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Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
Axos Financial's operating cash flow per share for the
three
months ended in Jun. 2026 was $5.05.
Axos Financial's operating cash flow per share for the trailing twelve months (TTM) ended in Jun. 2026 was $9.63.
During the past 12 months, the average Operating Cash Flow per Share Growth Rate of Axos Financial was 14.50% per year.
During the past 3 years, the average Operating Cash Flow per Share Growth Rate was 43.70% per year.
During the past 5 years, the average Operating Cash Flow per Share Growth Rate was 14.60% per year.
During the past 10 years, the average Operating Cash Flow per Share Growth Rate was 11.80% per year.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the OCF Growth Rate using Operating Cash Flow per Share data.
The historical rank and industry rank for Axos Financial's Operating Cash Flow per Share or its related term are showing as below:
AX'
s 3-Year OCF Growth Rate Range Over the Past 10 Years
Min: -57.9 Med: 12.85 Max: 109.5
Current: 43.7
During the past 13 years, Axos Financial's highest 3-Year average Operating Cash Flow per Share Growth Rate was 109.50% per year. The lowest was -57.90% per year. And the median was 12.85% per year.
AX's 3-Year OCF Growth Rate is ranked better than 86.83% of 1071
companies
in the Banks industry
Industry Median: 0.4
vs AX: 43.70
Axos Financial Operating Cash Flow per Share Related Terms
Axos Financial Operating Cash Flow per Share Historical Data
* Premium members only.
The historical data trend for Axos Financial's Operating Cash Flow per Share can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Axos Financial Operating Cash Flow per Share Chart
AX vs OZK, EBC, FINN: Operating Cash Flow per Share Comparison
For the Banks - Regional subindustry, Axos Financial's Price-to-Operating-Cash-Flow, along with its competitors' market caps and Price-to-Operating-Cash-Flow data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Axos Financial Price-to-Operating-Cash-Flow vs Banks Industry
For the Banks industry and Financial Services sector, Axos Financial's Price-to-Operating-Cash-Flow distribution charts can be found below:
* The bar in red indicates where Axos Financial's Price-to-Operating-Cash-Flow falls into.
Operating Cash Flow per Share for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $9.63
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
What does a Operating Cash Flow per Share of $9.63 mean?
Axos Financial (AX) has a Operating Cash Flow per Share of $9.63 as of Jun. 2026. Operating cash flow per share equals the per-share amount of cash flow from operations. View historical data on Axos Financial and its competitors. According to the industry distribution chart, Axos Financial ranks #141 out of 1071 companies in the Banks industry, placing it in the top 13.2%.
Is Axos Financial's Operating Cash Flow per Share too high?
Axos Financial's current Operating Cash Flow per Share is $9.63. The Banks industry median Operating Cash Flow per Share is 0.40. Axos Financial's value of $9.63 is 2307.5% above this industry median. Based on the distribution chart, Axos Financial ranks #141 out of 1071 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Axos Financial has a GF Score™ of 74/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Axos Financial's Operating Cash Flow per Share compare to OZK and EBC?
According to the Banks industry distribution chart, Axos Financial ranks #141 out of 1071 companies for Operating Cash Flow per Share. This places Axos Financial in the top 13% of its industry — outperforming the majority of peers. The industry median Operating Cash Flow per Share is 0.40. Axos Financial's value of $9.63 is 2307.5% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Operating Cash Flow per Share for a Banks company?
The median Operating Cash Flow per Share among Banks companies is 0.40, based on 1,071 companies in the industry. Companies in the top quartile (top 25%) have a Operating Cash Flow per Share significantly above this median, while those in the bottom quartile fall well below. However, Operating Cash Flow per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Axos Financial's current Operating Cash Flow per Share of $9.63 is 2307.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Operating Cash Flow per Share mean?
A high Operating Cash Flow per Share can signal that a stock is expensive relative to its fundamentals. Operating cash flow per share equals the per-share amount of cash flow from operations. View historical data on Axos Financial and its competitors. For the Banks industry, the median Operating Cash Flow per Share is 0.40 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Axos Financial's current Operating Cash Flow per Share is $9.63. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Axos Financial stock overvalued right now?
Based on GuruFocus' analysis, Axos Financial (AX) is currently considered Fairly Valued. The stock's GF Value™ is $92.48, compared to a current price of $97.85 — trading 5.8% above its estimated fair value. The current Operating Cash Flow per Share is $9.63 and 2307.5% above the Banks industry median of 0.40. Axos Financial's overall GF Score™ is 74/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Operating Cash Flow per Share calculated?
Operating Cash Flow per Share is calculated from a company's financial statements. For Axos Financial (AX), the current Operating Cash Flow per Share is $9.63 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Axos Financial (AX) Overvalued in 2026?
Based on GuruFocus' analysis, Axos Financial stock appears to be overvalued.
The current stock price of $97.85 is trading 5.8% above its estimated GF Value™ of $92.48.
GuruFocus considers Axos Financial to be Fairly Valued.
Key valuation signals for AX:
Operating Cash Flow per Share: $9.63
GF Value™: $92.48 vs. price of $97.85 (5.8% above fair value)
Industry Position: 2307.5% above the Banks median (#141 of 1071)
No single metric tells the full story. See the AX stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Axos Financial Inc is a bank holding company that operates through its bank subsidiary, BofI Federal Bank, a nationwide bank that provides financing for single and multifamily residential properties, small to medium-size businesses in certain sectors, and selected specialty finance receivables. Its operating segments are banking business segment and securities business segment. The bank distributed its products through a wide range of retail distribution channels, including only banking brands, affinity groups, and sales teams, among others. The majority of the bank's mortgage exposure is titled toward the state of California, particularly its southern region. Net interest income is a majority of the bank's revenue.
74GF Score
Get the complete analysis for AX
Operating Cash Flow per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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