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PT Bhakti Multi Artha Tbk has a Cash Ratio of 0.00. It indicates that there are more current liabilities than Cash, Cash Equivalents, Marketable Securities, and the company does not have sufficient cash on hand to pay off its short-term debt.
The historical rank and industry rank for PT Bhakti Multi Artha Tbk's Cash Ratio or its related term are showing as below:
ISX:BHAT'
s Cash Ratio Range Over the Past 10 Years
Min: 0.79 Med: 2.77 Max: 19.1
Current: 2.05
During the past 6 years, PT Bhakti Multi Artha Tbk's highest Cash Ratio was 19.10. The lowest was 0.79. And the median was 2.77.
ISX:BHAT's Cash Ratio is ranked better than 84.13% of 63
companies
in the Insurance industry
Industry Median: 0.7
vs ISX:BHAT: 2.05
PT Bhakti Multi Artha Tbk (ISX:BHAT) Cash Ratio Explanation
The cash ratio is more conservative than other liquidity ratios, such as Quick Ratio and Current Ratio, because it only considers a company's most liquid resources. The numerator of cash ratio only considers Cash, Cash Equivalents and marketable securities. Other current assets, such as accounts receivable and inventories, are not included. The rationale is that these assets may require time to be transformed into cash, and the amount of money received is also uncertain.
The cash ratio shows a company’s ability to pay all current liabilities immediately without selling or liquidating other assets. Generally speaking, a higher cash ratio suggests the company has a stronger ability to cover its short-term debt. However, a high cash ratio could also indicate inefficient management: the company is inefficient in making full utilization of cash to invest protential profitable project. It may also suggest that the company is not confident about future profitability.
In general, the higher the cash ratio, the better the company's liquidity position.
PT Bhakti Multi Artha Tbk Cash Ratio Related Terms
PT Bhakti Multi Artha Tbk Cash Ratio Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Insurance - Life subindustry, PT Bhakti Multi Artha Tbk's Cash Ratio, along with its competitors' market caps and Cash Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
PT Bhakti Multi Artha Tbk Cash Ratio vs Insurance Industry
For the Insurance industry and Financial Services sector, PT Bhakti Multi Artha Tbk's Cash Ratio distribution charts can be found below:
* The bar in red indicates where PT Bhakti Multi Artha Tbk's Cash Ratio falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
PT Bhakti Multi Artha Tbk (ISX:BHAT) has a Cash Ratio of 0.00 as of Sep. 2025. Cashflow ratio is the ratio of Cash, Cash Equivalents, Marketable Securities to current liabilities. View historical data on PT Bhakti Multi Artha Tbk and its competitors. Over the past decade, PT Bhakti Multi Artha Tbk's Cash Ratio has ranged from 0.79 to 19.10. According to the industry distribution chart, PT Bhakti Multi Artha Tbk ranks #10 out of 63 companies in the Insurance industry, placing it in the top 15.9%.
Is PT Bhakti Multi Artha Tbk's Cash Ratio too high?
PT Bhakti Multi Artha Tbk's current Cash Ratio is 0.00. Over the past 10 years, this metric has ranged from a low of 0.79 to a high of 19.10. Based on the distribution chart, PT Bhakti Multi Artha Tbk ranks #10 out of 63 companies in the Insurance industry, which is in the top quartile — a strong position relative to peers. Overall, PT Bhakti Multi Artha Tbk has a GF Score™ of 62/100, reflecting its overall financial health beyond just this single metric.
How does PT Bhakti Multi Artha Tbk's Cash Ratio compare to MET and AFL?
According to the Insurance industry distribution chart, PT Bhakti Multi Artha Tbk ranks #10 out of 63 companies for Cash Ratio. This places PT Bhakti Multi Artha Tbk in the top 16% of its industry — outperforming the majority of peers. The industry median Cash Ratio is 0.70. Historically, PT Bhakti Multi Artha Tbk's own Cash Ratio has ranged from 0.79 to 19.10 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cash Ratio for an Insurance company?
The median Cash Ratio among Insurance companies is 0.70, based on 63 companies in the industry. Companies in the top quartile (top 25%) have a Cash Ratio significantly above this median, while those in the bottom quartile fall well below. However, Cash Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cash Ratio mean?
A high Cash Ratio can signal that a stock is expensive relative to its fundamentals. Cashflow ratio is the ratio of Cash, Cash Equivalents, Marketable Securities to current liabilities. View historical data on PT Bhakti Multi Artha Tbk and its competitors. For the Insurance industry, the median Cash Ratio is 0.70 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. PT Bhakti Multi Artha Tbk's current Cash Ratio is 0.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PT Bhakti Multi Artha Tbk stock overvalued right now?
PT Bhakti Multi Artha Tbk (ISX:BHAT) has a current Cash Ratio of 0.00. The stock's GF Value™ is Rp304.97, compared to a current price of Rp1,770.00 — trading 480.4% above its estimated fair value. The current Cash Ratio is 0.00. PT Bhakti Multi Artha Tbk's overall GF Score™ is 62/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cash Ratio calculated?
Cash Ratio is calculated from a company's financial statements. For PT Bhakti Multi Artha Tbk (ISX:BHAT), the current Cash Ratio is 0.00 as of Sep. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is PT Bhakti Multi Artha Tbk (ISX:BHAT) Overvalued in 2026?
Based on GuruFocus' analysis, PT Bhakti Multi Artha Tbk stock appears to be overvalued.
The current stock price of Rp1,770.00 is trading 480.4% above its estimated GF Value™ of Rp304.97.
Key valuation signals for ISX:BHAT:
Cash Ratio: 0.00
GF Value™: Rp304.97 vs. price of Rp1,770.00 (480.4% above fair value)
No single metric tells the full story. See the ISX:BHAT stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
PT Bhakti Multi Artha Tbk is an investment holding company. The Company's business sector is in the management consulting services field and holding companies. The company's segment includes Life insurance and Others. It generates maximum revenue from the Life insurance segment.
62GF Score
Get the complete analysis for ISX:BHAT
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