OPHC (OptimumBank Holdings) ROC (Joel Greenblatt) %: % (As of Jun. 2026)

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OPHC OptimumBank Holdings Inc OPHC
41 GF Score
Price $9.14
GF Value $3.72
Valuation Significantly Overvalued
! 6 Warning Signs
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What is OptimumBank Holdings ROC (Joel Greenblatt) %?

OptimumBank Holdings OPHC +2.01% 41 ROC (Joel Greenblatt) % is % as of Jun. 2026. GuruFocus rates OPHC with a GF Score™ of 41/100 and a GF Value™ of $3.72 (Significantly Overvalued). The stock has 6 warning signs investors should review. Among 47 Banks companies, OptimumBank Holdings ranks worse than 2127657.45% on this metric.

ROC (Joel Greenblatt) % does not apply to banks and insurance companies.

OPHC
41GF Score
OptimumBank Holdings Inc OPHC
ROC (Joel Greenblatt) % is just one metric. See GF Score™, valuation, warning signs, and more.
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What does a ROC (Joel Greenblatt) % of % mean?
OptimumBank Holdings (OPHC) has a ROC (Joel Greenblatt) % of % as of Jun. 2026. Joel Greenblatt's return on capital is the ratio of EBIT to average fixed assets and net working capital. View historical data on OptimumBank Holdings and its competitors. According to the industry distribution chart, OptimumBank Holdings ranks #999999 out of 47 companies in the Banks industry.
Is OptimumBank Holdings' ROC (Joel Greenblatt) % too high?
OptimumBank Holdings' current ROC (Joel Greenblatt) % is %. Based on the distribution chart, OptimumBank Holdings ranks #999999 out of 47 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, OptimumBank Holdings has a GF Score™ of 41/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does OptimumBank Holdings' ROC (Joel Greenblatt) % compare to BORT and UNIB?
According to the Banks industry distribution chart, OptimumBank Holdings ranks #999999 out of 47 companies for ROC (Joel Greenblatt) %. This places OptimumBank Holdings in the lower half of its industry. The industry median ROC (Joel Greenblatt) % is 54.45. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROC (Joel Greenblatt) % for a Banks company?
The median ROC (Joel Greenblatt) % among Banks companies is 54.45, based on 47 companies in the industry. Companies in the top quartile (top 25%) have a ROC (Joel Greenblatt) % significantly above this median, while those in the bottom quartile fall well below. However, ROC (Joel Greenblatt) % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROC (Joel Greenblatt) % mean?
A high ROC (Joel Greenblatt) % can signal that a stock is expensive relative to its fundamentals. Joel Greenblatt's return on capital is the ratio of EBIT to average fixed assets and net working capital. View historical data on OptimumBank Holdings and its competitors. For the Banks industry, the median ROC (Joel Greenblatt) % is 54.45 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. OptimumBank Holdings's current ROC (Joel Greenblatt) % is %. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is OptimumBank Holdings stock overvalued right now?
Based on GuruFocus' analysis, OptimumBank Holdings (OPHC) is currently considered Significantly Overvalued. The stock's GF Value™ is $3.72, compared to a current price of $9.14 — trading 145.7% above its estimated fair value. The current ROC (Joel Greenblatt) % is %. OptimumBank Holdings' overall GF Score™ is 41/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROC (Joel Greenblatt) % calculated?
ROC (Joel Greenblatt) % is calculated from a company's financial statements. For OptimumBank Holdings (OPHC), the current ROC (Joel Greenblatt) % is % as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is OptimumBank Holdings (OPHC) Overvalued in 2026?

Based on GuruFocus' analysis, OptimumBank Holdings stock appears to be overvalued. The current stock price of $9.14 is trading 145.7% above its estimated GF Value™ of $3.72. GuruFocus considers OptimumBank Holdings to be Significantly Overvalued.

Key valuation signals for OPHC:

  • ROC (Joel Greenblatt) %: %
  • GF Value™: $3.72 vs. price of $9.14 (145.7% above fair value)
  • GF Score™: 41/100 with 6 warning signs

No single metric tells the full story. See the OPHC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

OptimumBank Holdings Business Description

Address 2929 East Commercial Boulevard, Suite 303, Fort Lauderdale, FL, USA, 33308
OptimumBank Holdings Inc serves as a bank holding company for OptimumBank. The Bank provides community banking services to individuals and corporate customers. The services provided by the bank include demand interest-bearing and non-interest-bearing accounts, negotiable order of withdrawal accounts, borrowings, repayment of loans, money market deposit accounts, debit cards, automated teller machines, and other bank related services.
41GF Score

Get the complete analysis for OPHC

ROC (Joel Greenblatt) % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$9.14
Price
$3.72
GF Value