LivingTrust Mortgage Bank (NSA:LIVINGTRUST) Total Noninterest Expense: ₦1,580 Mil (As of Dec. 2025)

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Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
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Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

NSA:LIVINGTRUST LivingTrust Mortgage Bank PLC NSA:LIVINGTRUST
67 GF Score
Price ₦4.10
GF Value ₦6.04
Valuation Significantly Undervalued
! 3 Warning Signs
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What is LivingTrust Mortgage Bank Total Noninterest Expense?

LivingTrust Mortgage Bank NSA:LIVINGTRUST 67 Total Noninterest Expense is ₦1,580 Mil as of Dec. 2025. GuruFocus rates NSA:LIVINGTRUST with a GF Score™ of 67/100 and a GF Value™ of ₦6.04 (Significantly Undervalued). The stock has 3 warning signs investors should review.

LivingTrust Mortgage Bank's Total Noninterest Expense for the three months ended in Dec. 2025 was ₦552 Mil. LivingTrust Mortgage Bank's Total Noninterest Expense for the trailing twelve months (TTM) ended in Dec. 2025 was ₦1,580 Mil.

LivingTrust Mortgage Bank Total Noninterest Expense Related Terms

LivingTrust Mortgage Bank Total Noninterest Expense Historical Data

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The historical data trend for LivingTrust Mortgage Bank's Total Noninterest Expense can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

LivingTrust Mortgage Bank Total Noninterest Expense Chart

LivingTrust Mortgage Bank Annual Data
Trend Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Total Noninterest Expense
Get a 7-Day Free Trial Premium Member Only 627.79 981.22 1,140.56 1,423.34 2,217.78

LivingTrust Mortgage Bank Quarterly Data
Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25
Total Noninterest Expense Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 538.15 79.75 499.79 448.49 552.20
NSA:LIVINGTRUST
67GF Score
LivingTrust Mortgage Bank PLC NSA:LIVINGTRUST
Total Noninterest Expense is just one metric. See GF Score™, valuation, warning signs, and more.
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LivingTrust Mortgage Bank Total Noninterest Expense Calculation

Total Noninterest Expense is any expenses incurred that not related to interest. It includes:
Selling, General, & Admin. Expense
Occupancy
Equipment
Professional fees
Amortization of intangibles
Any other special income/charges (too numerous to list)
Some banks can do choose to report each of these items separately. Yet, there are a variety of noninterest expense which are simply too numerous to list.

Total Noninterest Expense for the trailing twelve months (TTM) ended in Dec. 2025 adds up the quarterly data reported by the company within the most recent 12 months, which was ₦1,580 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a Total Noninterest Expense of ₦1,580 Mil mean?
LivingTrust Mortgage Bank (NSA:LIVINGTRUST) has a Total Noninterest Expense of ₦1,580 Mil as of Dec. 2025. Total noninterest expense is any expenses incurred that not related to interest. View historical data on LivingTrust Mortgage Bank and its competitors.
Is LivingTrust Mortgage Bank's Total Noninterest Expense too high?
LivingTrust Mortgage Bank's current Total Noninterest Expense is ₦1,580 Mil. Overall, LivingTrust Mortgage Bank has a GF Score™ of 67/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does LivingTrust Mortgage Bank's Total Noninterest Expense compare to RKT and FNMA?
LivingTrust Mortgage Bank's Total Noninterest Expense of ₦1,580 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Total Noninterest Expense for a Banks company?
A good Total Noninterest Expense depends on the Banks industry context. However, Total Noninterest Expense should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Total Noninterest Expense mean?
A high Total Noninterest Expense can signal that a stock is expensive relative to its fundamentals. Total noninterest expense is any expenses incurred that not related to interest. View historical data on LivingTrust Mortgage Bank and its competitors. LivingTrust Mortgage Bank's current Total Noninterest Expense is ₦1,580 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is LivingTrust Mortgage Bank stock overvalued right now?
Based on GuruFocus' analysis, LivingTrust Mortgage Bank (NSA:LIVINGTRUST) is currently considered Significantly Undervalued. The stock's GF Value™ is ₦6.04, compared to a current price of ₦4.10 — trading 32.1% below its estimated fair value. The current Total Noninterest Expense is ₦1,580 Mil. LivingTrust Mortgage Bank's overall GF Score™ is 67/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Total Noninterest Expense calculated?
Total Noninterest Expense is calculated from a company's financial statements. For LivingTrust Mortgage Bank (NSA:LIVINGTRUST), the current Total Noninterest Expense is ₦1,580 Mil as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is LivingTrust Mortgage Bank (NSA:LIVINGTRUST) Overvalued in 2026?

Based on GuruFocus' analysis, LivingTrust Mortgage Bank stock appears to be undervalued. The current stock price of ₦4.10 is trading 32.1% below its estimated GF Value™ of ₦6.04. GuruFocus considers LivingTrust Mortgage Bank to be Significantly Undervalued.

Key valuation signals for NSA:LIVINGTRUST:

  • Total Noninterest Expense: ₦1,580 Mil
  • GF Value™: ₦6.04 vs. price of ₦4.10 (32.1% below fair value)
  • GF Score™: 67/100 with 3 warning signs

No single metric tells the full story. See the NSA:LIVINGTRUST stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

LivingTrust Mortgage Bank Business Description

Address Gbongan Road, Km 2, Osun State, Osogbo, NGA, 4488
LivingTrust Mortgage Bank PLC is a Nigerian mortgage banking institution, with its principal business being the provision of mortgage banking and related financial intermediation services. The Bank operates as a single reportable business segment focused on mortgage banking and construction finance in accordance with Central Bank of Nigeria guidelines. Its products include mortgages and loans, as well as other banking services. The Bank provides services to individual, group, and corporate customers, including mortgage loan origination, housing finance, and financial support for micro, small, and medium-sized enterprises as part of its financial inclusion mandate.
67GF Score

Get the complete analysis for NSA:LIVINGTRUST

Total Noninterest Expense is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₦4.10
Price
₦6.04
GF Value