OPHC (OptimumBank Holdings) Buyback Yield %: -0.81 (As of Sep. 10, 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

OPHC OptimumBank Holdings Inc OPHC
41 GF Score
Price $9.14
GF Value $3.72
Valuation Significantly Overvalued
! 6 Warning Signs
View Full Analysis

What is OptimumBank Holdings Buyback Yield %?

OptimumBank Holdings OPHC +2.01% 41 Buyback Yield % is -0.81 as of Sep. 10, 2026. GuruFocus rates OPHC with a GF Score™ of 41/100 and a GF Value™ of $3.72 (Significantly Overvalued). The stock has 6 warning signs investors should review. Among 559 Banks companies, OptimumBank Holdings ranks worse than 90.34% on this metric.

Buyback yield is the net repurchase of shares outstanding over the market capital of the company. It is a measure of shareholder return.

OptimumBank Holdings's current buyback yield was -0.81%.


OptimumBank Holdings Buyback Yield % Historical Data

* Premium members only.

The historical data trend for OptimumBank Holdings's Buyback Yield % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

OptimumBank Holdings Buyback Yield % Chart

OptimumBank Holdings Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Buyback Yield %
Get a 7-Day Free Trial Premium Member Only Premium Member Only -19.39 -34.17 -1.07 -32.29 -0.44

OptimumBank Holdings Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Buyback Yield % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -17.73 -16.10 -0.44 0.04 -1.30

OPHC vs BORT, UNIB, BYFC: Buyback Yield % Comparison

For the Banks - Regional subindustry, OptimumBank Holdings's Buyback Yield %, along with its competitors' market caps and Buyback Yield % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


OptimumBank Holdings Buyback Yield % vs Banks Industry

For the Banks industry and Financial Services sector, OptimumBank Holdings's Buyback Yield % distribution charts can be found below:

* The bar in red indicates where OptimumBank Holdings's Buyback Yield % falls into.


OPHC
41GF Score
OptimumBank Holdings Inc OPHC
Buyback Yield % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

OptimumBank Holdings Buyback Yield % Calculation

Buyback yield is a measure of shareholder return.

OptimumBank Holdings's Buyback Yield for the fiscal year that ended in Dec. 2025 is calculated as

Buyback Yield=Net Issuance of Stock / Market Cap
=- (Repurchase of Stock + Issuance of Stock) / Market Cap
=- (0 + 0.217) / 49.0195
=-0.44%

OptimumBank Holdings's annualized Buyback Yield for the quarter that ended in Jun. 2026 is calculated as

Buyback Yield=Net Issuance of Stock(TTM) / Market Cap
=- (Repurchase of Stock + Issuance of Stock) (TTM)** / Market Cap
=- (0.948 + -0.014) / 72.07144
=-1.30%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

** If the quarter corresponds to the year-end period, we will use the annual Repurchase of Stock and Issuance of Stock data .

Frequently Asked Questions Learn more about Buyback Yield % →
What does a Buyback Yield % of -0.81 mean?
OptimumBank Holdings (OPHC) has a Buyback Yield % of -0.81 as of Sep. 10, 2026. Share buyback yield equals the net issuance of stock divided by market cap. View historical data on OptimumBank Holdings and its competitors. According to the industry distribution chart, OptimumBank Holdings ranks #505 out of 559 companies in the Banks industry, placing it in the top 90.3%.
Is OptimumBank Holdings' Buyback Yield % too high?
OptimumBank Holdings' current Buyback Yield % is -0.81. Based on the distribution chart, OptimumBank Holdings ranks #505 out of 559 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, OptimumBank Holdings has a GF Score™ of 41/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does OptimumBank Holdings' Buyback Yield % compare to BORT and UNIB?
According to the Banks industry distribution chart, OptimumBank Holdings ranks #505 out of 559 companies for Buyback Yield %. This places OptimumBank Holdings in the lower half of its industry. The industry median Buyback Yield % is 0.48. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Buyback Yield % for a Banks company?
The median Buyback Yield % among Banks companies is 0.48, based on 559 companies in the industry. Companies in the top quartile (top 25%) have a Buyback Yield % significantly above this median, while those in the bottom quartile fall well below. However, Buyback Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Buyback Yield % mean?
A high Buyback Yield % can signal that a stock is expensive relative to its fundamentals. Share buyback yield equals the net issuance of stock divided by market cap. View historical data on OptimumBank Holdings and its competitors. For the Banks industry, the median Buyback Yield % is 0.48 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. OptimumBank Holdings's current Buyback Yield % is -0.81. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is OptimumBank Holdings stock overvalued right now?
Based on GuruFocus' analysis, OptimumBank Holdings (OPHC) is currently considered Significantly Overvalued. The stock's GF Value™ is $3.72, compared to a current price of $9.14 — trading 145.7% above its estimated fair value. The current Buyback Yield % is -0.81. OptimumBank Holdings' overall GF Score™ is 41/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Buyback Yield % calculated?
Buyback Yield % is calculated from a company's financial statements. For OptimumBank Holdings (OPHC), the current Buyback Yield % is -0.81 as of Sep. 10, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is OptimumBank Holdings (OPHC) Overvalued in 2026?

Based on GuruFocus' analysis, OptimumBank Holdings stock appears to be overvalued. The current stock price of $9.14 is trading 145.7% above its estimated GF Value™ of $3.72. GuruFocus considers OptimumBank Holdings to be Significantly Overvalued.

Key valuation signals for OPHC:

  • Buyback Yield %: -0.81
  • GF Value™: $3.72 vs. price of $9.14 (145.7% above fair value)
  • GF Score™: 41/100 with 6 warning signs

No single metric tells the full story. See the OPHC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


OptimumBank Holdings Business Description

Address 2929 East Commercial Boulevard, Suite 303, Fort Lauderdale, FL, USA, 33308
OptimumBank Holdings Inc serves as a bank holding company for OptimumBank. The Bank provides community banking services to individuals and corporate customers. The services provided by the bank include demand interest-bearing and non-interest-bearing accounts, negotiable order of withdrawal accounts, borrowings, repayment of loans, money market deposit accounts, debit cards, automated teller machines, and other bank related services.
41GF Score

Get the complete analysis for OPHC

Buyback Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$9.14
Price
$3.72
GF Value