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LivingTrust Mortgage Bank (NSA:LIVINGTRUST) PB Ratio : 3.84 (As of May. 25, 2024)


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What is LivingTrust Mortgage Bank PB Ratio?

The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. As of today (2024-05-25), LivingTrust Mortgage Bank's share price is ₦3.27. LivingTrust Mortgage Bank's Book Value per Share for the quarter that ended in Mar. 2024 was ₦0.85. Hence, LivingTrust Mortgage Bank's PB Ratio of today is 3.84.

The historical rank and industry rank for LivingTrust Mortgage Bank's PB Ratio or its related term are showing as below:

NSA:LIVINGTRUST' s PB Ratio Range Over the Past 10 Years
Min: 1.08   Med: 2.44   Max: 4.1
Current: 3.84

During the past 7 years, LivingTrust Mortgage Bank's highest PB Ratio was 4.10. The lowest was 1.08. And the median was 2.44.

NSA:LIVINGTRUST's PB Ratio is ranked worse than
97.12% of 1460 companies
in the Banks industry
Industry Median: 0.86 vs NSA:LIVINGTRUST: 3.84

During the past 12 months, LivingTrust Mortgage Bank's average Book Value Per Share Growth Rate was 13.60% per year. During the past 3 years, the average Book Value Per Share Growth Rate was 15.30% per year. During the past 5 years, the average Book Value Per Share Growth Rate was 11.10% per year.

During the past 7 years, the highest 3-Year average Book Value Per Share Growth Rate of LivingTrust Mortgage Bank was 15.30% per year. The lowest was 2.10% per year. And the median was 9.95% per year.

Back to Basics: PB Ratio


LivingTrust Mortgage Bank PB Ratio Historical Data

The historical data trend for LivingTrust Mortgage Bank's PB Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

LivingTrust Mortgage Bank PB Ratio Chart

LivingTrust Mortgage Bank Annual Data
Trend Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23
PB Ratio
Get a 7-Day Free Trial 1.04 1.08 1.49 2.14 3.50

LivingTrust Mortgage Bank Quarterly Data
Dec17 Dec18 Dec19 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24
PB Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 3.98 3.67 3.68 3.50 3.84

Competitive Comparison of LivingTrust Mortgage Bank's PB Ratio

For the Mortgage Finance subindustry, LivingTrust Mortgage Bank's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


LivingTrust Mortgage Bank's PB Ratio Distribution in the Banks Industry

For the Banks industry and Financial Services sector, LivingTrust Mortgage Bank's PB Ratio distribution charts can be found below:

* The bar in red indicates where LivingTrust Mortgage Bank's PB Ratio falls into.



LivingTrust Mortgage Bank PB Ratio Calculation

The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.

LivingTrust Mortgage Bank's PB Ratio for today is calculated as follows:

PB Ratio=Share Price/Book Value per Share (Q: Mar. 2024)
=3.27/0.851
=3.84

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

It can also be calculated from the numbers for the whole company:

A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.


LivingTrust Mortgage Bank  (NSA:LIVINGTRUST) PB Ratio Explanation

Unlike valuation ratios relative to the earning power such as PE Ratio, PE Ratio without NRI, PS Ratio, Price-to-Operating-Cash-Flow , or Price-to-Free-Cash-Flow, the PB Ratio measures the valuation of the stock relative to the underlying asset of the company.

The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.


Be Aware

Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.


LivingTrust Mortgage Bank PB Ratio Related Terms

Thank you for viewing the detailed overview of LivingTrust Mortgage Bank's PB Ratio provided by GuruFocus.com. Please click on the following links to see related term pages.


LivingTrust Mortgage Bank (NSA:LIVINGTRUST) Business Description

Traded in Other Exchanges
N/A
Address
Gbongan Road, Km 2, Osun State, Osogbo, NGA, 4488
LivingTrust Mortgage Bank PLC is a primary mortgage institution that is regulated by the Other Financial Institutions Department of the Central Bank of Nigeria. The company provides Mortgage Financing, Real Estate Construction Financing and General Financial Services. The Bank's operations are in Osun State only and operates in just one geographical segment. The Bank is also engaged in one line of business which is Mortgage Banking, all its results are mortgage related.

LivingTrust Mortgage Bank (NSA:LIVINGTRUST) Headlines

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