First Business Financial Services (FRA:45D) Buyback Yield %: 0.27 (As of Jul. 10, 2026) — 36% Below Median


FRA:45D First Business Financial Services Inc FRA:45D
71 GF Score
Price €54.50
GF Value €46.38
Valuation Modestly Overvalued
! 6 Warning Signs
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What is First Business Financial Services Buyback Yield %?

First Business Financial Services FRA:45D -0.91% 71 Buyback Yield % is 0.27 as of Jul. 10, 2026, which is 36% below its 10-year median of 0.42. GuruFocus rates FRA:45D with a GF Score™ of 71/100 and a GF Value™ of €46.38 (Modestly Overvalued). The stock has 6 warning signs investors should review. Among 626 Banks companies, First Business Financial Services ranks worse than 55.11% on this metric.

Buyback yield is the net repurchase of shares outstanding over the market capital of the company. It is a measure of shareholder return.

First Business Financial Services's current buyback yield was 0.27%.


First Business Financial Services Buyback Yield % Related Terms


First Business Financial Services Buyback Yield % Historical Data

* Premium members only.

The historical data trend for First Business Financial Services's Buyback Yield % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

First Business Financial Services Buyback Yield % Chart

First Business Financial Services Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Buyback Yield %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 2.26 2.05 0.90 0.37 0.31

First Business Financial Services Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Buyback Yield % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.38 0.33 0.33 0.31 0.32

FRA:45D vs WCCB, BSRR, HBCP: Buyback Yield % Comparison

For the Banks - Regional subindustry, First Business Financial Services's Buyback Yield %, along with its competitors' market caps and Buyback Yield % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


First Business Financial Services Buyback Yield % vs Banks Industry

For the Banks industry and Financial Services sector, First Business Financial Services's Buyback Yield % distribution charts can be found below:

* The bar in red indicates where First Business Financial Services's Buyback Yield % falls into.


FRA:45D
71GF Score
First Business Financial Services Inc FRA:45D
Buyback Yield % is just one metric. See GF Score™, valuation, warning signs, and more.
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First Business Financial Services Buyback Yield % Calculation

Buyback yield is a measure of shareholder return.

First Business Financial Services's Buyback Yield for the fiscal year that ended in Dec. 2025 is calculated as

Buyback Yield=Net Issuance of Stock / Market Cap
=- (Repurchase of Stock + Issuance of Stock) / Market Cap
=- (-1.187 + 0) / 386.28
=0.31%

First Business Financial Services's annualized Buyback Yield for the quarter that ended in Mar. 2026 is calculated as

Buyback Yield=Net Issuance of Stock(TTM) / Market Cap
=- (Repurchase of Stock + Issuance of Stock) (TTM)** / Market Cap
=- (-1.233 + 0) / 393.8368
=0.31%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

** If the quarter corresponds to the year-end period, we will use the annual Repurchase of Stock and Issuance of Stock data .

Frequently Asked Questions Learn more about Buyback Yield % →
What does a Buyback Yield % of 0.27 mean?
First Business Financial Services (FRA:45D) has a Buyback Yield % of 0.27 as of Jul. 10, 2026. Share buyback yield equals the net issuance of stock divided by market cap. View historical data on First Business Financial Services and its competitors. This is 36% below median its historical median of 0.42. Over the past decade, First Business Financial Services' Buyback Yield % has ranged from 0.14 to 5.43. According to the industry distribution chart, First Business Financial Services ranks #345 out of 626 companies in the Banks industry, placing it in the top 55.1%.
Is First Business Financial Services' Buyback Yield % too high?
First Business Financial Services' current Buyback Yield % of 0.27 is 36% below median its 10-year median of 0.42. Over the past 10 years, this metric has ranged from a low of 0.14 to a high of 5.43. The Banks industry median Buyback Yield % is 0.42. First Business Financial Services' value of 0.27 is 35.7% below this industry median. Based on the distribution chart, First Business Financial Services ranks #345 out of 626 companies in the Banks industry, which is below the industry midpoint. Overall, First Business Financial Services has a GF Score™ of 71/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does First Business Financial Services' Buyback Yield % compare to WCCB and BSRR?
According to the Banks industry distribution chart, First Business Financial Services ranks #345 out of 626 companies for Buyback Yield %. This places First Business Financial Services in the lower half of its industry. The industry median Buyback Yield % is 0.42. First Business Financial Services' value of 0.27 is 35.7% below this benchmark. Historically, First Business Financial Services' own Buyback Yield % has ranged from 0.14 to 5.43 over the past decade. While the company's 10-year median is 0.42 vs. the industry median of 0.42, First Business Financial Services has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Buyback Yield % for a Banks company?
The median Buyback Yield % among Banks companies is 0.42, based on 626 companies in the industry. Companies in the top quartile (top 25%) have a Buyback Yield % significantly above this median, while those in the bottom quartile fall well below. However, Buyback Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. First Business Financial Services's current Buyback Yield % of 0.27 is 35.7% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Buyback Yield % mean?
A high Buyback Yield % can signal that a stock is expensive relative to its fundamentals. Share buyback yield equals the net issuance of stock divided by market cap. View historical data on First Business Financial Services and its competitors. For the Banks industry, the median Buyback Yield % is 0.42 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. First Business Financial Services's current Buyback Yield % is 0.27, which is 36% below median its own 10-year median of 0.42. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is First Business Financial Services stock overvalued right now?
Based on GuruFocus' analysis, First Business Financial Services (FRA:45D) is currently considered Modestly Overvalued. The stock's GF Value™ is €46.38, compared to a current price of €54.50 — trading 17.5% above its estimated fair value. The current Buyback Yield % is 0.27, which is 36% below median its 10-year median of 0.42 and 35.7% below the Banks industry median of 0.42. First Business Financial Services' overall GF Score™ is 71/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Buyback Yield % calculated?
Buyback Yield % is calculated from a company's financial statements. For First Business Financial Services (FRA:45D), the current Buyback Yield % is 0.27 as of Jul. 10, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is First Business Financial Services (FRA:45D) Overvalued in 2026?

Based on GuruFocus' analysis, First Business Financial Services stock appears to be overvalued. The current stock price of €54.50 is trading 17.5% above its estimated GF Value™ of €46.38. GuruFocus considers First Business Financial Services to be Modestly Overvalued.

Key valuation signals for FRA:45D:

  • Buyback Yield %: 0.27 (36% below median its 10-year median of 0.42)
  • GF Value™: €46.38 vs. price of €54.50 (17.5% above fair value)
  • GF Score™: 71/100 with 6 warning signs
  • Industry Position: 35.7% below the Banks median (#345 of 626)

No single metric tells the full story. See the FRA:45D stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


First Business Financial Services Business Description

Other Exchanges FBIZ:USA
Address 401 Charmany Drive, Madison, WI, USA, 53719
First Business Financial Services Inc operates as a bank holding company. The Bank operates as a business bank, delivering a full line of commercial banking products, including commercial loans and commercial real estate loans, to meet the specific needs of small and medium-sized businesses, business owners, executives, professionals, and high-net-worth individuals. The company's products and services include commercial lending, SBA lending and servicing, asset-based lending, equipment financing, factoring, trust, and investment services, treasury management services, and a broad range of deposit products. Geographically, all the business activity functioned through the region of the United States.
71GF Score

Get the complete analysis for FRA:45D

Buyback Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€54.50
Price
€46.38
GF Value