OPHC (OptimumBank Holdings) Construction In Progress

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

OPHC OptimumBank Holdings Inc OPHC
47 GF Score
Price $5.99
GF Value $3.34
Valuation Significantly Overvalued
! 6 Warning Signs
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What is OptimumBank Holdings Construction In Progress?

Construction In Progress does not apply to banks and insurance companies.

OPHC
47GF Score
OptimumBank Holdings Inc OPHC
Construction In Progress is just one metric. See GF Score™, valuation, warning signs, and more.
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Is OptimumBank Holdings (OPHC) Overvalued in 2026?

Based on GuruFocus' analysis, OptimumBank Holdings stock appears to be overvalued. The current stock price of $5.99 is trading 79.3% above its estimated GF Value™ of $3.34. GuruFocus considers OptimumBank Holdings to be Significantly Overvalued.

Key valuation signals for OPHC:

  • Construction In Progress:
  • GF Value™: $3.34 vs. price of $5.99 (79.3% above fair value)
  • GF Score™: 47/100 with 6 warning signs

No single metric tells the full story. See the OPHC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


OptimumBank Holdings Business Description

Address 2929 East Commercial Boulevard, Suite 303, Fort Lauderdale, FL, USA, 33308
OptimumBank Holdings Inc serves as a bank holding company for OptimumBank. The Bank provides community banking services to individuals and corporate customers. The services provided by the bank include demand interest-bearing and non-interest-bearing accounts, negotiable order of withdrawal accounts, borrowings, repayment of loans, money market deposit accounts, debit cards, automated teller machines, and other bank related services.
47GF Score

Get the complete analysis for OPHC

Construction In Progress is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$5.99
Price
$3.34
GF Value