Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
Cash from financing is the cash generated/spent from financial activities such as share issuance (buy back), debt issuance (repayment), and dividends paid to preferred and common stockholders.
For the
three
months ended in Dec. 2025,
LivingTrust Mortgage Bank paid₦0 Mil more to buy back shares than it received from issuing new shares.
It received₦3,977 Mil from issuing more debt.
It paid₦0 Mil more to buy back preferred shares than it received from issuing preferred shares.
It received₦0 Mil from paying cash dividends to shareholders.
It received₦0 Mil on other financial activities.
In all, LivingTrust Mortgage Bankearned₦3,977 Mil on financial activities for the
three
months ended in Dec. 2025.
LivingTrust Mortgage Bank (NSA:LIVINGTRUST) Cash Flow from Financing Explanation
Cash from financing contains six items:
1. Issuance of Stock:
A company may raise cash from issuing new shares. Issuance of stock represents the cash inflow from offering common stock, which is the additional capital contribution to the entity during the period.
LivingTrust Mortgage Bank's issuance of stock for the
three
months ended in Dec. 2025 was ₦0 Mil.
2. Repurchase of Stock:
A company may raise cash from issuing new shares. It can also use cash to buy back shares. Repurchase of stock represents the cash outflow to reacquire common stock during the period.
LivingTrust Mortgage Bank's repurchase of stock for the
three
months ended in Dec. 2025 was ₦0 Mil.
3. Net Issuance of Debt:
Net issuance of debt is the cash a company received or spent through debt related activities such as debt issuance or debt repayment. If a company pays down its debt during the period, this number will be negative. If a company issued more debt, it receives cash and this number is positive.
LivingTrust Mortgage Bank's net issuance of debt for the
three
months ended in Dec. 2025 was ₦3,977 Mil.
LivingTrust Mortgage Bank received₦3,977 Mil from issuing more debt.
4. Net Issuance of Preferred Stock:
A company may raise cash from issuing new preferred shares. It can also use cash to buy back preferred shares. If this number is positive, it means that the company has received more cash from issuing preferred shares than it has paid to buy back preferred shares. If this number is negative, it means that company has paid more cash to buy back preferred shares than it has received for issuing preferred shares.
LivingTrust Mortgage Bank's net issuance of preferred for the
three
months ended in Dec. 2025 was ₦0 Mil.
LivingTrust Mortgage Bank paid₦0 Mil more to buy back preferred shares than it received from issuing preferred shares.
5. Cash Flow for Dividends:
Cash flow for dividends refers to the payment of cash to shareholders as dividends when the company generates income.
LivingTrust Mortgage Bank's cash flow for dividends for the
three
months ended in Dec. 2025 was ₦0 Mil.
LivingTrust Mortgage Bank received₦0 Mil from paying cash dividends to shareholders.
6. Other Financing:
Money spent or earned by company from other financial activities.
LivingTrust Mortgage Bank's other financing for the
three
months ended in Dec. 2025 was ₦0 Mil.
LivingTrust Mortgage Bank received₦0 Mil on other financial activities.
LivingTrust Mortgage Bank Cash Flow from Financing Related Terms
LivingTrust Mortgage Bank Cash Flow from Financing Historical Data
* Premium members only.
The historical data trend for LivingTrust Mortgage Bank's Cash Flow from Financing can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
LivingTrust Mortgage Bank Cash Flow from Financing Chart
LivingTrust Mortgage Bank Cash Flow from Financing Calculation
This is the cash generated/spent from financial activities such as share issuance (buy back), debt issuance (repayment), and dividends paid to preferred and common stockholders. In the calculation of free cash flow, cash from financing is not calculated because it is not related to operating activities.
LivingTrust Mortgage Bank's Cash from Financing for the fiscal year that ended in Dec. 2025 is calculated as:
Cash Flow from Financing for the trailing twelve months (TTM) ended in Dec. 2025 adds up the quarterly data reported by the company within the most recent 12 months, which was ₦954 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
What does a Cash Flow from Financing of ₦954 Mil mean?
LivingTrust Mortgage Bank (NSA:LIVINGTRUST) has a Cash Flow from Financing of ₦954 Mil as of Dec. 2025. Cash Flow from Financing is the amount of cash earned or paid from financing operations. View historical data for LivingTrust Mortgage Bank and its competitors.
Is LivingTrust Mortgage Bank's Cash Flow from Financing too high?
LivingTrust Mortgage Bank's current Cash Flow from Financing is ₦954 Mil. Overall, LivingTrust Mortgage Bank has a GF Score™ of 62/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does LivingTrust Mortgage Bank's Cash Flow from Financing compare to RKT and FNMA?
LivingTrust Mortgage Bank's Cash Flow from Financing of ₦954 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cash Flow from Financing for a Banks company?
A good Cash Flow from Financing depends on the Banks industry context. However, Cash Flow from Financing should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cash Flow from Financing mean?
A high Cash Flow from Financing can signal that a stock is expensive relative to its fundamentals. Cash Flow from Financing is the amount of cash earned or paid from financing operations. View historical data for LivingTrust Mortgage Bank and its competitors. LivingTrust Mortgage Bank's current Cash Flow from Financing is ₦954 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is LivingTrust Mortgage Bank stock overvalued right now?
Based on GuruFocus' analysis, LivingTrust Mortgage Bank (NSA:LIVINGTRUST) is currently considered Significantly Undervalued. The stock's GF Value™ is ₦6.03, compared to a current price of ₦3.72 — trading 38.3% below its estimated fair value. The current Cash Flow from Financing is ₦954 Mil. LivingTrust Mortgage Bank's overall GF Score™ is 62/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cash Flow from Financing calculated?
Cash Flow from Financing is calculated from a company's financial statements. For LivingTrust Mortgage Bank (NSA:LIVINGTRUST), the current Cash Flow from Financing is ₦954 Mil as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is LivingTrust Mortgage Bank (NSA:LIVINGTRUST) Overvalued in 2026?
Based on GuruFocus' analysis, LivingTrust Mortgage Bank stock appears to be undervalued.
The current stock price of ₦3.72 is trading 38.3% below its estimated GF Value™ of ₦6.03.
GuruFocus considers LivingTrust Mortgage Bank to be Significantly Undervalued.
Key valuation signals for NSA:LIVINGTRUST:
Cash Flow from Financing: ₦954 Mil
GF Value™: ₦6.03 vs. price of ₦3.72 (38.3% below fair value)
No single metric tells the full story. See the NSA:LIVINGTRUST stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
LivingTrust Mortgage Bank PLC is a Nigerian mortgage banking institution, with its principal business being the provision of mortgage banking and related financial intermediation services. The Bank operates as a single reportable business segment focused on mortgage banking and construction finance in accordance with Central Bank of Nigeria guidelines. Its products include mortgages and loans, as well as other banking services. The Bank provides services to individual, group, and corporate customers, including mortgage loan origination, housing finance, and financial support for micro, small, and medium-sized enterprises as part of its financial inclusion mandate.
62GF Score
Get the complete analysis for NSA:LIVINGTRUST
Cash Flow from Financing is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
NSA:LIVINGTRUST has been successfully added to your 
