First Business Financial Services (FRA:45D) Interest Expense: €-95.2 Mil (TTM As of Mar. 2026)

What is First Business Financial Services Interest Expense?

First Business Financial Services FRA:45D -7.14% 72 Interest Expense is €-95.2 Mil as of Mar. 2026. GuruFocus rates FRA:45D with a GF Score™ of 72/100 and a GF Value™ of €46.35 (Modestly Overvalued). The stock has 6 warning signs investors should review.

Interest Expense is the amount reported by a company or individual as an expense for borrowed money. First Business Financial Services's interest expense for the three months ended in Mar. 2026 was € -22.8 Mil. Its interest expense for the trailing twelve months (TTM) ended in Mar. 2026 was €-95.2 Mil.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income(EBIT) by its Interest Expense. First Business Financial Services's Operating Income for the three months ended in Mar. 2026 was € Mil. First Business Financial Services's Interest Expense for the three months ended in Mar. 2026 was € Mil. The higher the ratio, the stronger the company's financial strength is. Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

First Business Financial Services Interest Expense Historical Data

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The historical data trend for First Business Financial Services's Interest Expense can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

First Business Financial Services Interest Expense Chart

First Business Financial Services Annual Data

Trend

Dec16

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Interest Expense

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-10.03

-21.66

-75.51

-104.02

-94.47

First Business Financial Services Quarterly Data
	Jun21	Sep21	Dec21	Mar22	Jun22	Sep22	Dec22	Mar23	Jun23	Sep23	Dec23	Mar24	Jun24	Sep24	Dec24	Mar25	Jun25	Sep25	Dec25	Mar26
Interest Expense	Get a 7-Day Free Trial															-24.30	-23.84	-24.59	-23.90	-22.82

72GF Score

First Business Financial Services Inc FRA:45D

Interest Expense is just one metric. See GF Score™, valuation, warning signs, and more.

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First Business Financial Services Interest Expense Calculation

Interest Expense is the amount reported by a company or individual as an expense for borrowed money.

Interest Expense for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was €-95.2 Mil.

Frequently Asked Questions Learn more about Interest Expense →

What does a Interest Expense of €-95.2 Mil mean?

First Business Financial Services (FRA:45D) has a Interest Expense of €-95.2 Mil as of Mar. 2026. Interest Expense is the amount a company pays on its long-term debt. View historical data on First Business Financial Services and its competitors.

Is First Business Financial Services' Interest Expense too high?

First Business Financial Services' current Interest Expense is €-95.2 Mil. Overall, First Business Financial Services has a GF Score™ of 72/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.

How does First Business Financial Services' Interest Expense compare to WCCB and BSRR?

First Business Financial Services' Interest Expense of €-95.2 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.

What is a good Interest Expense for a Banks company?

A good Interest Expense depends on the Banks industry context. However, Interest Expense should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.

What does a high Interest Expense mean?

A high Interest Expense can signal that a stock is expensive relative to its fundamentals. Interest Expense is the amount a company pays on its long-term debt. View historical data on First Business Financial Services and its competitors. First Business Financial Services's current Interest Expense is €-95.2 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.

Is First Business Financial Services stock overvalued right now?

Based on GuruFocus' analysis, First Business Financial Services (FRA:45D) is currently considered Modestly Overvalued. The stock's GF Value™ is €46.35, compared to a current price of €52.00 — trading 12.2% above its estimated fair value. The current Interest Expense is €-95.2 Mil. First Business Financial Services' overall GF Score™ is 72/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.

How is Interest Expense calculated?

Interest Expense is calculated from a company's financial statements. For First Business Financial Services (FRA:45D), the current Interest Expense is €-95.2 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is First Business Financial Services (FRA:45D) Overvalued in 2026?

Based on GuruFocus' analysis, First Business Financial Services stock appears to be overvalued. The current stock price of €52.00 is trading 12.2% above its estimated GF Value™ of €46.35. GuruFocus considers First Business Financial Services to be Modestly Overvalued.

Key valuation signals for FRA:45D:

Interest Expense: €-95.2 Mil
GF Value™: €46.35 vs. price of €52.00 (12.2% above fair value)
GF Score™: 72/100 with 6 warning signs

No single metric tells the full story. See the FRA:45D stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

First Business Financial Services Business Description

Industry Financial Services Banks

Comparable Companies WCCB BSRR HBCP GCBC OBT DBIN COFS CBNK SFST BWB SGX:D05 SHSE:600036 MIL:UCG XPAR:BNP NSE:HDFCBANK MIL:ISP TSE:8411 SAU:1120 NSE:ICICIBANK NSE:SBIN

Other Exchanges FBIZ:USA

Address 401 Charmany Drive, Madison, WI, USA, 53719

Website https://www.firstbusiness.bank

First Business Financial Services Inc operates as a bank holding company. The Bank operates as a business bank, delivering a full line of commercial banking products, including commercial loans and commercial real estate loans, to meet the specific needs of small and medium-sized businesses, business owners, executives, professionals, and high-net-worth individuals. The company's products and services include commercial lending, SBA lending and servicing, asset-based lending, equipment financing, factoring, trust, and investment services, treasury management services, and a broad range of deposit products. Geographically, all the business activity functioned through the region of the United States.

72GF Score

Get the complete analysis for FRA:45D

Interest Expense is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€52.00

Price

€46.35

GF Value

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