PT Bhakti Multi Artha TbkISX:BHAT 70 Quick Ratio is 2.15 as of Sep. 2025, which is 39% below its 10-year median of 3.54. GuruFocus rates ISX:BHAT with a GF Score™ of 70/100 and a GF Value™ of Rp296.44 (Significantly Overvalued). The stock has 4 warning signs investors should review. Among 69 Insurance companies, PT Bhakti Multi Artha Tbk ranks better than 72.46% on this metric.
PT Bhakti Multi Artha Tbk has a quick ratio of 2.15. It generally indicates good short-term financial strength.
The historical rank and industry rank for PT Bhakti Multi Artha Tbk's Quick Ratio or its related term are showing as below:
ISX:BHAT'
s Quick Ratio Range Over the Past 10 Years
Min: 1.09 Med: 3.54 Max: 20.8
Current: 2.15
During the past 6 years, PT Bhakti Multi Artha Tbk's highest Quick Ratio was 20.80. The lowest was 1.09. And the median was 3.54.
ISX:BHAT's Quick Ratio is ranked better than 72.46% of 69
companies
in the Insurance industry
Industry Median: 1.66
vs ISX:BHAT: 2.15
PT Bhakti Multi Artha Tbk (ISX:BHAT) Quick Ratio Explanation
The quick ratio is more conservative than the Current Ratio because it excludes inventories from current assets. The ratio derives its name presumably from the fact that assets such as cash and marketable securities are quick sources of cash. Inventories generally take time to be converted into cash, and if they have to be sold quickly, the company may have to accept a lower price than book value of these inventories. As a result, they are justifiably excluded from assets that are ready sources of immediate cash.
In general, low or decreasing quick ratios generally suggest that a company is over-leveraged, struggling to maintain or grow sales, paying bills too quickly or collecting receivables too slowly. On the other hand, a high or increasing quick ratio generally indicates that a company is experiencing solid top-line growth, quickly converting receivables into cash, and easily able to cover its financial obligations. Such companies often have faster inventory turnover and cash conversion cycles.
The higher the quick ratio, the better the company's liquidity position.
PT Bhakti Multi Artha Tbk Quick Ratio Related Terms
PT Bhakti Multi Artha Tbk Quick Ratio Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Insurance - Life subindustry, PT Bhakti Multi Artha Tbk's Quick Ratio, along with its competitors' market caps and Quick Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
PT Bhakti Multi Artha Tbk Quick Ratio vs Insurance Industry
For the Insurance industry and Financial Services sector, PT Bhakti Multi Artha Tbk's Quick Ratio distribution charts can be found below:
* The bar in red indicates where PT Bhakti Multi Artha Tbk's Quick Ratio falls into.
The quick ratio measures a company's ability to meet its short-term obligations with its most liquid assets. For this reason, the ratio excludes inventories from current assets.
PT Bhakti Multi Artha Tbk's Quick Ratio for the fiscal year that ended in Dec. 2024 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
PT Bhakti Multi Artha Tbk (ISX:BHAT) has a Quick Ratio of 2.15 as of Sep. 2025. Quick ratio is the ratio of current assets less inventory to current liabilities. View historical data on PT Bhakti Multi Artha Tbk and its competitors. This is 39% below median its historical median of 3.54. Over the past decade, PT Bhakti Multi Artha Tbk's Quick Ratio has ranged from 1.09 to 20.80. According to the industry distribution chart, PT Bhakti Multi Artha Tbk ranks #19 out of 69 companies in the Insurance industry, placing it in the top 27.5%.
Is PT Bhakti Multi Artha Tbk's Quick Ratio too high?
PT Bhakti Multi Artha Tbk's current Quick Ratio of 2.15 is 39% below median its 10-year median of 3.54. Over the past 10 years, this metric has ranged from a low of 1.09 to a high of 20.80. The Insurance industry median Quick Ratio is 1.66. PT Bhakti Multi Artha Tbk's value of 2.15 is 29.5% above this industry median. Based on the distribution chart, PT Bhakti Multi Artha Tbk ranks #19 out of 69 companies in the Insurance industry, which is above the industry midpoint. Overall, PT Bhakti Multi Artha Tbk has a GF Score™ of 70/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does PT Bhakti Multi Artha Tbk's Quick Ratio compare to AFL and MET?
According to the Insurance industry distribution chart, PT Bhakti Multi Artha Tbk ranks #19 out of 69 companies for Quick Ratio. This puts PT Bhakti Multi Artha Tbk in the upper half of its industry. The industry median Quick Ratio is 1.66. PT Bhakti Multi Artha Tbk's value of 2.15 is 29.5% above this benchmark. Historically, PT Bhakti Multi Artha Tbk's own Quick Ratio has ranged from 1.09 to 20.80 over the past decade. While the company's 10-year median is 3.54 vs. the industry median of 1.66, PT Bhakti Multi Artha Tbk has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Quick Ratio for an Insurance company?
The median Quick Ratio among Insurance companies is 1.66, based on 69 companies in the industry. Companies in the top quartile (top 25%) have a Quick Ratio significantly above this median, while those in the bottom quartile fall well below. However, Quick Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. PT Bhakti Multi Artha Tbk's current Quick Ratio of 2.15 is 29.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Quick Ratio mean?
A high Quick Ratio can signal that a stock is expensive relative to its fundamentals. Quick ratio is the ratio of current assets less inventory to current liabilities. View historical data on PT Bhakti Multi Artha Tbk and its competitors. For the Insurance industry, the median Quick Ratio is 1.66 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. PT Bhakti Multi Artha Tbk's current Quick Ratio is 2.15, which is 39% below median its own 10-year median of 3.54. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PT Bhakti Multi Artha Tbk stock overvalued right now?
Based on GuruFocus' analysis, PT Bhakti Multi Artha Tbk (ISX:BHAT) is currently considered Significantly Overvalued. The stock's GF Value™ is Rp296.44, compared to a current price of Rp1,770.00 — trading 497.1% above its estimated fair value. The current Quick Ratio is 2.15, which is 39% below median its 10-year median of 3.54 and 29.5% above the Insurance industry median of 1.66. PT Bhakti Multi Artha Tbk's overall GF Score™ is 70/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Quick Ratio calculated?
Quick Ratio is calculated from a company's financial statements. For PT Bhakti Multi Artha Tbk (ISX:BHAT), the current Quick Ratio is 2.15 as of Sep. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is PT Bhakti Multi Artha Tbk (ISX:BHAT) Overvalued in 2026?
Based on GuruFocus' analysis, PT Bhakti Multi Artha Tbk stock appears to be overvalued.
The current stock price of Rp1,770.00 is trading 497.1% above its estimated GF Value™ of Rp296.44.
GuruFocus considers PT Bhakti Multi Artha Tbk to be Significantly Overvalued.
Key valuation signals for ISX:BHAT:
Quick Ratio: 2.15 (39% below median its 10-year median of 3.54)
GF Value™: Rp296.44 vs. price of Rp1,770.00 (497.1% above fair value)
Industry Position: 29.5% above the Insurance median (#19 of 69)
No single metric tells the full story. See the ISX:BHAT stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
PT Bhakti Multi Artha Tbk is an investment holding company. The Company's business sector is in the management consulting services field and holding companies. The company's segment includes Life insurance and Others. It generates maximum revenue from the Life insurance segment.
70GF Score
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