OPHC (OptimumBank Holdings) Cyclically Adjusted Revenue per Share: $3.22 (As of Jun. 2026)

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OPHC OptimumBank Holdings Inc OPHC
41 GF Score
Price $9.14
GF Value $3.72
Valuation Significantly Overvalued
! 6 Warning Signs
View Full Analysis

What is OptimumBank Holdings Cyclically Adjusted Revenue per Share?

OptimumBank Holdings OPHC +2.01% 41 Cyclically Adjusted Revenue per Share is $3.22 as of Jun. 2026. GuruFocus rates OPHC with a GF Score™ of 41/100 and a GF Value™ of $3.72 (Significantly Overvalued). The stock has 6 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Revenue per Share and the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted Revenue per Share of a company over the past 10 years.

OptimumBank Holdings's adjusted revenue per share for the three months ended in Jun. 2026 was $0.725. Add all the adjusted revenue per share for the past 10 years together and divide the count will get our Cyclically Adjusted Revenue per Share, which is $3.22 for the trailing ten years ended in Jun. 2026.

During the past 12 months, OptimumBank Holdings's average Cyclically Adjusted Revenue Growth Rate was -5.80% per year. During the past 3 years, the average Cyclically Adjusted Revenue Growth Rate was -6.30% per year. During the past 5 years, the average Cyclically Adjusted Revenue Growth Rate was -22.90% per year. During the past 10 years, the average Cyclically Adjusted Revenue Growth Rate was -39.80% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the Cyclically Adjusted Revenue Growth Rate using Cyclically Adjusted Revenue per Share data.

During the past 13 years, the highest 3-Year average Cyclically Adjusted Revenue Growth Rate of OptimumBank Holdings was -3.20% per year. The lowest was -67.00% per year. And the median was -18.20% per year.

As of today (2026-09-10), OptimumBank Holdings's current stock price is $9.14. OptimumBank Holdings's Cyclically Adjusted Revenue per Share for the quarter that ended in Jun. 2026 was $3.22. OptimumBank Holdings's Cyclically Adjusted PS Ratio of today is 2.84.

During the past 13 years, the highest Cyclically Adjusted PS Ratio of OptimumBank Holdings was 3.05. The lowest was 0.01. And the median was 0.69.


OptimumBank Holdings  (AMEX:OPHC) Cyclically Adjusted Revenue per Share Explanation

If a company grows much fast than inflation, Cyclically Adjusted Revenue per Share may underestimate the company's revenue. Cyclically Adjusted PS Ratio can seem to be too high even the actual PS Ratio is low.

For the Cyclically Adjusted PS Ratio, the revenue per share of the past 10 years are inflation-adjusted and averaged. The result is used for P/S calculation. Since it looks at the average over the last 10 years, the Cyclically Adjusted PS Ratio is also called CAPS Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted revenue per share of a company over the past 10 years.

OptimumBank Holdings's Cyclically Adjusted PS Ratio of today is calculated as

Cyclically Adjusted PS Ratio=Share Price/Cyclically Adjusted Revenue per Share
=9.14/3.22
=2.84

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Cyclically Adjusted PS Ratio of OptimumBank Holdings was 3.05. The lowest was 0.01. And the median was 0.69.


Be Aware

Cyclically Adjusted PS Ratio works better for cyclical companies. It gives you a better idea on the company's real revenue value.


OptimumBank Holdings Cyclically Adjusted Revenue per Share Related Terms


OptimumBank Holdings Cyclically Adjusted Revenue per Share Historical Data

* Premium members only.

The historical data trend for OptimumBank Holdings's Cyclically Adjusted Revenue per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

OptimumBank Holdings Cyclically Adjusted Revenue per Share Chart

OptimumBank Holdings Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted Revenue per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only 3.85 3.95 3.92 3.49 3.25

OptimumBank Holdings Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Cyclically Adjusted Revenue per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 3.42 3.35 3.25 3.24 3.22

OPHC vs BORT, UNIB, BYFC: Cyclically Adjusted Revenue per Share Comparison

For the Banks - Regional subindustry, OptimumBank Holdings's Cyclically Adjusted PS Ratio, along with its competitors' market caps and Cyclically Adjusted PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


OptimumBank Holdings Cyclically Adjusted PS Ratio vs Banks Industry

For the Banks industry and Financial Services sector, OptimumBank Holdings's Cyclically Adjusted PS Ratio distribution charts can be found below:

* The bar in red indicates where OptimumBank Holdings's Cyclically Adjusted PS Ratio falls into.


OPHC
41GF Score
OptimumBank Holdings Inc OPHC
Cyclically Adjusted Revenue per Share is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

OptimumBank Holdings Cyclically Adjusted Revenue per Share Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Revenue per Share and the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted Revenue per Share of a company over the past 10 years.

What is Cyclically Adjusted Revenue per Share? How do we calculate Cyclically Adjusted Revenue per Share?

Cyclically Adjusted Revenue per Share is the average of the inflation adjusted Revenue per Share of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the Cyclically Adjusted Revenue per Share of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the revenue per share from 2001 through 2010.

We adjusted the 2001 revenue per share data with the total inflation from 2001 through 2010 to the equivalent revenue in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart's revenue is $1 a share in 2001, then the 2001's equivalent revenue in 2010 is $1.4 a share. If Wal-Mart's revenue is $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 revenue in 2010 is $1.35. So on and so forth, you get the equivalent revenue per share of past 10 years. Then you add them together and divided the sum by the count to get Cyclically Adjusted Revenue per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, OptimumBank Holdings's adjusted Revenue per Share data for the three months ended in Jun. 2026 was:

Adj_RevenuePerShare= Revenue per Share /CPI of Jun. 2026 (Change)*Current CPI (Jun. 2026)
=0.725/333.9520*333.9520
=0.725

Current CPI (Jun. 2026) = 333.9520.

OptimumBank Holdings Quarterly Data

Revenue per Share CPI Adj_RevenuePerShare
201609 0.894 241.428 1.237
201612 0.576 241.432 0.797
201703 0.836 243.801 1.145
201706 0.733 244.955 0.999
201709 0.797 246.819 1.078
201712 0.868 246.524 1.176
201803 0.653 249.554 0.874
201806 0.562 251.989 0.745
201809 0.515 252.439 0.681
201812 0.419 251.233 0.557
201903 0.423 254.202 0.556
201906 0.446 256.143 0.581
201909 0.390 256.759 0.507
201912 0.481 256.974 0.625
202003 0.374 258.115 0.484
202006 0.401 257.797 0.519
202009 0.491 260.280 0.630
202012 0.532 260.474 0.682
202103 0.581 264.877 0.733
202106 0.720 271.696 0.885
202109 0.734 274.310 0.894
202112 0.720 278.802 0.862
202203 0.793 287.504 0.921
202206 0.752 296.311 0.848
202209 0.824 296.808 0.927
202212 0.791 296.797 0.890
202303 0.803 301.836 0.888
202306 0.878 305.109 0.961
202309 0.941 307.789 1.021
202312 1.129 306.746 1.229
202403 1.178 312.332 1.260
202406 0.978 314.175 1.040
202409 0.471 315.301 0.499
202412 0.460 315.605 0.487
202503 0.871 319.799 0.910
202506 0.516 322.561 0.534
202509 0.557 324.800 0.573
202512 0.578 324.054 0.596
202603 0.635 330.213 0.642
202606 0.725 333.952 0.725

Add all the adjusted revenue per share together and divide 10 will get our Cyclically Adjusted Revenue per Share.

What does a Cyclically Adjusted Revenue per Share of $3.22 mean?
OptimumBank Holdings (OPHC) has a Cyclically Adjusted Revenue per Share of $3.22 as of Jun. 2026. Cyclically adjusted revenue per share represents the company's inflation-adjusted revenue per share over a 10-year period. View historical data on OptimumBank Holdings and its competitors.
Is OptimumBank Holdings' Cyclically Adjusted Revenue per Share too high?
OptimumBank Holdings' current Cyclically Adjusted Revenue per Share is $3.22. Overall, OptimumBank Holdings has a GF Score™ of 41/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does OptimumBank Holdings' Cyclically Adjusted Revenue per Share compare to BORT and UNIB?
OptimumBank Holdings' Cyclically Adjusted Revenue per Share of $3.22 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted Revenue per Share for a Banks company?
A good Cyclically Adjusted Revenue per Share depends on the Banks industry context. However, Cyclically Adjusted Revenue per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted Revenue per Share mean?
A high Cyclically Adjusted Revenue per Share can signal that a stock is expensive relative to its fundamentals. Cyclically adjusted revenue per share represents the company's inflation-adjusted revenue per share over a 10-year period. View historical data on OptimumBank Holdings and its competitors. OptimumBank Holdings's current Cyclically Adjusted Revenue per Share is $3.22. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is OptimumBank Holdings stock overvalued right now?
Based on GuruFocus' analysis, OptimumBank Holdings (OPHC) is currently considered Significantly Overvalued. The stock's GF Value™ is $3.72, compared to a current price of $9.14 — trading 145.7% above its estimated fair value. The current Cyclically Adjusted Revenue per Share is $3.22. OptimumBank Holdings' overall GF Score™ is 41/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted Revenue per Share calculated?
Cyclically Adjusted Revenue per Share is calculated from a company's financial statements. For OptimumBank Holdings (OPHC), the current Cyclically Adjusted Revenue per Share is $3.22 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is OptimumBank Holdings (OPHC) Overvalued in 2026?

Based on GuruFocus' analysis, OptimumBank Holdings stock appears to be overvalued. The current stock price of $9.14 is trading 145.7% above its estimated GF Value™ of $3.72. GuruFocus considers OptimumBank Holdings to be Significantly Overvalued.

Key valuation signals for OPHC:

  • Cyclically Adjusted Revenue per Share: $3.22
  • GF Value™: $3.72 vs. price of $9.14 (145.7% above fair value)
  • GF Score™: 41/100 with 6 warning signs

No single metric tells the full story. See the OPHC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


OptimumBank Holdings Business Description

Address 2929 East Commercial Boulevard, Suite 303, Fort Lauderdale, FL, USA, 33308
OptimumBank Holdings Inc serves as a bank holding company for OptimumBank. The Bank provides community banking services to individuals and corporate customers. The services provided by the bank include demand interest-bearing and non-interest-bearing accounts, negotiable order of withdrawal accounts, borrowings, repayment of loans, money market deposit accounts, debit cards, automated teller machines, and other bank related services.
41GF Score

Get the complete analysis for OPHC

Cyclically Adjusted Revenue per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$9.14
Price
$3.72
GF Value