AX (Axos Financial) Long-Term Debt: $1,073 Mil (As of Mar. 2026)


AX Axos Financial Inc AX
85 GF Score
Price $96.23
GF Value $87.75
Valuation Fairly Valued
! 5 Warning Signs
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What is Axos Financial Long-Term Debt?

Axos Financial AX +0.93% 85 Long-Term Debt is $1,073 Mil as of Mar. 2026. GuruFocus rates AX with a GF Score™ of 85/100 and a GF Value™ of $87.75 (Fairly Valued). The stock has 5 warning signs investors should review.

Axos Financial's Long-Term Debt for the quarter that ended in Mar. 2026 was $1,073 Mil.

Axos Financial's quarterly Long-Term Debt declined from Sep. 2025 ($1,352 Mil) to Dec. 2025 ($1,116 Mil) and declined from Dec. 2025 ($1,116 Mil) to Mar. 2026 ($1,073 Mil).

Axos Financial's annual Long-Term Debt declined from Jun. 2023 ($452 Mil) to Jun. 2024 ($386 Mil) and declined from Jun. 2024 ($386 Mil) to Jun. 2025 ($373 Mil).

Axos Financial  (NYSE:AX) Long-Term Debt Explanation

Long-Term Debt is the sum of the carrying values as of the balance sheet date of all long-term debt, which is debt initially having maturities due after one year or beyond the operating cycle, if longer, but excluding the portions thereof scheduled to be repaid within one year or the normal operating cycle, if longer. Long-Term Debt includes notes payable, bonds payable, mortgage loans, convertible debt, subordinated debt and other types of long term debt.

Axos Financial Long-Term Debt Related Terms

Axos Financial Long-Term Debt Historical Data

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The historical data trend for Axos Financial's Long-Term Debt can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Axos Financial Long-Term Debt Chart

Axos Financial Annual Data
Trend Jun16 Jun17 Jun18 Jun19 Jun20 Jun21 Jun22 Jun23 Jun24 Jun25
Long-Term Debt
Get a 7-Day Free Trial Premium Member Only Premium Member Only 574.86 535.24 451.78 385.68 372.67

Axos Financial Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Long-Term Debt Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 437.43 372.67 1,352.49 1,116.32 1,072.52
AX
85GF Score
Axos Financial Inc AX
Long-Term Debt is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about Long-Term Debt →
What does a Long-Term Debt of $1,073 Mil mean?
Axos Financial (AX) has a Long-Term Debt of $1,073 Mil as of Mar. 2026.
Is Axos Financial's Long-Term Debt too high?
Axos Financial's current Long-Term Debt is $1,073 Mil. Overall, Axos Financial has a GF Score™ of 85/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Axos Financial's Long-Term Debt compare to FINN and FFIN?
Axos Financial's Long-Term Debt of $1,073 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Long-Term Debt for a Banks company?
A good Long-Term Debt depends on the Banks industry context. However, Long-Term Debt should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Long-Term Debt mean?
A high Long-Term Debt can signal that a stock is expensive relative to its fundamentals. Axos Financial's current Long-Term Debt is $1,073 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Axos Financial stock overvalued right now?
Based on GuruFocus' analysis, Axos Financial (AX) is currently considered Fairly Valued. The stock's GF Value™ is $87.75, compared to a current price of $96.23 — trading 9.7% above its estimated fair value. The current Long-Term Debt is $1,073 Mil. Axos Financial's overall GF Score™ is 85/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Long-Term Debt calculated?
Long-Term Debt is calculated from a company's financial statements. For Axos Financial (AX), the current Long-Term Debt is $1,073 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Axos Financial (AX) Overvalued in 2026?

Based on GuruFocus' analysis, Axos Financial stock appears to be overvalued. The current stock price of $96.23 is trading 9.7% above its estimated GF Value™ of $87.75. GuruFocus considers Axos Financial to be Fairly Valued.

Key valuation signals for AX:

  • Long-Term Debt: $1,073 Mil
  • GF Value™: $87.75 vs. price of $96.23 (9.7% above fair value)
  • GF Score™: 85/100 with 5 warning signs

No single metric tells the full story. See the AX stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Axos Financial Business Description

Other Exchanges BB4:Germany
Address 9205 West Russell Road, Suite 400, Las Vegas, NV, USA, 89148
Axos Financial Inc is a bank holding company that operates through its bank subsidiary, BofI Federal Bank, a nationwide bank that provides financing for single and multifamily residential properties, small to medium-size businesses in certain sectors, and selected specialty finance receivables. Its operating segments are banking business segment and securities business segment. The bank distributed its products through a wide range of retail distribution channels, including only banking brands, affinity groups, and sales teams, among others. The majority of the bank's mortgage exposure is titled toward the state of California, particularly its southern region. Net interest income is a majority of the bank's revenue.
85GF Score

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Long-Term Debt is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$96.23
Price
$87.75
GF Value