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A high debt to equity ratio generally means that a company has been aggressive in financing its growth with debt. This can result in volatile earnings as a result of the additional interest expense.
The historical rank and industry rank for PT Bhakti Multi Artha Tbk's Debt-to-Equity or its related term are showing as below:
ISX:BHAT'
s Debt-to-Equity Range Over the Past 10 Years
Min: 0 Med: 0.45 Max: 0.47
Current: 0.41
During the past 6 years, the highest Debt-to-Equity Ratio of PT Bhakti Multi Artha Tbk was 0.47. The lowest was 0.00. And the median was 0.45.
ISX:BHAT's Debt-to-Equity is ranked worse than 72.47% of 396
companies
in the Insurance industry
Industry Median: 0.21
vs ISX:BHAT: 0.41
Because a company can increase its ROE % by having more financial leverage, it is important to watch the leverage ratio when investing in high ROE % companies.
PT Bhakti Multi Artha Tbk Debt-to-Equity Related Terms
PT Bhakti Multi Artha Tbk Debt-to-Equity Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
ISX:BHAT vs MET, AFL, PRU: Debt-to-Equity Comparison
For the Insurance - Life subindustry, PT Bhakti Multi Artha Tbk's Debt-to-Equity, along with its competitors' market caps and Debt-to-Equity data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
PT Bhakti Multi Artha Tbk Debt-to-Equity vs Insurance Industry
For the Insurance industry and Financial Services sector, PT Bhakti Multi Artha Tbk's Debt-to-Equity distribution charts can be found below:
* The bar in red indicates where PT Bhakti Multi Artha Tbk's Debt-to-Equity falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
PT Bhakti Multi Artha Tbk (ISX:BHAT) has a Debt-to-Equity of 0.41 as of Sep. 2025. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on PT Bhakti Multi Artha Tbk and its competitors. This is near median its historical median of 0.45. According to the industry distribution chart, PT Bhakti Multi Artha Tbk ranks #287 out of 396 companies in the Insurance industry, placing it in the top 72.5%.
Is PT Bhakti Multi Artha Tbk's Debt-to-Equity too high?
PT Bhakti Multi Artha Tbk's current Debt-to-Equity of 0.41 is near median its 10-year median of 0.45. The Insurance industry median Debt-to-Equity is 0.21. PT Bhakti Multi Artha Tbk's value of 0.41 is 95.2% above this industry median. Based on the distribution chart, PT Bhakti Multi Artha Tbk ranks #287 out of 396 companies in the Insurance industry, which is below the industry midpoint. Overall, PT Bhakti Multi Artha Tbk has a GF Score™ of 62/100, reflecting its overall financial health beyond just this single metric.
How does PT Bhakti Multi Artha Tbk's Debt-to-Equity compare to MET and AFL?
According to the Insurance industry distribution chart, PT Bhakti Multi Artha Tbk ranks #287 out of 396 companies for Debt-to-Equity. This places PT Bhakti Multi Artha Tbk in the lower half of its industry. The industry median Debt-to-Equity is 0.21. PT Bhakti Multi Artha Tbk's value of 0.41 is 95.2% above this benchmark. While the company's 10-year median is 0.45 vs. the industry median of 0.21, PT Bhakti Multi Artha Tbk has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-Equity for an Insurance company?
The median Debt-to-Equity among Insurance companies is 0.21, based on 396 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-Equity significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. PT Bhakti Multi Artha Tbk's current Debt-to-Equity of 0.41 is 95.2% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-Equity mean?
A high Debt-to-Equity can signal that a stock is expensive relative to its fundamentals. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on PT Bhakti Multi Artha Tbk and its competitors. For the Insurance industry, the median Debt-to-Equity is 0.21 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. PT Bhakti Multi Artha Tbk's current Debt-to-Equity is 0.41, which is near median its own 10-year median of 0.45. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PT Bhakti Multi Artha Tbk stock overvalued right now?
PT Bhakti Multi Artha Tbk (ISX:BHAT) has a current Debt-to-Equity of 0.41. The stock's GF Value™ is Rp304.97, compared to a current price of Rp1,770.00 — trading 480.4% above its estimated fair value. The current Debt-to-Equity is 0.41, which is near median its 10-year median of 0.45 and 95.2% above the Insurance industry median of 0.21. PT Bhakti Multi Artha Tbk's overall GF Score™ is 62/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-Equity calculated?
Debt-to-Equity is calculated from a company's financial statements. For PT Bhakti Multi Artha Tbk (ISX:BHAT), the current Debt-to-Equity is 0.41 as of Sep. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is PT Bhakti Multi Artha Tbk (ISX:BHAT) Overvalued in 2026?
Based on GuruFocus' analysis, PT Bhakti Multi Artha Tbk stock appears to be overvalued.
The current stock price of Rp1,770.00 is trading 480.4% above its estimated GF Value™ of Rp304.97.
Key valuation signals for ISX:BHAT:
Debt-to-Equity: 0.41 (near median its 10-year median of 0.45)
GF Value™: Rp304.97 vs. price of Rp1,770.00 (480.4% above fair value)
Industry Position: 95.2% above the Insurance median (#287 of 396)
No single metric tells the full story. See the ISX:BHAT stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
PT Bhakti Multi Artha Tbk is an investment holding company. The Company's business sector is in the management consulting services field and holding companies. The company's segment includes Life insurance and Others. It generates maximum revenue from the Life insurance segment.
62GF Score
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