First Business Financial Services (FRA:45D) Insider Ownership: 0.00 % (As of Sep. 11, 2026)

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FRA:45D First Business Financial Services Inc FRA:45D
73 GF Score
Price €59.50
GF Value €48.54
Valuation Modestly Overvalued
! 7 Warning Signs
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What is First Business Financial Services Insider Ownership?

First Business Financial Services FRA:45D -0.83% 73 Insider Ownership is 0.00 % as of Sep. 11, 2026. GuruFocus rates FRA:45D with a GF Score™ of 73/100 and a GF Value™ of €48.54 (Modestly Overvalued). The stock has 7 warning signs investors should review.

Insider ownership is the percentage of shares that are owned by company insiders relative to the total shares outstanding. As of today, First Business Financial Services's insider ownership is 0.00%.

Institutional Ownership is the percentage of shares that are owned by institutions out of the total shares outstanding. As of today, First Business Financial Services's Institutional Ownership is 47.84%.

Float Percentage Of Total Shares Outstanding is the percentage of float shares relative to the total shares outstanding. As of today, First Business Financial Services's Float Percentage Of Total Shares Outstanding is 95.45%.

First Business Financial Services Insider Ownership Historical Data

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The historical data trend for First Business Financial Services's Insider Ownership can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

First Business Financial Services Insider Ownership Chart

First Business Financial Services Annual Data
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Insider Ownership
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First Business Financial Services Quarterly Data
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FRA:45D
73GF Score
First Business Financial Services Inc FRA:45D
Insider Ownership is just one metric. See GF Score™, valuation, warning signs, and more.
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First Business Financial Services Insider Ownership Calculation

The percentage of shares that are owned by company insiders relative to the total shares outstanding.

Frequently Asked Questions Learn more about Insider Ownership →
What does a Insider Ownership of 0.00 % mean?
First Business Financial Services (FRA:45D) has a Insider Ownership of 0.00 % as of Sep. 11, 2026. Insider ownership equals the percent of shares owned by company insiders relative to total shares. View historical data on First Business Financial Services and its competitors.
Is First Business Financial Services' Insider Ownership too high?
First Business Financial Services' current Insider Ownership is 0.00 %. Overall, First Business Financial Services has a GF Score™ of 73/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does First Business Financial Services' Insider Ownership compare to CBNK and BWB?
First Business Financial Services' Insider Ownership of 0.00 % can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Insider Ownership for a Banks company?
A good Insider Ownership depends on the Banks industry context. However, Insider Ownership should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Insider Ownership mean?
A high Insider Ownership can signal that a stock is expensive relative to its fundamentals. Insider ownership equals the percent of shares owned by company insiders relative to total shares. View historical data on First Business Financial Services and its competitors. First Business Financial Services's current Insider Ownership is 0.00 %. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is First Business Financial Services stock overvalued right now?
Based on GuruFocus' analysis, First Business Financial Services (FRA:45D) is currently considered Modestly Overvalued. The stock's GF Value™ is €48.54, compared to a current price of €59.50 — trading 22.6% above its estimated fair value. The current Insider Ownership is 0.00 %. First Business Financial Services' overall GF Score™ is 73/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Insider Ownership calculated?
Insider Ownership is calculated from a company's financial statements. For First Business Financial Services (FRA:45D), the current Insider Ownership is 0.00 % as of Sep. 11, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is First Business Financial Services (FRA:45D) Overvalued in 2026?

Based on GuruFocus' analysis, First Business Financial Services stock appears to be overvalued. The current stock price of €59.50 is trading 22.6% above its estimated GF Value™ of €48.54. GuruFocus considers First Business Financial Services to be Modestly Overvalued.

Key valuation signals for FRA:45D:

  • Insider Ownership: 0.00 %
  • GF Value™: €48.54 vs. price of €59.50 (22.6% above fair value)
  • GF Score™: 73/100 with 7 warning signs

No single metric tells the full story. See the FRA:45D stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

First Business Financial Services Business Description

Other Exchanges FBIZ:USA
Address 401 Charmany Drive, Madison, WI, USA, 53719
First Business Financial Services Inc operates as a bank holding company. The Bank operates as a business bank, delivering a full line of commercial banking products, including commercial loans and commercial real estate loans, to meet the specific needs of small and medium-sized businesses, business owners, executives, professionals, and high-net-worth individuals. The company's products and services include commercial lending, SBA lending and servicing, asset-based lending, equipment financing, factoring, trust, and investment services, treasury management services, and a broad range of deposit products. Geographically, all the business activity functioned through the region of the United States.
73GF Score

Get the complete analysis for FRA:45D

Insider Ownership is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€59.50
Price
€48.54
GF Value