First Business Financial Services (FRA:45D) Current Accrued Expense

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

FRA:45D First Business Financial Services Inc FRA:45D
73 GF Score
Price €59.50
GF Value €48.77
Valuation Modestly Overvalued
! 7 Warning Signs
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What is First Business Financial Services Current Accrued Expense?

Current Accrued Expense does not apply to banks and insurance companies.

FRA:45D
73GF Score
First Business Financial Services Inc FRA:45D
Current Accrued Expense is just one metric. See GF Score™, valuation, warning signs, and more.
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Is First Business Financial Services (FRA:45D) Overvalued in 2026?

Based on GuruFocus' analysis, First Business Financial Services stock appears to be overvalued. The current stock price of €59.50 is trading 22% above its estimated GF Value™ of €48.77. GuruFocus considers First Business Financial Services to be Modestly Overvalued.

Key valuation signals for FRA:45D:

  • Current Accrued Expense:
  • GF Value™: €48.77 vs. price of €59.50 (22% above fair value)
  • GF Score™: 73/100 with 7 warning signs

No single metric tells the full story. See the FRA:45D stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

First Business Financial Services Business Description

Other Exchanges FBIZ:USA
Address 401 Charmany Drive, Madison, WI, USA, 53719
First Business Financial Services Inc. is a bank holding company whose principal subsidiary, First Business Bank, operates as a business-focused commercial bank serving small and medium-sized businesses, business owners, executives, professionals, and high-net-worth individuals. Its commercial banking offerings include commercial and industrial loans, commercial real estate loans, asset-based lending, equipment financing, factoring, SBA lending and servicing, and treasury management. The company also provides trust and investment services, private wealth management, and a range of deposit products. It operates through segments including commercial banking, private wealth, and small business administration lending. Customers are primarily privately held businesses and their owners across the United States, with operations concentrated in Wisconsin, Kansas, and other Midwestern and selected metropolitan markets. Revenue is generated mainly from net interest income on loans and deposits, supplemented by fee income from lending, trust, and treasury services.
73GF Score

Get the complete analysis for FRA:45D

Current Accrued Expense is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€59.50
Price
€48.77
GF Value