Sing Investments & Finance (SGX:S35) Days Payable: (As of Jun. 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

SGX:S35 Sing Investments & Finance Ltd SGX:S35
87 GF Score
Price S$1.56
GF Value S$1.13
Valuation Significantly Overvalued
! 3 Warning Signs
View Full Analysis

What is Sing Investments & Finance Days Payable?

Sing Investments & Finance's average Accounts Payable for the six months ended in Jun. 2026 was S$0.0 Mil. Sing Investments & Finance's Cost of Goods Sold for the six months ended in Jun. 2026 was S$19.9 Mil. Hence, Sing Investments & Finance's Days Payable for the six months ended in Jun. 2026 was 0.00.

The historical rank and industry rank for Sing Investments & Finance's Days Payable or its related term are showing as below:

During the past 13 years, Sing Investments & Finance's highest Days Payable was 35.08. The lowest was 17.33. And the median was 27.48.

SGX:S35's Days Payable is not ranked *
in the Credit Services industry.
Industry Median: 32.92
* Ranked among companies with meaningful Days Payable only.

Sing Investments & Finance's Days Payable stayed the same from Jun. 2025 () to Jun. 2026 ().

Sing Investments & Finance Days Payable Historical Data

* Premium members only.

The historical data trend for Sing Investments & Finance's Days Payable can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Sing Investments & Finance Days Payable Chart

Sing Investments & Finance Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Days Payable
Get a 7-Day Free Trial Premium Member Only Premium Member Only - - - - -

Sing Investments & Finance Semi-Annual Data
Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25 Jun26
Days Payable Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only - - - - -

SGX:S35 vs V, MA, AXP: Days Payable Comparison

For the Credit Services subindustry, Sing Investments & Finance's Days Payable, along with its competitors' market caps and Days Payable data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Sing Investments & Finance Days Payable vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Sing Investments & Finance's Days Payable distribution charts can be found below:

* The bar in red indicates where Sing Investments & Finance's Days Payable falls into.


SGX:S35
87GF Score
Sing Investments & Finance Ltd SGX:S35
Days Payable is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Sing Investments & Finance Days Payable Calculation

Days Payable indicates the number of days that the account payable relative to cost of goods sold the company has. An increase of Days Payable may suggest that the company delays paying its suppliers.

Sing Investments & Finance's Days Payable for the fiscal year that ended in Dec. 2025 is calculated as

Days Payable (A: Dec. 2025 )
=Average Accounts Payable /Cost of Goods Sold*Days in Period
=( (Accounts Payable (A: Dec. 2024 ) + Accounts Payable (A: Dec. 2025 )) / count ) / Cost of Goods Sold (A: Dec. 2025 )*Days in Period
=( ( + ) / 1 ) / 66.402*365
=0 / 66.402*365
=0.00

Sing Investments & Finance's Days Payable for the quarter that ended in Jun. 2026 is calculated as:

Days Payable (Q: Jun. 2026 )
=Average Accounts Payable / Cost of Goods Sold*Days in Period
=( (Accounts Payable (Q: Dec. 2025 ) + Accounts Payable (Q: Jun. 2026 )) / count ) / Cost of Goods Sold (Q: Jun. 2026 )*Days in Period
=( ( + ) / 1 ) / 19.86*365 / 2
=0 / 19.86*365 / 2
=0.00

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Is Sing Investments & Finance (SGX:S35) Overvalued in 2026?

Based on GuruFocus' analysis, Sing Investments & Finance stock appears to be overvalued. The current stock price of S$1.56 is trading 38.1% above its estimated GF Value™ of S$1.13. GuruFocus considers Sing Investments & Finance to be Significantly Overvalued.

Key valuation signals for SGX:S35:

  • Days Payable:
  • GF Value™: S$1.13 vs. price of S$1.56 (38.1% above fair value)
  • GF Score™: 87/100 with 3 warning signs

No single metric tells the full story. See the SGX:S35 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Sing Investments & Finance Business Description

Address 96 Robinson Road, No: 01-01 SIF Building, Singapore, SGP, 068899
Sing Investments & Finance Ltd is a Singapore-based finance company licensed under the Finance Companies Act. It provides deposit-taking and lending services to individuals, small and medium-sized enterprises, and corporate customers, primarily in Singapore. Its deposit products include savings, fixed deposit, current, and specialised accounts such as GIRO Saver, GoSavers, and GoVault. On the lending side, it offers housing and HDB loans, car and share loans, and commercial property financing, alongside corporate and SME facilities including construction, machinery, shipping, and floor stock loans, government-backed SME loans, invoice factoring, and unsecured business loans. The company serves its customers through branch locations and digital platforms such as SIF Mobile, SIF Online, SIF BIZ Mobile, and SIF BIZ Online. Revenue is derived mainly from interest income on its loan portfolio, supplemented by fee-based services.
87GF Score

Get the complete analysis for SGX:S35

Days Payable is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

S$1.56
Price
S$1.13
GF Value