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Pretax income is the income that a company earns before paying income taxes. Axos Financial's pretax income for the
three
months ended in Mar. 2026 was $165 Mil.
Its pretax income for the trailing twelve months (TTM) ended in Mar. 2026 was $646 Mil.
Axos Financial's pretax margin was 42.63%.
During the past 13 years, Axos Financial's highest Pretax Margin was 62.59%. The lowest was 43.56%. And the median was 48.95%.
Axos Financial (NYSE:AX) Pre-Tax Income Explanation
Axos Financial's Pretax Margin for the quarter that ended in Mar. 2026 is calculated as
During the past 13 years, Axos Financial's highest Pretax Margin was 62.59%. The lowest was 43.56%. And the median was 48.95%.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Axos Financial Pre-Tax Income Related Terms
Axos Financial Pre-Tax Income Historical Data
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The historical data trend for Axos Financial's Pre-Tax Income can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Axos Financial's Pre-Tax Income, along with its competitors' market caps and Pre-Tax Income data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Axos Financial Pre-Tax Income vs Banks Industry
For the Banks industry and Financial Services sector, Axos Financial's Pre-Tax Income distribution charts can be found below:
* The bar in red indicates where Axos Financial's Pre-Tax Income falls into.
Pre-Tax Income for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $646 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Axos Financial (AX) has a Pre-Tax Income of $646 Mil as of Mar. 2026. Pre-Tax Income is the total earnings before taxes but after all operating and interest expenses. View historical data on Axos Financial and its competitors.
Is Axos Financial's Pre-Tax Income too high?
Axos Financial's current Pre-Tax Income is $646 Mil. Overall, Axos Financial has a GF Score™ of 85/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Axos Financial's Pre-Tax Income compare to OZK and EBC?
Axos Financial's Pre-Tax Income of $646 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Pre-Tax Income for a Banks company?
A good Pre-Tax Income depends on the Banks industry context. However, Pre-Tax Income should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Pre-Tax Income mean?
A high Pre-Tax Income can signal that a stock is expensive relative to its fundamentals. Pre-Tax Income is the total earnings before taxes but after all operating and interest expenses. View historical data on Axos Financial and its competitors. Axos Financial's current Pre-Tax Income is $646 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Axos Financial stock overvalued right now?
Based on GuruFocus' analysis, Axos Financial (AX) is currently considered Fairly Valued. The stock's GF Value™ is $88.46, compared to a current price of $95.88 — trading 8.4% above its estimated fair value. The current Pre-Tax Income is $646 Mil. Axos Financial's overall GF Score™ is 85/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Pre-Tax Income calculated?
Pre-Tax Income is calculated from a company's financial statements. For Axos Financial (AX), the current Pre-Tax Income is $646 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Axos Financial (AX) Overvalued in 2026?
Based on GuruFocus' analysis, Axos Financial stock appears to be overvalued.
The current stock price of $95.88 is trading 8.4% above its estimated GF Value™ of $88.46.
GuruFocus considers Axos Financial to be Fairly Valued.
Key valuation signals for AX:
Pre-Tax Income: $646 Mil
GF Value™: $88.46 vs. price of $95.88 (8.4% above fair value)
No single metric tells the full story. See the AX stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Axos Financial Inc is a bank holding company that operates through its bank subsidiary, BofI Federal Bank, a nationwide bank that provides financing for single and multifamily residential properties, small to medium-size businesses in certain sectors, and selected specialty finance receivables. Its operating segments are banking business segment and securities business segment. The bank distributed its products through a wide range of retail distribution channels, including only banking brands, affinity groups, and sales teams, among others. The majority of the bank's mortgage exposure is titled toward the state of California, particularly its southern region. Net interest income is a majority of the bank's revenue.
85GF Score
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