Sing Investments & Finance (SGX:S35) Total Liabilities: S$2,999.6 Mil (As of Dec. 2025)

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SGX:S35 Sing Investments & Finance Ltd SGX:S35
86 GF Score
Price S$1.58
GF Value S$1.04
Valuation Significantly Overvalued
! 3 Warning Signs
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What is Sing Investments & Finance Total Liabilities?

Sing Investments & Finance SGX:S35 86 Total Liabilities is S$2,999.6 Mil as of Dec. 2025. GuruFocus rates SGX:S35 with a GF Score™ of 86/100 and a GF Value™ of S$1.04 (Significantly Overvalued). The stock has 3 warning signs investors should review.

Sing Investments & Finance's Total Liabilities for the quarter that ended in Dec. 2025 was S$2,999.6 Mil.

Sing Investments & Finance's quarterly Total Liabilities increased from Dec. 2024 (S$2,982.81 Mil) to Jun. 2025 (S$3,014.35 Mil) but then declined from Jun. 2025 (S$3,014.35 Mil) to Dec. 2025 (S$2,999.63 Mil).

Sing Investments & Finance's annual Total Liabilities increased from Dec. 2023 (S$2,975.93 Mil) to Dec. 2024 (S$2,982.81 Mil) and increased from Dec. 2024 (S$2,982.81 Mil) to Dec. 2025 (S$2,999.63 Mil).


Sing Investments & Finance Total Liabilities Historical Data

* Premium members only.

The historical data trend for Sing Investments & Finance's Total Liabilities can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Sing Investments & Finance Total Liabilities Chart

Sing Investments & Finance Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Total Liabilities
Get a 7-Day Free Trial Premium Member Only Premium Member Only 2,514.34 2,695.14 2,975.93 2,982.81 2,999.63

Sing Investments & Finance Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Total Liabilities Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 2,975.93 2,905.64 2,982.81 3,014.35 2,999.63
SGX:S35
86GF Score
Sing Investments & Finance Ltd SGX:S35
Total Liabilities is just one metric. See GF Score™, valuation, warning signs, and more.
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Sing Investments & Finance Total Liabilities Calculation

Total Liabilities are the liabilities that the company has to pay others. It is a part of the balance sheet of a company that shareholders do not own, and would be obligated to pay back if the company liquidated.

Sing Investments & Finance's Total Liabilities for the fiscal year that ended in Dec. 2025 is calculated as

Total Liabilities=Total Current Liabilities+Total Noncurrent Liabilities
=Total Current Liabilities+(Long-Term Debt & Capital Lease Obligation+Other Long-Term Liabilities
=2965.302+(0.745+33.585
+NonCurrent Deferred Liabilities+PensionAndRetirementBenefit+NonCurrent Deferred Income Tax)
+0+0+0)
=2,999.6

Total Liabilities=Total Assets (A: Dec. 2025 )-Total Equity (A: Dec. 2025 )
=3495.765-496.133
=2,999.6

Sing Investments & Finance's Total Liabilities for the quarter that ended in Dec. 2025 is calculated as

Total Liabilities=Total Current Liabilities+Total Noncurrent Liabilities
=Total Current Liabilities+(Long-Term Debt & Capital Lease Obligation+Other Long-Term Liabilities
=2965.302+(0.745+33.585
+NonCurrent Deferred Liabilities+PensionAndRetirementBenefit+NonCurrent Deferred Income Tax)
+0+0+0)
=2,999.6

Total Liabilities=Total Assets (Q: Dec. 2025 )-Total Equity (Q: Dec. 2025 )
=3495.765-496.133
=2,999.6

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Total Liabilities →
What does a Total Liabilities of S$2,999.6 Mil mean?
Sing Investments & Finance (SGX:S35) has a Total Liabilities of S$2,999.6 Mil as of Dec. 2025. The total amount of liabilities as recorded on a company's balance sheet. View historical data for Sing Investments & Finance and its competitors.
Is Sing Investments & Finance's Total Liabilities too high?
Sing Investments & Finance's current Total Liabilities is S$2,999.6 Mil. Overall, Sing Investments & Finance has a GF Score™ of 86/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Sing Investments & Finance's Total Liabilities compare to V and MA?
Sing Investments & Finance's Total Liabilities of S$2,999.6 Mil can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Total Liabilities for a Credit Services company?
A good Total Liabilities depends on the Credit Services industry context. However, Total Liabilities should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Total Liabilities mean?
A high Total Liabilities can signal that a stock is expensive relative to its fundamentals. The total amount of liabilities as recorded on a company's balance sheet. View historical data for Sing Investments & Finance and its competitors. Sing Investments & Finance's current Total Liabilities is S$2,999.6 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Sing Investments & Finance stock overvalued right now?
Based on GuruFocus' analysis, Sing Investments & Finance (SGX:S35) is currently considered Significantly Overvalued. The stock's GF Value™ is S$1.04, compared to a current price of S$1.58 — trading 51.9% above its estimated fair value. The current Total Liabilities is S$2,999.6 Mil. Sing Investments & Finance's overall GF Score™ is 86/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Total Liabilities calculated?
Total Liabilities is calculated from a company's financial statements. For Sing Investments & Finance (SGX:S35), the current Total Liabilities is S$2,999.6 Mil as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Sing Investments & Finance (SGX:S35) Overvalued in 2026?

Based on GuruFocus' analysis, Sing Investments & Finance stock appears to be overvalued. The current stock price of S$1.58 is trading 51.9% above its estimated GF Value™ of S$1.04. GuruFocus considers Sing Investments & Finance to be Significantly Overvalued.

Key valuation signals for SGX:S35:

  • Total Liabilities: S$2,999.6 Mil
  • GF Value™: S$1.04 vs. price of S$1.58 (51.9% above fair value)
  • GF Score™: 86/100 with 3 warning signs

No single metric tells the full story. See the SGX:S35 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Sing Investments & Finance Business Description

Address 96 Robinson Road, No: 01-01 SIF Building, Singapore, SGP, 068899
Sing Investments & Finance Ltd offers a range of financial products and services for both individuals and corporate/SME customers in Singapore. Its deposit products include business current, conveyancing, savings, GIRO saver, GoSavers, GoVault, and fixed deposit accounts. Personal financing covers housing and HDB loans, car loans, share loans, and commercial property loans, supported by personal e-services through SIF Mobile and SIF Online. For corporate and SME clients, the company provides financing solutions such as commercial property, land and construction, machinery, shipping, and floor stock loans, along with government-backed SME loans, invoice factoring, and unsecured business loans, supported by SIF BIZ Mobile and SIF BIZ Online platforms.
86GF Score

Get the complete analysis for SGX:S35

Total Liabilities is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

S$1.58
Price
S$1.04
GF Value