AX (Axos Financial) Growth Rank: 10 (As of Jul. 08, 2026) — 25% Above Median


AX Axos Financial Inc AX
85 GF Score
Price $95.59
GF Value $88.11
Valuation Fairly Valued
! 7 Warning Signs
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What is Axos Financial Growth Rank?

Axos Financial AX -2.93% 85 Growth Rank is 10 as of Jul. 08, 2026, which is 25% above its 10-year median of 8.00. GuruFocus rates AX with a GF Score™ of 85/100 and a GF Value™ of $88.11 (Fairly Valued). The stock has 7 warning signs investors should review.

Axos Financial has the Growth Rank of 10.

GuruFocus Growth Rank measures the growth of a company in terms of its revenue and profitability, rated on a scale from 1 to 10. Historically, the companies with the highest growth ranks performed the best over the long term. It is calculated using the following criteria:

1. 5-year revenue growth rate, the higher, the better.
2. 3-year revenue growth rate, the higher, the better.
3. 5-year EBITDA growth rate, the higher, the better.
4. The predictability of 5-year revenue. The most consistent it is, the higher the rank.

A higher score reflects a greater ability to drive business growth, with companies considered to have strong and sustainable expansion potential. Conversely, a lower score indicates challenges in achieving consistent growth and scalability.

GuruFocus found that the Growth Rank is the second of the two most-sensitive parameters among the five parameters checked. Please click GF Score to see more details on GF Score's 5 Key Aspects of Analysis.

Please note that we are using the five-year EBITDA growth rate as a parameter, so the company needs to have had positive growth over that time. The reason we use EBITDA instead of earnings per share is that with EBITDA, we can rank a lot more companies since a company may have positive EBITDA but negative EPS. Since we are looking at the growth here, EBITDA gives us a pretty clear picture about the growth in the company's business operations.

Axos Financial Growth Rank Related Terms

AX vs OZK, HOMB, FFIN: Growth Rank Comparison

For the Banks - Regional subindustry, Axos Financial's Growth Rank, along with its competitors' market caps and Growth Rank data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Axos Financial Growth Rank vs Banks Industry

For the Banks industry and Financial Services sector, Axos Financial's Growth Rank distribution charts can be found below:

* The bar in red indicates where Axos Financial's Growth Rank falls into.


AX
85GF Score
Axos Financial Inc AX
Growth Rank is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about Growth Rank →
What does a Growth Rank of 10 mean?
Axos Financial (AX) has a Growth Rank of 10 as of Jul. 08, 2026. Growth Rank measures the growth of a company in terms of its revenue and profitability. View historical data on Axos Financial and its competitors. This is 25% above median its historical median of 8.00. Over the past decade, Axos Financial's Growth Rank has ranged from 6.00 to 10.00.
Is Axos Financial's Growth Rank too high?
Axos Financial's current Growth Rank of 10 is 25% above median its 10-year median of 8.00. Over the past 10 years, this metric has ranged from a low of 6.00 to a high of 10.00. Overall, Axos Financial has a GF Score™ of 85/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Axos Financial's Growth Rank compare to OZK and HOMB?
Axos Financial's Growth Rank of 10 can be compared against companies in the Banks industry. Historically, Axos Financial's own Growth Rank has ranged from 6.00 to 10.00 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Growth Rank for a Banks company?
A good Growth Rank depends on the Banks industry context. However, Growth Rank should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Growth Rank mean?
A high Growth Rank can signal that a stock is expensive relative to its fundamentals. Growth Rank measures the growth of a company in terms of its revenue and profitability. View historical data on Axos Financial and its competitors. Axos Financial's current Growth Rank is 10, which is 25% above median its own 10-year median of 8.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Axos Financial stock overvalued right now?
Based on GuruFocus' analysis, Axos Financial (AX) is currently considered Fairly Valued. The stock's GF Value™ is $88.11, compared to a current price of $95.59 — trading 8.5% above its estimated fair value. The current Growth Rank is 10, which is 25% above median its 10-year median of 8.00. Axos Financial's overall GF Score™ is 85/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Growth Rank calculated?
Growth Rank is calculated from a company's financial statements. For Axos Financial (AX), the current Growth Rank is 10 as of Jul. 08, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Axos Financial (AX) Overvalued in 2026?

Based on GuruFocus' analysis, Axos Financial stock appears to be overvalued. The current stock price of $95.59 is trading 8.5% above its estimated GF Value™ of $88.11. GuruFocus considers Axos Financial to be Fairly Valued.

Key valuation signals for AX:

  • Growth Rank: 10 (25% above median its 10-year median of 8.00)
  • GF Value™: $88.11 vs. price of $95.59 (8.5% above fair value)
  • GF Score™: 85/100 with 7 warning signs

No single metric tells the full story. See the AX stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Axos Financial Business Description

Other Exchanges BB4:Germany
Address 9205 West Russell Road, Suite 400, Las Vegas, NV, USA, 89148
Axos Financial Inc is a bank holding company that operates through its bank subsidiary, BofI Federal Bank, a nationwide bank that provides financing for single and multifamily residential properties, small to medium-size businesses in certain sectors, and selected specialty finance receivables. Its operating segments are banking business segment and securities business segment. The bank distributed its products through a wide range of retail distribution channels, including only banking brands, affinity groups, and sales teams, among others. The majority of the bank's mortgage exposure is titled toward the state of California, particularly its southern region. Net interest income is a majority of the bank's revenue.
85GF Score

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Growth Rank is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$95.59
Price
$88.11
GF Value