AX (Axos Financial) Risk Assessment


AX Axos Financial Inc AX
85 GF Score
Price $95.93
GF Value $87.75
Valuation Fairly Valued
! 5 Warning Signs
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What is Axos Financial Risk Assessment?

Risk Assessment represents the investment risk of a stock derived from our exclusive method. It suggests how risky the investment opportunity is based on the valuation and the fundamental performance of the stock. It is derived from following key aspects:

1. GuruFocus internally developed valuations of the stock, such as GF valuation.
2. Quality Rank, a business quality indicator developed by GuruFocus.
3. Fundamental performance: Piotroski F-Score, Altman Z-Score, Beneish M-Score, etc.
4. Growth opportunities: 5-year revenue growth rate, 5-Year EPS without NRI Growth Rate, etc.

Value investors are always willing to find undervalued stocks. However, not all the undervalued stocks are good deals, we should also be careful of how risky the investment opportunity is. We believe that if the company's financial strength and profitability are strong, and the stock price is within a reasonable range of the GF valuation, or stock has a high return with its price being undervalued, then it might be a good investment opportunity with low risk.

Based on those aspects listed above, GuruFocus believes the risk assessment of Axos Financial is: Moderate Risk: Sensitive, better choose undervalued stock.

Axos Financial  (NYSE:AX) Risk Assessment Explanation

Based on the four aspects listed above, GuruFocus provides the following 7 evaluations:

All-in-One Screener Examples (1)
Low Risk: Strong fundamentals, worth long-term holding
Moderate Risk: Sensitive, better choose undervalued stock
High Risk: High uncertainty with risk-return tradeoff
High Risk: Good fundamentals, beware of shrinking business
High Risk: Sensitive to economic or industry trends
High Risk: High uncertainty
No Data: Cannot be evaluated

(1) These are some simple examples. You can access our Risk Assessment filter under All-in-One Screener’s Fundamental tab and set your own criteria.

Axos Financial Risk Assessment Related Terms

AX vs OZK, HOMB, FFIN: Risk Assessment Comparison

For the Banks - Regional subindustry, Axos Financial's Risk Assessment, along with its competitors' market caps and Risk Assessment data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Axos Financial Risk Assessment vs Banks Industry

For the Banks industry and Financial Services sector, Axos Financial's Risk Assessment distribution charts can be found below:

* The bar in red indicates where Axos Financial's Risk Assessment falls into.


AX
85GF Score
Axos Financial Inc AX
Risk Assessment is just one metric. See GF Score™, valuation, warning signs, and more.
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Is Axos Financial (AX) Overvalued in 2026?

Based on GuruFocus' analysis, Axos Financial stock appears to be overvalued. The current stock price of $95.93 is trading 9.3% above its estimated GF Value™ of $87.75. GuruFocus considers Axos Financial to be Fairly Valued.

Key valuation signals for AX:

  • Risk Assessment:
  • GF Value™: $87.75 vs. price of $95.93 (9.3% above fair value)
  • GF Score™: 85/100 with 5 warning signs

No single metric tells the full story. See the AX stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Axos Financial Business Description

Other Exchanges BB4:Germany
Address 9205 West Russell Road, Suite 400, Las Vegas, NV, USA, 89148
Axos Financial Inc is a bank holding company that operates through its bank subsidiary, BofI Federal Bank, a nationwide bank that provides financing for single and multifamily residential properties, small to medium-size businesses in certain sectors, and selected specialty finance receivables. Its operating segments are banking business segment and securities business segment. The bank distributed its products through a wide range of retail distribution channels, including only banking brands, affinity groups, and sales teams, among others. The majority of the bank's mortgage exposure is titled toward the state of California, particularly its southern region. Net interest income is a majority of the bank's revenue.
85GF Score

Get the complete analysis for AX

Risk Assessment is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$95.93
Price
$87.75
GF Value