PT Bhakti Multi Artha TbkISX:BHAT 70 Net Margin % is 316.91% as of Sep. 2025, which is 5925% above its 10-year median of 5.26. GuruFocus rates ISX:BHAT with a GF Score™ of 70/100 and a GF Value™ of Rp296.29 (Significantly Overvalued). The stock has 4 warning signs investors should review. Among 503 Insurance companies, PT Bhakti Multi Artha Tbk ranks worse than 90.46% on this metric.
The historical rank and industry rank for PT Bhakti Multi Artha Tbk's Net Margin % or its related term are showing as below:
ISX:BHAT'
s Net Margin % Range Over the Past 10 Years
Min: -0.47 Med: 5.26 Max: 20.25
Current: -0.47
ISX:BHAT's Net Margin % is ranked worse than 90.46% of 503
companies
in the Insurance industry
Industry Median: 9.25
vs ISX:BHAT: -0.47
PT Bhakti Multi Artha Tbk (ISX:BHAT) Net Margin % Explanation
Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.
But the long term trend of the net margin is a good indicator of the competitiveness and health of the business.
PT Bhakti Multi Artha Tbk Net Margin % Related Terms
PT Bhakti Multi Artha Tbk Net Margin % Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
ISX:BHAT vs AFL, MET, PRU: Net Margin % Comparison
For the Insurance - Life subindustry, PT Bhakti Multi Artha Tbk's Net Margin %, along with its competitors' market caps and Net Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
PT Bhakti Multi Artha Tbk Net Margin % vs Insurance Industry
For the Insurance industry and Financial Services sector, PT Bhakti Multi Artha Tbk's Net Margin % distribution charts can be found below:
* The bar in red indicates where PT Bhakti Multi Artha Tbk's Net Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
PT Bhakti Multi Artha Tbk (ISX:BHAT) has a Net Margin % of 316.91% as of Sep. 2025. Net margin is the ratio of total net income to net sales. View historical data on PT Bhakti Multi Artha Tbk and its competitors. This is 5925% above median its historical median of 5.26. According to the industry distribution chart, PT Bhakti Multi Artha Tbk ranks #455 out of 503 companies in the Insurance industry, placing it in the top 90.5%.
Is PT Bhakti Multi Artha Tbk's Net Margin % too high?
PT Bhakti Multi Artha Tbk's current Net Margin % of 316.91% is 5925% above median its 10-year median of 5.26. The Insurance industry median Net Margin % is 9.25. PT Bhakti Multi Artha Tbk's value of 316.91% is 3326.1% above this industry median. Based on the distribution chart, PT Bhakti Multi Artha Tbk ranks #455 out of 503 companies in the Insurance industry, which is in the bottom quartile relative to peers. Overall, PT Bhakti Multi Artha Tbk has a GF Score™ of 70/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does PT Bhakti Multi Artha Tbk's Net Margin % compare to AFL and MET?
According to the Insurance industry distribution chart, PT Bhakti Multi Artha Tbk ranks #455 out of 503 companies for Net Margin %. This places PT Bhakti Multi Artha Tbk in the lower half of its industry. The industry median Net Margin % is 9.25. PT Bhakti Multi Artha Tbk's value of 316.91% is 3326.1% above this benchmark. While the company's 10-year median is 5.26 vs. the industry median of 9.25, PT Bhakti Multi Artha Tbk has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Margin % for an Insurance company?
The median Net Margin % among Insurance companies is 9.25, based on 503 companies in the industry. Companies in the top quartile (top 25%) have a Net Margin % significantly above this median, while those in the bottom quartile fall well below. However, Net Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. PT Bhakti Multi Artha Tbk's current Net Margin % of 316.91% is 3326.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Margin % mean?
A high Net Margin % can signal that a stock is expensive relative to its fundamentals. Net margin is the ratio of total net income to net sales. View historical data on PT Bhakti Multi Artha Tbk and its competitors. For the Insurance industry, the median Net Margin % is 9.25 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. PT Bhakti Multi Artha Tbk's current Net Margin % is 316.91%, which is 5925% above median its own 10-year median of 5.26. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PT Bhakti Multi Artha Tbk stock overvalued right now?
Based on GuruFocus' analysis, PT Bhakti Multi Artha Tbk (ISX:BHAT) is currently considered Significantly Overvalued. The stock's GF Value™ is Rp296.29, compared to a current price of Rp1,770.00 — trading 497.4% above its estimated fair value. The current Net Margin % is 316.91%, which is 5925% above median its 10-year median of 5.26 and 3326.1% above the Insurance industry median of 9.25. PT Bhakti Multi Artha Tbk's overall GF Score™ is 70/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Margin % calculated?
Net Margin % is calculated from a company's financial statements. For PT Bhakti Multi Artha Tbk (ISX:BHAT), the current Net Margin % is 316.91% as of Sep. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is PT Bhakti Multi Artha Tbk (ISX:BHAT) Overvalued in 2026?
Based on GuruFocus' analysis, PT Bhakti Multi Artha Tbk stock appears to be overvalued.
The current stock price of Rp1,770.00 is trading 497.4% above its estimated GF Value™ of Rp296.29.
GuruFocus considers PT Bhakti Multi Artha Tbk to be Significantly Overvalued.
Key valuation signals for ISX:BHAT:
Net Margin %: 316.91% (5925% above median its 10-year median of 5.26)
GF Value™: Rp296.29 vs. price of Rp1,770.00 (497.4% above fair value)
Industry Position: 3326.1% above the Insurance median (#455 of 503)
No single metric tells the full story. See the ISX:BHAT stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
PT Bhakti Multi Artha Tbk is an investment holding company. The Company's business sector is in the management consulting services field and holding companies. The company's segment includes Life insurance and Others. It generates maximum revenue from the Life insurance segment.
70GF Score
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