First Business Financial Services (FRA:45D) EPS (Basic): €5.21 (TTM As of Mar. 2026)

What is First Business Financial Services EPS (Basic)?

First Business Financial Services FRA:45D +7.92% 71 EPS (Basic) is €5.21 as of Mar. 2026. GuruFocus rates FRA:45D with a GF Score™ of 71/100 and a GF Value™ of €45.99 (Modestly Overvalued). The stock has 5 warning signs investors should review.

First Business Financial Services's basic earnings per share (Basic EPS) for the three months ended in Mar. 2026 was €1.25. Its basic earnings per share (Basic EPS) for the trailing twelve months (TTM) ended in Mar. 2026 was €5.21.

First Business Financial Services's EPS (Diluted) for the three months ended in Mar. 2026 was €1.25. Its EPS (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 was €5.21.

First Business Financial Services's EPS without NRI for the three months ended in Mar. 2026 was €1.25. Its EPS without NRIearnings per share without non-recurring items for the trailing twelve months (TTM) ended in Mar. 2026 was 5.21.

During the past 12 months, First Business Financial Services's average EPS without NRIGrowth Rate was 10.40% per year. During the past 3 years, the average EPS without NRI Growth Rate was 7.70% per year. During the past 5 years, the average EPS without NRI Growth Rate was 19.00% per year. During the past 10 years, the average EPS without NRI Growth Rate was 15.60% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the EPS without NRI Growth Rate using EPS without NRI data.

During the past 13 years, First Business Financial Services's highest 3-Year average EPS without NRI Growth Rate was 100.20% per year. The lowest was -35.10% per year. And the median was 7.60% per year.

First Business Financial Services (FRA:45D) EPS (Basic) Explanation

EPS is the single most important variable used by Wall Street in determining the earnings power of a company. But investors need to be aware that Earnings per Share can be easily manipulated by adjusting depreciation and amortization rate or non-recurring items. That's why GuruFocus lists EPS without NRI, which better reflects the company's underlying performance.

Be Aware

Compared with Earnings per share, a company's cash flow is better indicator of the company's earnings power.

If a company's earnings per share is less than cash flow per share over long term, investors need to be cautious and find out why.

First Business Financial Services EPS (Basic) Related Terms

First Business Financial Services EPS (Basic) Historical Data

* Premium members only.

The historical data trend for First Business Financial Services's EPS (Basic) can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

First Business Financial Services EPS (Basic) Chart

First Business Financial Services Annual Data

Trend

Dec16

Dec17

Dec18

Dec19

Dec20

Dec21

Dec22

Dec23

Dec24

Dec25

EPS (Basic)

Get a 7-Day Free Trial

3.69

4.48

3.97

4.97

5.07

First Business Financial Services Quarterly Data
	Jun21	Sep21	Dec21	Mar22	Jun22	Sep22	Dec22	Mar23	Jun23	Sep23	Dec23	Mar24	Jun24	Sep24	Dec24	Mar25	Jun25	Sep25	Dec25	Mar26
EPS (Basic)	Get a 7-Day Free Trial															1.22	1.17	1.45	1.35	1.25

71GF Score

First Business Financial Services Inc FRA:45D

EPS (Basic) is just one metric. See GF Score™, valuation, warning signs, and more.

View Full Analysis

First Business Financial Services EPS (Basic) Calculation

EPS (Basic) is a rough measurement of the amount of a company's profit that can be allocated to one share of its stock. Basic earnings per share (EPS) do not factor in the dilutive effects on convertible securities.

First Business Financial Services's Basic EPS for the fiscal year that ended in Dec. 2025 is calculated as

Basic EPS (A: Dec. 2025 )	=	(Net Income	-	Preferred Dividends)	/	Shares Outstanding (Basic Average)
	=	(42.972	-	0.747)	/	8.158
	=	5.18

First Business Financial Services's Basic EPS for the quarter that ended in Mar. 2026 is calculated as

Basic EPS (Q: Mar. 2026 )	=	(Net Income	-	Preferred Dividends)	/	Shares Outstanding (Basic Average)
	=	(10.553	-	0.189)	/	8.186
	=	1.27

EPS (Basic) for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was €5.21

Frequently Asked Questions Learn more about EPS (Basic) →

What does a EPS (Basic) of €5.21 mean?

First Business Financial Services (FRA:45D) has a EPS (Basic) of €5.21 as of Mar. 2026. Earnings per share (basic) equals net income divided by the standard, non-diluted average shares outstanding. View historical data on First Business Financial Services and its competitors.

Is First Business Financial Services' EPS (Basic) too high?

First Business Financial Services' current EPS (Basic) is €5.21. Overall, First Business Financial Services has a GF Score™ of 71/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.

How does First Business Financial Services' EPS (Basic) compare to DBIN and FFMR?

First Business Financial Services' EPS (Basic) of €5.21 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.

What is a good EPS (Basic) for a Banks company?

A good EPS (Basic) depends on the Banks industry context. However, EPS (Basic) should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.

What does a high EPS (Basic) mean?

A high EPS (Basic) can signal that a stock is expensive relative to its fundamentals. Earnings per share (basic) equals net income divided by the standard, non-diluted average shares outstanding. View historical data on First Business Financial Services and its competitors. First Business Financial Services's current EPS (Basic) is €5.21. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.

Is First Business Financial Services stock overvalued right now?

Based on GuruFocus' analysis, First Business Financial Services (FRA:45D) is currently considered Modestly Overvalued. The stock's GF Value™ is €45.99, compared to a current price of €54.50 — trading 18.5% above its estimated fair value. The current EPS (Basic) is €5.21. First Business Financial Services' overall GF Score™ is 71/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.

How is EPS (Basic) calculated?

EPS (Basic) is calculated from a company's financial statements. For First Business Financial Services (FRA:45D), the current EPS (Basic) is €5.21 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is First Business Financial Services (FRA:45D) Overvalued in 2026?

Based on GuruFocus' analysis, First Business Financial Services stock appears to be overvalued. The current stock price of €54.50 is trading 18.5% above its estimated GF Value™ of €45.99. GuruFocus considers First Business Financial Services to be Modestly Overvalued.

Key valuation signals for FRA:45D:

EPS (Basic): €5.21
GF Value™: €45.99 vs. price of €54.50 (18.5% above fair value)
GF Score™: 71/100 with 5 warning signs

No single metric tells the full story. See the FRA:45D stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

First Business Financial Services Business Description

Industry Financial Services Banks

Comparable Companies DBIN FFMR COFS BSRR HBCP OBT PDLB GCBC KRNY CBNK SHSE:600036 SGX:D05 MIL:UCG NSE:HDFCBANK XPAR:BNP MIL:ISP TSE:8411 SAU:1120 NSE:ICICIBANK XMAD:CABK

Other Exchanges FBIZ:USA

Address 401 Charmany Drive, Madison, WI, USA, 53719

Website https://www.firstbusiness.bank

First Business Financial Services Inc operates as a bank holding company. The Bank operates as a business bank, delivering a full line of commercial banking products, including commercial loans and commercial real estate loans, to meet the specific needs of small and medium-sized businesses, business owners, executives, professionals, and high-net-worth individuals. The company's products and services include commercial lending, SBA lending and servicing, asset-based lending, equipment financing, factoring, trust, and investment services, treasury management services, and a broad range of deposit products. Geographically, all the business activity functioned through the region of the United States.

71GF Score

Get the complete analysis for FRA:45D

EPS (Basic) is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€54.50

Price

€45.99

GF Value

View FRA:45D Analysis

See EPS (Basic) data for all stocks →