PT Bhakti Multi Artha Tbk (ISX:BHAT) Cash Conversion Cycle: 21,104.99 (As of Sep. 2025)


ISX:BHAT PT Bhakti Multi Artha Tbk ISX:BHAT
70 GF Score
Price Rp1,770.00
GF Value Rp296.44
Valuation Significantly Overvalued
! 4 Warning Signs
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What is PT Bhakti Multi Artha Tbk Cash Conversion Cycle?

PT Bhakti Multi Artha Tbk ISX:BHAT 70 Cash Conversion Cycle is 21,104.99 as of Sep. 2025. GuruFocus rates ISX:BHAT with a GF Score™ of 70/100 and a GF Value™ of Rp296.44 (Significantly Overvalued). The stock has 4 warning signs investors should review.

Cash Conversion Cycle is one of several measures of management effectiveness. It equals Days Sales Outstanding + Days Inventory - Days Payable.

PT Bhakti Multi Artha Tbk's Days Sales Outstanding for the three months ended in Sep. 2025 was 21104.99.
PT Bhakti Multi Artha Tbk's Days Inventory for the three months ended in Sep. 2025 was 0.
PT Bhakti Multi Artha Tbk's Days Payable for the three months ended in Sep. 2025 was 0.
Therefore, PT Bhakti Multi Artha Tbk's Cash Conversion Cycle (CCC) for the three months ended in Sep. 2025 was 21,104.99.


PT Bhakti Multi Artha Tbk  (ISX:BHAT) Cash Conversion Cycle Explanation

Generally, the lower this number is, the better for the company. Although it should be combined with other metrics (such as ROE % and ROA %), it can be especially useful for comparing close competitors, because the company with the lowest CCC is often the one with better management.


Be Aware

CCC is most effective with retail-type companies, which have inventories that are sold to customers. Consulting businesses, software companies and insurance companies are all examples of companies for whom this metric is meaningless.

The CCC is one of several tools that can help you evaluate management, especially if it is calculated for several consecutive time periods and for several competitors. Decreasing or steady CCCs are good, while rising ones should motivate you to dig a bit deeper.


PT Bhakti Multi Artha Tbk Cash Conversion Cycle Related Terms


PT Bhakti Multi Artha Tbk Cash Conversion Cycle Historical Data

* Premium members only.

The historical data trend for PT Bhakti Multi Artha Tbk's Cash Conversion Cycle can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

PT Bhakti Multi Artha Tbk Cash Conversion Cycle Chart

PT Bhakti Multi Artha Tbk Annual Data
Trend Dec19 Dec20 Dec21 Dec22 Dec23 Dec24
Cash Conversion Cycle
Get a 7-Day Free Trial 98.60 74.40 31.91 37.88 14.03

PT Bhakti Multi Artha Tbk Quarterly Data
Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25
Cash Conversion Cycle Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 85.40 82.19 110.37 9,546.26 21,104.99

ISX:BHAT vs AFL, MET, PRU: Cash Conversion Cycle Comparison

For the Insurance - Life subindustry, PT Bhakti Multi Artha Tbk's Cash Conversion Cycle, along with its competitors' market caps and Cash Conversion Cycle data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


PT Bhakti Multi Artha Tbk Cash Conversion Cycle vs Insurance Industry

For the Insurance industry and Financial Services sector, PT Bhakti Multi Artha Tbk's Cash Conversion Cycle distribution charts can be found below:

* The bar in red indicates where PT Bhakti Multi Artha Tbk's Cash Conversion Cycle falls into.


ISX:BHAT
70GF Score
PT Bhakti Multi Artha Tbk ISX:BHAT
Cash Conversion Cycle is just one metric. See GF Score™, valuation, warning signs, and more.
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PT Bhakti Multi Artha Tbk Cash Conversion Cycle Calculation

Cash Conversion Cycle (CCC) measures how fast a company can convert cash on hand into even more cash on hand. This metric looks at the amount of time needed to sell inventory, the amount of time needed to collect receivables and the length of time the company is afforded to pay its bills without incurring penalties.

Cash Conversion Cycle is one of several measures of management effectiveness.

PT Bhakti Multi Artha Tbk's Cash Conversion Cycle for the fiscal year that ended in Dec. 2024 is calculated as

Cash Conversion Cycle=Days Sales Outstanding +Days Inventory-Days Payable
=14.03+0-0
=14.03

PT Bhakti Multi Artha Tbk's Cash Conversion Cycle for the quarter that ended in Sep. 2025 is calculated as:

Cash Conversion Cycle=Days Sales Outstanding+Days Inventory-Days Payable
=21104.99+0-0
=21,104.99

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Cash Conversion Cycle →
What does a Cash Conversion Cycle of 21,104.99 mean?
PT Bhakti Multi Artha Tbk (ISX:BHAT) has a Cash Conversion Cycle of 21,104.99 as of Sep. 2025. Cash conversion cycle equals sum of days inventory and days sales outstanding less days payable. View historical data on PT Bhakti Multi Artha Tbk and its competitors.
Is PT Bhakti Multi Artha Tbk's Cash Conversion Cycle too high?
PT Bhakti Multi Artha Tbk's current Cash Conversion Cycle is 21,104.99. The Insurance industry median Cash Conversion Cycle is 5.28. PT Bhakti Multi Artha Tbk's value of 21,104.99 is 399615.7% above this industry median. Overall, PT Bhakti Multi Artha Tbk has a GF Score™ of 70/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does PT Bhakti Multi Artha Tbk's Cash Conversion Cycle compare to AFL and MET?
PT Bhakti Multi Artha Tbk's Cash Conversion Cycle of 21,104.99 can be compared against companies in the Insurance industry. The industry median Cash Conversion Cycle is 5.28. PT Bhakti Multi Artha Tbk's value of 21,104.99 is 399615.7% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cash Conversion Cycle for an Insurance company?
The median Cash Conversion Cycle among Insurance companies is 5.28, based on 65 companies in the industry. Companies in the top quartile (top 25%) have a Cash Conversion Cycle significantly above this median, while those in the bottom quartile fall well below. However, Cash Conversion Cycle should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. PT Bhakti Multi Artha Tbk's current Cash Conversion Cycle of 21,104.99 is 399615.7% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cash Conversion Cycle mean?
A high Cash Conversion Cycle can signal that a stock is expensive relative to its fundamentals. Cash conversion cycle equals sum of days inventory and days sales outstanding less days payable. View historical data on PT Bhakti Multi Artha Tbk and its competitors. For the Insurance industry, the median Cash Conversion Cycle is 5.28 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. PT Bhakti Multi Artha Tbk's current Cash Conversion Cycle is 21,104.99. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PT Bhakti Multi Artha Tbk stock overvalued right now?
Based on GuruFocus' analysis, PT Bhakti Multi Artha Tbk (ISX:BHAT) is currently considered Significantly Overvalued. The stock's GF Value™ is Rp296.44, compared to a current price of Rp1,770.00 — trading 497.1% above its estimated fair value. The current Cash Conversion Cycle is 21,104.99 and 399615.7% above the Insurance industry median of 5.28. PT Bhakti Multi Artha Tbk's overall GF Score™ is 70/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cash Conversion Cycle calculated?
Cash Conversion Cycle is calculated from a company's financial statements. For PT Bhakti Multi Artha Tbk (ISX:BHAT), the current Cash Conversion Cycle is 21,104.99 as of Sep. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is PT Bhakti Multi Artha Tbk (ISX:BHAT) Overvalued in 2026?

Based on GuruFocus' analysis, PT Bhakti Multi Artha Tbk stock appears to be overvalued. The current stock price of Rp1,770.00 is trading 497.1% above its estimated GF Value™ of Rp296.44. GuruFocus considers PT Bhakti Multi Artha Tbk to be Significantly Overvalued.

Key valuation signals for ISX:BHAT:

  • Cash Conversion Cycle: 21,104.99
  • GF Value™: Rp296.44 vs. price of Rp1,770.00 (497.1% above fair value)
  • GF Score™: 70/100 with 4 warning signs
  • Industry Position: 399615.7% above the Insurance median

No single metric tells the full story. See the ISX:BHAT stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


PT Bhakti Multi Artha Tbk Business Description

Address Jalan Kuningan Barat 26, Kec. Mampang Prapatan, Selatan, Jakarta, IDN, 12710
PT Bhakti Multi Artha Tbk is an investment holding company. The Company's business sector is in the management consulting services field and holding companies. The company's segment includes Life insurance and Others. It generates maximum revenue from the Life insurance segment.
70GF Score

Get the complete analysis for ISX:BHAT

Cash Conversion Cycle is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

Rp1,770.00
Price
Rp296.44
GF Value