Axos FinancialAX +3.23%85 OCF Yield % is 8.35 as of Jun. 24, 2026, which is 18% below its 10-year median of 10.16. GuruFocus rates AX with a GF Score™ of 85/100 and a GF Value™ of $87.65 (Fairly Valued). The stock has 4 warning signs investors should review. Among 1,502 Banks companies, Axos Financial ranks worse than 53.66% on this metric.
OCF Yield % is calculated as Cash Flow from Operations divided by Market Capitalization. It is a financial solvency ratio that compares the operating cash flow a company is expected to earn against its market value.
Similar to Earnings Yield %, OCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high operating cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.
Axos Financial OCF Yield % Related Terms
Axos Financial OCF Yield % Historical Data
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The historical data trend for Axos Financial's OCF Yield % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Axos Financial's OCF Yield %, along with its competitors' market caps and OCF Yield % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Axos Financial OCF Yield % vs Banks Industry
For the Banks industry and Financial Services sector, Axos Financial's OCF Yield % distribution charts can be found below:
* The bar in red indicates where Axos Financial's OCF Yield % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Axos Financial (AX) has a OCF Yield % of 8.35 as of Jun. 24, 2026. OCF Yield is calculated as Cash Flow from Operations divided by Market Capitalization. View historical data on Axos Financial and its competitors. This is 18% below median its historical median of 10.16. Over the past decade, Axos Financial's OCF Yield % has ranged from 1.51 to 32.79. According to the industry distribution chart, Axos Financial ranks #806 out of 1502 companies in the Banks industry, placing it in the top 53.7%.
Is Axos Financial's OCF Yield % too high?
Axos Financial's current OCF Yield % of 8.35 is 18% below median its 10-year median of 10.16. Over the past 10 years, this metric has ranged from a low of 1.51 to a high of 32.79. The Banks industry median OCF Yield % is 9.28. Axos Financial's value of 8.35 is 10% below this industry median. Based on the distribution chart, Axos Financial ranks #806 out of 1502 companies in the Banks industry, which is below the industry midpoint. Overall, Axos Financial has a GF Score™ of 85/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Axos Financial's OCF Yield % compare to FINN and FFIN?
According to the Banks industry distribution chart, Axos Financial ranks #806 out of 1502 companies for OCF Yield %. This places Axos Financial in the lower half of its industry. The industry median OCF Yield % is 9.28. Axos Financial's value of 8.35 is 10% below this benchmark. Historically, Axos Financial's own OCF Yield % has ranged from 1.51 to 32.79 over the past decade. While the company's 10-year median is 10.16 vs. the industry median of 9.28, Axos Financial has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Yield % for a Banks company?
The median OCF Yield % among Banks companies is 9.28, based on 1,502 companies in the industry. Companies in the top quartile (top 25%) have a OCF Yield % significantly above this median, while those in the bottom quartile fall well below. However, OCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Axos Financial's current OCF Yield % of 8.35 is 10% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Yield % mean?
A high OCF Yield % can signal that a stock is expensive relative to its fundamentals. OCF Yield is calculated as Cash Flow from Operations divided by Market Capitalization. View historical data on Axos Financial and its competitors. For the Banks industry, the median OCF Yield % is 9.28 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Axos Financial's current OCF Yield % is 8.35, which is 18% below median its own 10-year median of 10.16. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Axos Financial stock overvalued right now?
Based on GuruFocus' analysis, Axos Financial (AX) is currently considered Fairly Valued. The stock's GF Value™ is $87.65, compared to a current price of $94.35 — trading 7.6% above its estimated fair value. The current OCF Yield % is 8.35, which is 18% below median its 10-year median of 10.16 and 10% below the Banks industry median of 9.28. Axos Financial's overall GF Score™ is 85/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Yield % calculated?
OCF Yield % is calculated from a company's financial statements. For Axos Financial (AX), the current OCF Yield % is 8.35 as of Jun. 24, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Axos Financial (AX) Overvalued in 2026?
Based on GuruFocus' analysis, Axos Financial stock appears to be overvalued.
The current stock price of $94.35 is trading 7.6% above its estimated GF Value™ of $87.65.
GuruFocus considers Axos Financial to be Fairly Valued.
Key valuation signals for AX:
OCF Yield %: 8.35 (18% below median its 10-year median of 10.16)
GF Value™: $87.65 vs. price of $94.35 (7.6% above fair value)
Industry Position: 10% below the Banks median (#806 of 1502)
No single metric tells the full story. See the AX stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Axos Financial Inc is a bank holding company that operates through its bank subsidiary, BofI Federal Bank, a nationwide bank that provides financing for single and multifamily residential properties, small to medium-size businesses in certain sectors, and selected specialty finance receivables. Its operating segments are banking business segment and securities business segment. The bank distributed its products through a wide range of retail distribution channels, including only banking brands, affinity groups, and sales teams, among others. The majority of the bank's mortgage exposure is titled toward the state of California, particularly its southern region. Net interest income is a majority of the bank's revenue.
85GF Score
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