divided by average shares outstanding, including dilutive securities. View historical data on Old Republic International and its competitors. According to the industry distribution chart, Old Republic International ranks #290 out of 402 companies in the Insurance industry, placing it in the top 72.1%.
Is Old Republic International's Earnings per Share (Diluted) too high?
Old Republic International's current Earnings per Share (Diluted) is $4.56. The Insurance industry median Earnings per Share (Diluted) is 16.35. Old Republic International's value of $4.56 is 72.1% below this industry median. Based on the distribution chart, Old Republic International ranks #290 out of 402 companies in the Insurance industry, which is below the industry midpoint. Overall, Old Republic International has a GF Score™ of 76/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Old Republic International's Earnings per Share (Diluted) compare to AFG and KNSL?
According to the Insurance industry distribution chart, Old Republic International ranks #290 out of 402 companies for Earnings per Share (Diluted). This places Old Republic International in the lower half of its industry. The industry median Earnings per Share (Diluted) is 16.35. Old Republic International's value of $4.56 is 72.1% below this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Earnings per Share (Diluted) for an Insurance company?
The median Earnings per Share (Diluted) among Insurance companies is 16.35, based on 402 companies in the industry. Companies in the top quartile (top 25%) have a Earnings per Share (Diluted) significantly above this median, while those in the bottom quartile fall well below. However, Earnings per Share (Diluted) should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Old Republic International's current Earnings per Share (Diluted) of $4.56 is 72.1% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Earnings per Share (Diluted) mean?
A high Earnings per Share (Diluted) can signal that a stock is expensive relative to its fundamentals. Diluted EPS equals net earnings divided by average shares outstanding, including dilutive securities. View historical data on Old Republic International and its competitors. For the Insurance industry, the median Earnings per Share (Diluted) is 16.35 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Old Republic International's current Earnings per Share (Diluted) is $4.56. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Old Republic International stock overvalued right now?
Based on GuruFocus' analysis, Old Republic International (ORI) is currently considered Fairly Valued. The stock's GF Value™ is $38.67, compared to a current price of $42.47 — trading 9.8% above its estimated fair value. The current Earnings per Share (Diluted) is $4.56 and 72.1% below the Insurance industry median of 16.35. Old Republic International's overall GF Score™ is 76/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Earnings per Share (Diluted) calculated?
Earnings per Share (Diluted) is calculated from a company's financial statements. For Old Republic International (ORI), the current Earnings per Share (Diluted) is $4.56 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Old Republic International (ORI) Overvalued in 2026?
Based on GuruFocus' analysis, Old Republic International stock appears to be overvalued.
The current stock price of $42.47 is trading 9.8% above its estimated GF Value™ of $38.67.
GuruFocus considers Old Republic International to be Fairly Valued.
Key valuation signals for ORI:
Earnings per Share (Diluted): $4.56
GF Value™: $38.67 vs. price of $42.47 (9.8% above fair value)
Industry Position: 72.1% below the Insurance median (#290 of 402)
No single metric tells the full story. See the ORI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Old Republic International Corp is engaged in the business of insurance underwriting and related services. The company operates in two segments: Specialty Insurance and Title Insurance. The insurance provided by the company includes Automobile Extended Warranty Insurance, Aviation, Commercial Automobile Insurance, Inland Marine, Travel Accident, Workers' Compensation, Financial Indemnity, and others. The company generates the majority of its revenue from Specialty Insurance. The Specialty Insurance provides property and liability insurance principally to commercial clients.
76GF Score
Get the complete analysis for ORI
Earnings per Share (Diluted) is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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