Sing Investments & Finance (SGX:S35) Cash Conversion Cycle: (As of Jun. 2026)

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SGX:S35 Sing Investments & Finance Ltd SGX:S35
87 GF Score
Price S$1.56
GF Value S$1.13
Valuation Significantly Overvalued
! 3 Warning Signs
View Full Analysis

What is Sing Investments & Finance Cash Conversion Cycle?

Cash Conversion Cycle is one of several measures of management effectiveness. It equals Days Sales Outstanding + Days Inventory - Days Payable.

Sing Investments & Finance's Days Sales Outstanding for the six months ended in Jun. 2026 was .
Sing Investments & Finance's Days Inventory for the six months ended in Jun. 2026 was .
Sing Investments & Finance's Days Payable for the six months ended in Jun. 2026 was .
Therefore, Sing Investments & Finance's Cash Conversion Cycle (CCC) for the six months ended in Jun. 2026 was 0.00.

Sing Investments & Finance  (SGX:S35) Cash Conversion Cycle Explanation

Generally, the lower this number is, the better for the company. Although it should be combined with other metrics (such as ROE % and ROA %), it can be especially useful for comparing close competitors, because the company with the lowest CCC is often the one with better management.

Be Aware

CCC is most effective with retail-type companies, which have inventories that are sold to customers. Consulting businesses, software companies and insurance companies are all examples of companies for whom this metric is meaningless.

The CCC is one of several tools that can help you evaluate management, especially if it is calculated for several consecutive time periods and for several competitors. Decreasing or steady CCCs are good, while rising ones should motivate you to dig a bit deeper.

Sing Investments & Finance Cash Conversion Cycle Related Terms

Sing Investments & Finance Cash Conversion Cycle Historical Data

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The historical data trend for Sing Investments & Finance's Cash Conversion Cycle can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Sing Investments & Finance Cash Conversion Cycle Chart

Sing Investments & Finance Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cash Conversion Cycle
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Sing Investments & Finance Semi-Annual Data
Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25 Jun26
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SGX:S35 vs V, MA, AXP: Cash Conversion Cycle Comparison

For the Credit Services subindustry, Sing Investments & Finance's Cash Conversion Cycle, along with its competitors' market caps and Cash Conversion Cycle data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Sing Investments & Finance Cash Conversion Cycle vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Sing Investments & Finance's Cash Conversion Cycle distribution charts can be found below:

* The bar in red indicates where Sing Investments & Finance's Cash Conversion Cycle falls into.


SGX:S35
87GF Score
Sing Investments & Finance Ltd SGX:S35
Cash Conversion Cycle is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Sing Investments & Finance Cash Conversion Cycle Calculation

Cash Conversion Cycle (CCC) measures how fast a company can convert cash on hand into even more cash on hand. This metric looks at the amount of time needed to sell inventory, the amount of time needed to collect receivables and the length of time the company is afforded to pay its bills without incurring penalties.

Cash Conversion Cycle is one of several measures of management effectiveness.

Sing Investments & Finance's Cash Conversion Cycle for the fiscal year that ended in Dec. 2025 is calculated as

Cash Conversion Cycle=Days Sales Outstanding +Days Inventory-Days Payable
=+-
=0.00

Sing Investments & Finance's Cash Conversion Cycle for the quarter that ended in Jun. 2026 is calculated as:

Cash Conversion Cycle=Days Sales Outstanding+Days Inventory-Days Payable
=+-
=0.00

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Is Sing Investments & Finance (SGX:S35) Overvalued in 2026?

Based on GuruFocus' analysis, Sing Investments & Finance stock appears to be overvalued. The current stock price of S$1.56 is trading 38.1% above its estimated GF Value™ of S$1.13. GuruFocus considers Sing Investments & Finance to be Significantly Overvalued.

Key valuation signals for SGX:S35:

  • Cash Conversion Cycle:
  • GF Value™: S$1.13 vs. price of S$1.56 (38.1% above fair value)
  • GF Score™: 87/100 with 3 warning signs

No single metric tells the full story. See the SGX:S35 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Sing Investments & Finance Business Description

Address 96 Robinson Road, No: 01-01 SIF Building, Singapore, SGP, 068899
Sing Investments & Finance Ltd offers a range of financial products and services for both individuals and corporate/SME customers in Singapore. Its deposit products include business current, conveyancing, savings, GIRO saver, GoSavers, GoVault, and fixed deposit accounts. Personal financing covers housing and HDB loans, car loans, share loans, and commercial property loans, supported by personal e-services through SIF Mobile and SIF Online. For corporate and SME clients, the company provides financing solutions such as commercial property, land and construction, machinery, shipping, and floor stock loans, along with government-backed SME loans, invoice factoring, and unsecured business loans, supported by SIF BIZ Mobile and SIF BIZ Online platforms.
87GF Score

Get the complete analysis for SGX:S35

Cash Conversion Cycle is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

S$1.56
Price
S$1.13
GF Value