First Business Financial Services (FRA:45D) ROC (Joel Greenblatt) %: % (As of Mar. 2026)

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FRA:45D First Business Financial Services Inc FRA:45D
66 GF Score
Price €55.00
GF Value €43.70
! 6 Warning Signs
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What is First Business Financial Services ROC (Joel Greenblatt) %?

First Business Financial Services FRA:45D -0.90% 66 ROC (Joel Greenblatt) % is % as of Mar. 2026. GuruFocus rates FRA:45D with a GF Score™ of 66/100 and a GF Value™ of €43.70. The stock has 6 warning signs investors should review. Among 46 Banks companies, First Business Financial Services ranks worse than 2173910.87% on this metric.

ROC (Joel Greenblatt) % does not apply to banks and insurance companies.

FRA:45D
66GF Score
First Business Financial Services Inc FRA:45D
ROC (Joel Greenblatt) % is just one metric. See GF Score™, valuation, warning signs, and more.
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What does a ROC (Joel Greenblatt) % of % mean?
First Business Financial Services (FRA:45D) has a ROC (Joel Greenblatt) % of % as of Mar. 2026. Joel Greenblatt's return on capital is the ratio of EBIT to average fixed assets and net working capital. View historical data on First Business Financial Services and its competitors. According to the industry distribution chart, First Business Financial Services ranks #999999 out of 46 companies in the Banks industry.
Is First Business Financial Services' ROC (Joel Greenblatt) % too high?
First Business Financial Services' current ROC (Joel Greenblatt) % is %. Based on the distribution chart, First Business Financial Services ranks #999999 out of 46 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, First Business Financial Services has a GF Score™ of 66/100, reflecting its overall financial health beyond just this single metric.
How does First Business Financial Services' ROC (Joel Greenblatt) % compare to WCCB and BSRR?
According to the Banks industry distribution chart, First Business Financial Services ranks #999999 out of 46 companies for ROC (Joel Greenblatt) %. This places First Business Financial Services in the lower half of its industry. The industry median ROC (Joel Greenblatt) % is 63.39. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROC (Joel Greenblatt) % for a Banks company?
The median ROC (Joel Greenblatt) % among Banks companies is 63.39, based on 46 companies in the industry. Companies in the top quartile (top 25%) have a ROC (Joel Greenblatt) % significantly above this median, while those in the bottom quartile fall well below. However, ROC (Joel Greenblatt) % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROC (Joel Greenblatt) % mean?
A high ROC (Joel Greenblatt) % can signal that a stock is expensive relative to its fundamentals. Joel Greenblatt's return on capital is the ratio of EBIT to average fixed assets and net working capital. View historical data on First Business Financial Services and its competitors. For the Banks industry, the median ROC (Joel Greenblatt) % is 63.39 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. First Business Financial Services's current ROC (Joel Greenblatt) % is %. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is First Business Financial Services stock overvalued right now?
First Business Financial Services (FRA:45D) has a current ROC (Joel Greenblatt) % of %. The stock's GF Value™ is €43.70, compared to a current price of €55.00 — trading 25.9% above its estimated fair value. The current ROC (Joel Greenblatt) % is %. First Business Financial Services' overall GF Score™ is 66/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROC (Joel Greenblatt) % calculated?
ROC (Joel Greenblatt) % is calculated from a company's financial statements. For First Business Financial Services (FRA:45D), the current ROC (Joel Greenblatt) % is % as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is First Business Financial Services (FRA:45D) Overvalued in 2026?

Based on GuruFocus' analysis, First Business Financial Services stock appears to be overvalued. The current stock price of €55.00 is trading 25.9% above its estimated GF Value™ of €43.70.

Key valuation signals for FRA:45D:

  • ROC (Joel Greenblatt) %: %
  • GF Value™: €43.70 vs. price of €55.00 (25.9% above fair value)
  • GF Score™: 66/100 with 6 warning signs

No single metric tells the full story. See the FRA:45D stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

First Business Financial Services Business Description

Other Exchanges FBIZ:USA
Address 401 Charmany Drive, Madison, WI, USA, 53719
First Business Financial Services Inc operates as a bank holding company. The Bank operates as a business bank, delivering a full line of commercial banking products, including commercial loans and commercial real estate loans, to meet the specific needs of small and medium-sized businesses, business owners, executives, professionals, and high-net-worth individuals. The company's products and services include commercial lending, SBA lending and servicing, asset-based lending, equipment financing, factoring, trust, and investment services, treasury management services, and a broad range of deposit products. Geographically, all the business activity functioned through the region of the United States.
66GF Score

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ROC (Joel Greenblatt) % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€55.00
Price
€43.70
GF Value