Sing Investments & Finance (SGX:S35) OCF Yield %: -1.28 (As of Aug. 15, 2026)

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SGX:S35 Sing Investments & Finance Ltd SGX:S35
95 GF Score
Price S$1.58
GF Value S$1.09
Valuation Significantly Overvalued
! 3 Warning Signs
View Full Analysis

What is Sing Investments & Finance OCF Yield %?

Sing Investments & Finance SGX:S35 95 OCF Yield % is -1.28 as of Aug. 15, 2026. GuruFocus rates SGX:S35 with a GF Score™ of 95/100 and a GF Value™ of S$1.09 (Significantly Overvalued). The stock has 3 warning signs investors should review. Among 542 Credit Services companies, Sing Investments & Finance ranks worse than 56.27% on this metric.

OCF Yield % is calculated as Cash Flow from Operations divided by Market Capitalization. It is a financial solvency ratio that compares the operating cash flow a company is expected to earn against its market value.

As of today, Sing Investments & Finance's Trailing 12-Month Cash Flow from Operations is S$-4.8 Mil, and Market Cap is S$373.6 Mil. Therefore, Sing Investments & Finance's OCF Yield % for today is -1.28%.

The historical rank and industry rank for Sing Investments & Finance's OCF Yield % or its related term are showing as below:

SGX:S35' s OCF Yield % Range Over the Past 10 Years
Min: -68.01   Med: -9.7   Max: 69.1
Current: -1.28


During the past 13 years, the highest OCF Yield % of Sing Investments & Finance was 69.10%. The lowest was -68.01%. And the median was -9.70%.

SGX:S35's OCF Yield % is ranked worse than
56.27% of 542 companies
in the Credit Services industry
Industry Median: -0.02 vs SGX:S35: -1.28

Sing Investments & Finance's OCF Margin % for the quarter that ended in Jun. 2026 was %.


Sing Investments & Finance OCF Yield % Explanation

Similar to Earnings Yield %, OCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high operating cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.


Sing Investments & Finance OCF Yield % Related Terms


Sing Investments & Finance OCF Yield % Historical Data

* Premium members only.

The historical data trend for Sing Investments & Finance's OCF Yield % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Sing Investments & Finance OCF Yield % Chart

Sing Investments & Finance Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
OCF Yield %
Get a 7-Day Free Trial Premium Member Only Premium Member Only -28.49 -17.64 62.98 -62.65 -15.01

Sing Investments & Finance Semi-Annual Data
Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25 Jun26
OCF Yield % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -144.49 11.02 75.90 -83.97 83.52

SGX:S35 vs V, MA, AXP: OCF Yield % Comparison

For the Credit Services subindustry, Sing Investments & Finance's OCF Yield %, along with its competitors' market caps and OCF Yield % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Sing Investments & Finance OCF Yield % vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Sing Investments & Finance's OCF Yield % distribution charts can be found below:

* The bar in red indicates where Sing Investments & Finance's OCF Yield % falls into.


SGX:S35
95GF Score
Sing Investments & Finance Ltd SGX:S35
OCF Yield % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Sing Investments & Finance OCF Yield % Calculation

OCF Yield % is a financial solvency ratio that compares the operating cash flow a company is expected to earn against its market value.

Sing Investments & Finance's OCF Yield % for the fiscal year that ended in Dec. 2025 is calculated as

OCF Yield %=Cash Flow from Operations / Market Cap
=-56.441 / 375.93801
=-15.01%

Sing Investments & Finance's annualized OCF Yield % for the quarter that ended in Jun. 2026 is calculated as

OCF Yield %=Cash Flow from Operations * Annualized Factor / Market Cap
=153.05 * 2 / 366.48045
=83.52%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about OCF Yield % →
What does a OCF Yield % of -1.28 mean?
Sing Investments & Finance (SGX:S35) has a OCF Yield % of -1.28 as of Aug. 15, 2026. OCF Yield is calculated as Cash Flow from Operations divided by Market Capitalization. View historical data on Sing Investments & Finance and its competitors. According to the industry distribution chart, Sing Investments & Finance ranks #305 out of 542 companies in the Credit Services industry, placing it in the top 56.3%.
Is Sing Investments & Finance's OCF Yield % too high?
Sing Investments & Finance's current OCF Yield % is -1.28. Based on the distribution chart, Sing Investments & Finance ranks #305 out of 542 companies in the Credit Services industry, which is below the industry midpoint. Overall, Sing Investments & Finance has a GF Score™ of 95/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Sing Investments & Finance's OCF Yield % compare to V and MA?
According to the Credit Services industry distribution chart, Sing Investments & Finance ranks #305 out of 542 companies for OCF Yield %. This places Sing Investments & Finance in the lower half of its industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Yield % for a Credit Services company?
A good OCF Yield % depends on the Credit Services industry context. However, OCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Yield % mean?
A high OCF Yield % can signal that a stock is expensive relative to its fundamentals. OCF Yield is calculated as Cash Flow from Operations divided by Market Capitalization. View historical data on Sing Investments & Finance and its competitors. Sing Investments & Finance's current OCF Yield % is -1.28. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Sing Investments & Finance stock overvalued right now?
Based on GuruFocus' analysis, Sing Investments & Finance (SGX:S35) is currently considered Significantly Overvalued. The stock's GF Value™ is S$1.09, compared to a current price of S$1.58 — trading 45% above its estimated fair value. The current OCF Yield % is -1.28. Sing Investments & Finance's overall GF Score™ is 95/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Yield % calculated?
OCF Yield % is calculated from a company's financial statements. For Sing Investments & Finance (SGX:S35), the current OCF Yield % is -1.28 as of Aug. 15, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Sing Investments & Finance (SGX:S35) Overvalued in 2026?

Based on GuruFocus' analysis, Sing Investments & Finance stock appears to be overvalued. The current stock price of S$1.58 is trading 45% above its estimated GF Value™ of S$1.09. GuruFocus considers Sing Investments & Finance to be Significantly Overvalued.

Key valuation signals for SGX:S35:

  • OCF Yield %: -1.28
  • GF Value™: S$1.09 vs. price of S$1.58 (45% above fair value)
  • GF Score™: 95/100 with 3 warning signs

No single metric tells the full story. See the SGX:S35 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Sing Investments & Finance Business Description

Address 96 Robinson Road, No: 01-01 SIF Building, Singapore, SGP, 068899
Sing Investments & Finance Ltd offers a range of financial products and services for both individuals and corporate/SME customers in Singapore. Its deposit products include business current, conveyancing, savings, GIRO saver, GoSavers, GoVault, and fixed deposit accounts. Personal financing covers housing and HDB loans, car loans, share loans, and commercial property loans, supported by personal e-services through SIF Mobile and SIF Online. For corporate and SME clients, the company provides financing solutions such as commercial property, land and construction, machinery, shipping, and floor stock loans, along with government-backed SME loans, invoice factoring, and unsecured business loans, supported by SIF BIZ Mobile and SIF BIZ Online platforms.
95GF Score

Get the complete analysis for SGX:S35

OCF Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

S$1.58
Price
S$1.09
GF Value