3-1 Month Momentum % is the total return of the stock from 3-month ago to 1-month ago. As of today (2026-07-08), Axos Financial's 3-1 Month Momentum % is -5.69%.
The industry rank for Axos Financial's 3-1 Month Momentum % or its related term are showing as below:
AX's 3-1 Month Momentum % is ranked worse than 70.24% of 1586
companies
in the Banks industry
Industry Median: 2.59
vs AX: -5.69
Momentum investing is a trading strategy in which investors buy securities that are rising and sell before the prices start to go back down. The 3-1 Month Momentum % measures the total return to a stock over the past three months, but ignores the previous month.
The reason why the most recent month’s return dropped related to the short-term reversal effect associated with momentum. There is an academic finding that short-term momentum actually has a reversal effect, whereby the previous winners (measured over the past months) do poorly the next month, while the previous losers do well the next month. In order to eliminate the short-term reversal effect, the previous month return was not included in this calculation.
Axos Financial 3-1 Month Momentum % Related Terms
AX vs OZK, HOMB, FFIN: 3-1 Month Momentum % Comparison
For the Banks - Regional subindustry, Axos Financial's 3-1 Month Momentum %, along with its competitors' market caps and 3-1 Month Momentum % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Axos Financial 3-1 Month Momentum % vs Banks Industry
For the Banks industry and Financial Services sector, Axos Financial's 3-1 Month Momentum % distribution charts can be found below:
* The bar in red indicates where Axos Financial's 3-1 Month Momentum % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Axos Financial (AX) has a 3-1 Month Momentum % of -5.69% as of Jul. 08, 2026. 3-1 Month Momentum measures the total return of the stock from 3-month ago to 1-month ago. View historical data on Axos Financial and its competitors. According to the industry distribution chart, Axos Financial ranks #1114 out of 1586 companies in the Banks industry, placing it in the top 70.2%.
Is Axos Financial's 3-1 Month Momentum % too high?
Axos Financial's current 3-1 Month Momentum % is -5.69%. Based on the distribution chart, Axos Financial ranks #1114 out of 1586 companies in the Banks industry, which is below the industry midpoint. Overall, Axos Financial has a GF Score™ of 85/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Axos Financial's 3-1 Month Momentum % compare to OZK and HOMB?
According to the Banks industry distribution chart, Axos Financial ranks #1114 out of 1586 companies for 3-1 Month Momentum %. This places Axos Financial in the lower half of its industry. The industry median 3-1 Month Momentum % is 2.59. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-1 Month Momentum % for a Banks company?
The median 3-1 Month Momentum % among Banks companies is 2.59, based on 1,586 companies in the industry. Companies in the top quartile (top 25%) have a 3-1 Month Momentum % significantly above this median, while those in the bottom quartile fall well below. However, 3-1 Month Momentum % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-1 Month Momentum % mean?
A high 3-1 Month Momentum % can signal that a stock is expensive relative to its fundamentals. 3-1 Month Momentum measures the total return of the stock from 3-month ago to 1-month ago. View historical data on Axos Financial and its competitors. For the Banks industry, the median 3-1 Month Momentum % is 2.59 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Axos Financial's current 3-1 Month Momentum % is -5.69%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Axos Financial stock overvalued right now?
Based on GuruFocus' analysis, Axos Financial (AX) is currently considered Fairly Valued. The stock's GF Value™ is $88.11, compared to a current price of $95.59 — trading 8.5% above its estimated fair value. The current 3-1 Month Momentum % is -5.69%. Axos Financial's overall GF Score™ is 85/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-1 Month Momentum % calculated?
3-1 Month Momentum % is calculated from a company's financial statements. For Axos Financial (AX), the current 3-1 Month Momentum % is -5.69% as of Jul. 08, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Axos Financial (AX) Overvalued in 2026?
Based on GuruFocus' analysis, Axos Financial stock appears to be overvalued.
The current stock price of $95.59 is trading 8.5% above its estimated GF Value™ of $88.11.
GuruFocus considers Axos Financial to be Fairly Valued.
Key valuation signals for AX:
3-1 Month Momentum %: -5.69%
GF Value™: $88.11 vs. price of $95.59 (8.5% above fair value)
No single metric tells the full story. See the AX stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Axos Financial Inc is a bank holding company that operates through its bank subsidiary, BofI Federal Bank, a nationwide bank that provides financing for single and multifamily residential properties, small to medium-size businesses in certain sectors, and selected specialty finance receivables. Its operating segments are banking business segment and securities business segment. The bank distributed its products through a wide range of retail distribution channels, including only banking brands, affinity groups, and sales teams, among others. The majority of the bank's mortgage exposure is titled toward the state of California, particularly its southern region. Net interest income is a majority of the bank's revenue.
85GF Score
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