OPHC (OptimumBank Holdings) Insider Ownership: 25.06 % (As of Sep. 10, 2026)

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OPHC OptimumBank Holdings Inc OPHC
41 GF Score
Price $9.14
GF Value $3.72
Valuation Significantly Overvalued
! 6 Warning Signs
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What is OptimumBank Holdings Insider Ownership?

OptimumBank Holdings OPHC +2.01% 41 Insider Ownership is 25.06 % as of Sep. 10, 2026. GuruFocus rates OPHC with a GF Score™ of 41/100 and a GF Value™ of $3.72 (Significantly Overvalued). The stock has 6 warning signs investors should review.

Insider ownership is the percentage of shares that are owned by company insiders relative to the total shares outstanding. As of today, OptimumBank Holdings's insider ownership is 25.06%.

Institutional Ownership is the percentage of shares that are owned by institutions out of the total shares outstanding. As of today, OptimumBank Holdings's Institutional Ownership is 19.12%.

Float Percentage Of Total Shares Outstanding is the percentage of float shares relative to the total shares outstanding. As of today, OptimumBank Holdings's Float Percentage Of Total Shares Outstanding is 82.03%.

OptimumBank Holdings Insider Ownership Historical Data

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The historical data trend for OptimumBank Holdings's Insider Ownership can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

OptimumBank Holdings Insider Ownership Chart

OptimumBank Holdings Historical Data

The historical data trend for OptimumBank Holdings can be seen below:

2025-08-31 2025-09-30 2025-10-31 2025-11-30 2026-01-31 2026-02-28 2026-05-31 2026-06-30 2026-07-31 2026-08-31
Insider Ownership 22.68 22.68 22.68 22.68 27.26 27.43 26.00 26.00 25.79 25.06
OPHC
41GF Score
OptimumBank Holdings Inc OPHC
Insider Ownership is just one metric. See GF Score™, valuation, warning signs, and more.
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OptimumBank Holdings Insider Ownership Calculation

The percentage of shares that are owned by company insiders relative to the total shares outstanding.

Frequently Asked Questions Learn more about Insider Ownership →
What does a Insider Ownership of 25.06 % mean?
OptimumBank Holdings (OPHC) has a Insider Ownership of 25.06 % as of Sep. 10, 2026. Insider ownership equals the percent of shares owned by company insiders relative to total shares. View historical data on OptimumBank Holdings and its competitors.
Is OptimumBank Holdings' Insider Ownership too high?
OptimumBank Holdings' current Insider Ownership is 25.06 %. Overall, OptimumBank Holdings has a GF Score™ of 41/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does OptimumBank Holdings' Insider Ownership compare to BORT and UNIB?
OptimumBank Holdings' Insider Ownership of 25.06 % can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Insider Ownership for a Banks company?
A good Insider Ownership depends on the Banks industry context. However, Insider Ownership should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Insider Ownership mean?
A high Insider Ownership can signal that a stock is expensive relative to its fundamentals. Insider ownership equals the percent of shares owned by company insiders relative to total shares. View historical data on OptimumBank Holdings and its competitors. OptimumBank Holdings's current Insider Ownership is 25.06 %. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is OptimumBank Holdings stock overvalued right now?
Based on GuruFocus' analysis, OptimumBank Holdings (OPHC) is currently considered Significantly Overvalued. The stock's GF Value™ is $3.72, compared to a current price of $9.14 — trading 145.7% above its estimated fair value. The current Insider Ownership is 25.06 %. OptimumBank Holdings' overall GF Score™ is 41/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Insider Ownership calculated?
Insider Ownership is calculated from a company's financial statements. For OptimumBank Holdings (OPHC), the current Insider Ownership is 25.06 % as of Sep. 10, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is OptimumBank Holdings (OPHC) Overvalued in 2026?

Based on GuruFocus' analysis, OptimumBank Holdings stock appears to be overvalued. The current stock price of $9.14 is trading 145.7% above its estimated GF Value™ of $3.72. GuruFocus considers OptimumBank Holdings to be Significantly Overvalued.

Key valuation signals for OPHC:

  • Insider Ownership: 25.06 %
  • GF Value™: $3.72 vs. price of $9.14 (145.7% above fair value)
  • GF Score™: 41/100 with 6 warning signs

No single metric tells the full story. See the OPHC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

OptimumBank Holdings Business Description

Address 2929 East Commercial Boulevard, Suite 303, Fort Lauderdale, FL, USA, 33308
OptimumBank Holdings Inc serves as a bank holding company for OptimumBank. The Bank provides community banking services to individuals and corporate customers. The services provided by the bank include demand interest-bearing and non-interest-bearing accounts, negotiable order of withdrawal accounts, borrowings, repayment of loans, money market deposit accounts, debit cards, automated teller machines, and other bank related services.
41GF Score

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Insider Ownership is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$9.14
Price
$3.72
GF Value