PT Bhakti Multi Artha TbkISX:BHAT 70 Current Ratio is 2.15 as of Sep. 2025, which is 39% below its 10-year median of 3.54. GuruFocus rates ISX:BHAT with a GF Score™ of 70/100 and a GF Value™ of Rp296.29 (Significantly Overvalued). The stock has 4 warning signs investors should review. Among 69 Insurance companies, PT Bhakti Multi Artha Tbk ranks better than 71.01% on this metric.
The current ratio is a liquidity ratio that measures a company's ability to pay short-term obligations. It is calculated as a company's Total Current Assets divides by its Total Current Liabilities. PT Bhakti Multi Artha Tbk's current ratio for the quarter that ended in Sep. 2025 was 2.15.
PT Bhakti Multi Artha Tbk has a current ratio of 2.15. It generally indicates good short-term financial strength.
The historical rank and industry rank for PT Bhakti Multi Artha Tbk's Current Ratio or its related term are showing as below:
ISX:BHAT'
s Current Ratio Range Over the Past 10 Years
Min: 1.09 Med: 3.54 Max: 20.8
Current: 2.15
During the past 6 years, PT Bhakti Multi Artha Tbk's highest Current Ratio was 20.80. The lowest was 1.09. And the median was 3.54.
ISX:BHAT's Current Ratio is ranked better than 71.01% of 69
companies
in the Insurance industry
Industry Median: 1.67
vs ISX:BHAT: 2.15
PT Bhakti Multi Artha Tbk (ISX:BHAT) Current Ratio Explanation
The current ratio can give a sense of the efficiency of a company's operating cycle or its ability to turn its product into cash. Companies that have trouble getting paid on their receivables or have long inventory turnover can run into liquidity problems because they are unable to alleviate their obligations. Because business operations differ in each industry, it is always more useful to compare companies within the same industry.
Acceptable current ratios vary from industry to industry and are generally between 1 and 3 for healthy businesses.
The higher the current ratio, the more capable the company is of paying its obligations. A ratio under 1 suggests that the company would be unable to pay off its obligations if they came due at that point. While this shows the company is not in good financial health, it does not necessarily mean that it will go bankrupt - as there are many ways to access financing - but it is definitely not a good sign.
If all other things were equal, a creditor, who is expecting to be paid in the next 12 months, would consider a high current ratio to be better than a low current ratio, because a high current ratio means that the company is more likely to meet its liabilities which fall due in the next 12 months.
PT Bhakti Multi Artha Tbk Current Ratio Related Terms
PT Bhakti Multi Artha Tbk Current Ratio Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
ISX:BHAT vs AFL, MET, PRU: Current Ratio Comparison
For the Insurance - Life subindustry, PT Bhakti Multi Artha Tbk's Current Ratio, along with its competitors' market caps and Current Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
PT Bhakti Multi Artha Tbk Current Ratio vs Insurance Industry
For the Insurance industry and Financial Services sector, PT Bhakti Multi Artha Tbk's Current Ratio distribution charts can be found below:
* The bar in red indicates where PT Bhakti Multi Artha Tbk's Current Ratio falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
PT Bhakti Multi Artha Tbk (ISX:BHAT) has a Current Ratio of 2.15 as of Sep. 2025. This is 39% below median its historical median of 3.54. Over the past decade, PT Bhakti Multi Artha Tbk's Current Ratio has ranged from 1.09 to 20.80. According to the industry distribution chart, PT Bhakti Multi Artha Tbk ranks #20 out of 69 companies in the Insurance industry, placing it in the top 29%.
Is PT Bhakti Multi Artha Tbk's Current Ratio too high?
PT Bhakti Multi Artha Tbk's current Current Ratio of 2.15 is 39% below median its 10-year median of 3.54. Over the past 10 years, this metric has ranged from a low of 1.09 to a high of 20.80. The Insurance industry median Current Ratio is 1.67. PT Bhakti Multi Artha Tbk's value of 2.15 is 28.7% above this industry median. Based on the distribution chart, PT Bhakti Multi Artha Tbk ranks #20 out of 69 companies in the Insurance industry, which is above the industry midpoint. Overall, PT Bhakti Multi Artha Tbk has a GF Score™ of 70/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does PT Bhakti Multi Artha Tbk's Current Ratio compare to AFL and MET?
According to the Insurance industry distribution chart, PT Bhakti Multi Artha Tbk ranks #20 out of 69 companies for Current Ratio. This puts PT Bhakti Multi Artha Tbk in the upper half of its industry. The industry median Current Ratio is 1.67. PT Bhakti Multi Artha Tbk's value of 2.15 is 28.7% above this benchmark. Historically, PT Bhakti Multi Artha Tbk's own Current Ratio has ranged from 1.09 to 20.80 over the past decade. While the company's 10-year median is 3.54 vs. the industry median of 1.67, PT Bhakti Multi Artha Tbk has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Current Ratio for an Insurance company?
The median Current Ratio among Insurance companies is 1.67, based on 69 companies in the industry. Companies in the top quartile (top 25%) have a Current Ratio significantly above this median, while those in the bottom quartile fall well below. However, Current Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. PT Bhakti Multi Artha Tbk's current Current Ratio of 2.15 is 28.7% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Current Ratio mean?
A high Current Ratio can signal that a stock is expensive relative to its fundamentals. For the Insurance industry, the median Current Ratio is 1.67 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. PT Bhakti Multi Artha Tbk's current Current Ratio is 2.15, which is 39% below median its own 10-year median of 3.54. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PT Bhakti Multi Artha Tbk stock overvalued right now?
Based on GuruFocus' analysis, PT Bhakti Multi Artha Tbk (ISX:BHAT) is currently considered Significantly Overvalued. The stock's GF Value™ is Rp296.29, compared to a current price of Rp1,770.00 — trading 497.4% above its estimated fair value. The current Current Ratio is 2.15, which is 39% below median its 10-year median of 3.54 and 28.7% above the Insurance industry median of 1.67. PT Bhakti Multi Artha Tbk's overall GF Score™ is 70/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Current Ratio calculated?
Current Ratio is calculated from a company's financial statements. For PT Bhakti Multi Artha Tbk (ISX:BHAT), the current Current Ratio is 2.15 as of Sep. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is PT Bhakti Multi Artha Tbk (ISX:BHAT) Overvalued in 2026?
Based on GuruFocus' analysis, PT Bhakti Multi Artha Tbk stock appears to be overvalued.
The current stock price of Rp1,770.00 is trading 497.4% above its estimated GF Value™ of Rp296.29.
GuruFocus considers PT Bhakti Multi Artha Tbk to be Significantly Overvalued.
Key valuation signals for ISX:BHAT:
Current Ratio: 2.15 (39% below median its 10-year median of 3.54)
GF Value™: Rp296.29 vs. price of Rp1,770.00 (497.4% above fair value)
Industry Position: 28.7% above the Insurance median (#20 of 69)
No single metric tells the full story. See the ISX:BHAT stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
PT Bhakti Multi Artha Tbk is an investment holding company. The Company's business sector is in the management consulting services field and holding companies. The company's segment includes Life insurance and Others. It generates maximum revenue from the Life insurance segment.
70GF Score
Get the complete analysis for ISX:BHAT
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