Axos FinancialAX +3.23%85 PEG Ratio is 0.63 as of Jun. 24, 2026, which is 21% above its 10-year median of 0.52. GuruFocus rates AX with a GF Score™ of 85/100 and a GF Value™ of $87.65 (Fairly Valued). The stock has 4 warning signs investors should review. Among 1,230 Banks companies, Axos Financial ranks better than 82.93% on this metric.
PE Ratio without NRI / 5-Year Book Value Growth Rate*
* The 5-Year Book Value Growth Rate is the 5-year average Book Value per share growth rate. While the denominator is a percentage, we use the whole number as opposed to the decimal form for the calculation. For example, 5% would be shown as 5 as opposed to 0.05. If it's smaller than or equal to 0, then the PEG Ratio is not calculated.
The historical rank and industry rank for Axos Financial's PEG Ratio or its related term are showing as below:
AX'
s PEG Ratio Range Over the Past 10 Years
Min: 0.26 Med: 0.52 Max: 0.97
Current: 0.62
During the past 13 years, Axos Financial's highest PEG Ratio was 0.97. The lowest was 0.26. And the median was 0.52.
AX's PEG Ratio is ranked better than 82.93% of 1230
companies
in the Banks industry
Industry Median: 1.505
vs AX: 0.62
Peter Lynch thinks a company with a P/E ratio equal to its growth rate is fairly valued.
Axos Financial (NYSE:AX) PEG Ratio Explanation
To compare stocks with different growth rates, Peter Lynch invented a ratio called PEG Ratio. PEG Ratio is defined as the P/E ratio divided by the growth ratio. He thinks a company with a P/E ratio equal to its growth rate is fairly valued. Still he said he would rather buy a company growing 20% a year with a P/E of 20, instead of a company growing 10% a year with a P/E of 10.
Axos Financial PEG Ratio Related Terms
Axos Financial PEG Ratio Historical Data
* Premium members only.
The historical data trend for Axos Financial's PEG Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Axos Financial's PEG Ratio, along with its competitors' market caps and PEG Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Axos Financial PEG Ratio vs Banks Industry
For the Banks industry and Financial Services sector, Axos Financial's PEG Ratio distribution charts can be found below:
* The bar in red indicates where Axos Financial's PEG Ratio falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
* Note: The 5-Year Book Value Growth Rate is the 5-year average Book Value per share growth rate. While the denominator is a percentage, we use the whole number as opposed to the decimal form for the calculation. For example, 5% would be shown as 5 as opposed to 0.05. If it's smaller than or equal to 0, then the PEG Ratio is not calculated.
Axos Financial (AX) has a PEG Ratio of 0.63 as of Jun. 24, 2026. Price-earnings to growth ratio is the ratio of price-earnings to a company's earnings growth rate. View historical data on Axos Financial and its competitors. This is 21% above median its historical median of 0.52. Over the past decade, Axos Financial's PEG Ratio has ranged from 0.26 to 0.97. According to the industry distribution chart, Axos Financial ranks #210 out of 1230 companies in the Banks industry, placing it in the top 17.1%.
Is Axos Financial's PEG Ratio too high?
Axos Financial's current PEG Ratio of 0.63 is 21% above median its 10-year median of 0.52. Over the past 10 years, this metric has ranged from a low of 0.26 to a high of 0.97. The Banks industry median PEG Ratio is 1.51. Axos Financial's value of 0.63 is 58.1% below this industry median. Based on the distribution chart, Axos Financial ranks #210 out of 1230 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Axos Financial has a GF Score™ of 85/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Axos Financial's PEG Ratio compare to FINN and FFIN?
According to the Banks industry distribution chart, Axos Financial ranks #210 out of 1230 companies for PEG Ratio. This places Axos Financial in the top 17% of its industry — outperforming the majority of peers. The industry median PEG Ratio is 1.51. Axos Financial's value of 0.63 is 58.1% below this benchmark. Historically, Axos Financial's own PEG Ratio has ranged from 0.26 to 0.97 over the past decade. While the company's 10-year median is 0.52 vs. the industry median of 1.51, Axos Financial has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PEG Ratio for a Banks company?
The median PEG Ratio among Banks companies is 1.51, based on 1,230 companies in the industry. Companies in the top quartile (top 25%) have a PEG Ratio significantly above this median, while those in the bottom quartile fall well below. However, PEG Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Axos Financial's current PEG Ratio of 0.63 is 58.1% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PEG Ratio mean?
A high PEG Ratio can signal that a stock is expensive relative to its fundamentals. Price-earnings to growth ratio is the ratio of price-earnings to a company's earnings growth rate. View historical data on Axos Financial and its competitors. For the Banks industry, the median PEG Ratio is 1.51 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Axos Financial's current PEG Ratio is 0.63, which is 21% above median its own 10-year median of 0.52. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Axos Financial stock overvalued right now?
Based on GuruFocus' analysis, Axos Financial (AX) is currently considered Fairly Valued. The stock's GF Value™ is $87.65, compared to a current price of $94.35 — trading 7.6% above its estimated fair value. The current PEG Ratio is 0.63, which is 21% above median its 10-year median of 0.52 and 58.1% below the Banks industry median of 1.51. Axos Financial's overall GF Score™ is 85/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PEG Ratio calculated?
PEG Ratio is calculated from a company's financial statements. For Axos Financial (AX), the current PEG Ratio is 0.63 as of Jun. 24, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Axos Financial (AX) Overvalued in 2026?
Based on GuruFocus' analysis, Axos Financial stock appears to be overvalued.
The current stock price of $94.35 is trading 7.6% above its estimated GF Value™ of $87.65.
GuruFocus considers Axos Financial to be Fairly Valued.
Key valuation signals for AX:
PEG Ratio: 0.63 (21% above median its 10-year median of 0.52)
GF Value™: $87.65 vs. price of $94.35 (7.6% above fair value)
Industry Position: 58.1% below the Banks median (#210 of 1230)
No single metric tells the full story. See the AX stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Axos Financial Inc is a bank holding company that operates through its bank subsidiary, BofI Federal Bank, a nationwide bank that provides financing for single and multifamily residential properties, small to medium-size businesses in certain sectors, and selected specialty finance receivables. Its operating segments are banking business segment and securities business segment. The bank distributed its products through a wide range of retail distribution channels, including only banking brands, affinity groups, and sales teams, among others. The majority of the bank's mortgage exposure is titled toward the state of California, particularly its southern region. Net interest income is a majority of the bank's revenue.
85GF Score
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