Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
3-1 Month Momentum % is the total return of the stock from 3-month ago to 1-month ago. As of today (2026-08-03), LivingTrust Mortgage Bank's 3-1 Month Momentum % is 5.29%.
The industry rank for LivingTrust Mortgage Bank's 3-1 Month Momentum % or its related term are showing as below:
NSA:LIVINGTRUST's 3-1 Month Momentum % is ranked better than 60.52% of 1578
companies
in the Banks industry
Industry Median: 2.65
vs NSA:LIVINGTRUST: 5.29
LivingTrust Mortgage Bank (NSA:LIVINGTRUST) 3-1 Month Momentum % Explanation
Momentum investing is a trading strategy in which investors buy securities that are rising and sell before the prices start to go back down. The 3-1 Month Momentum % measures the total return to a stock over the past three months, but ignores the previous month.
The reason why the most recent month’s return dropped related to the short-term reversal effect associated with momentum. There is an academic finding that short-term momentum actually has a reversal effect, whereby the previous winners (measured over the past months) do poorly the next month, while the previous losers do well the next month. In order to eliminate the short-term reversal effect, the previous month return was not included in this calculation.
LivingTrust Mortgage Bank 3-1 Month Momentum % Related Terms
NSA:LIVINGTRUST vs RKT, FNMA, PFSI: 3-1 Month Momentum % Comparison
For the Mortgage Finance subindustry, LivingTrust Mortgage Bank's 3-1 Month Momentum %, along with its competitors' market caps and 3-1 Month Momentum % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
LivingTrust Mortgage Bank 3-1 Month Momentum % vs Banks Industry
For the Banks industry and Financial Services sector, LivingTrust Mortgage Bank's 3-1 Month Momentum % distribution charts can be found below:
* The bar in red indicates where LivingTrust Mortgage Bank's 3-1 Month Momentum % falls into.
LivingTrust Mortgage Bank (NSA:LIVINGTRUST) 3-1 Month Momentum % Calculation
3-1 Month Momentum % is calculated as following:
3-1 Month Momentum %
=
( Price 1-month ago
/
Price 3-month ago
- 1 )
*
100 %
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
LivingTrust Mortgage Bank (NSA:LIVINGTRUST) has a 3-1 Month Momentum % of 5.29% as of Aug. 03, 2026. 3-1 Month Momentum measures the total return of the stock from 3-month ago to 1-month ago. View historical data on LivingTrust Mortgage Bank and its competitors. According to the industry distribution chart, LivingTrust Mortgage Bank ranks #623 out of 1578 companies in the Banks industry, placing it in the top 39.5%.
Is LivingTrust Mortgage Bank's 3-1 Month Momentum % too high?
LivingTrust Mortgage Bank's current 3-1 Month Momentum % is 5.29%. The Banks industry median 3-1 Month Momentum % is 2.65. LivingTrust Mortgage Bank's value of 5.29% is 99.6% above this industry median. Based on the distribution chart, LivingTrust Mortgage Bank ranks #623 out of 1578 companies in the Banks industry, which is above the industry midpoint. Overall, LivingTrust Mortgage Bank has a GF Score™ of 62/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does LivingTrust Mortgage Bank's 3-1 Month Momentum % compare to RKT and FNMA?
According to the Banks industry distribution chart, LivingTrust Mortgage Bank ranks #623 out of 1578 companies for 3-1 Month Momentum %. This puts LivingTrust Mortgage Bank in the upper half of its industry. The industry median 3-1 Month Momentum % is 2.65. LivingTrust Mortgage Bank's value of 5.29% is 99.6% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-1 Month Momentum % for a Banks company?
The median 3-1 Month Momentum % among Banks companies is 2.65, based on 1,578 companies in the industry. Companies in the top quartile (top 25%) have a 3-1 Month Momentum % significantly above this median, while those in the bottom quartile fall well below. However, 3-1 Month Momentum % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. LivingTrust Mortgage Bank's current 3-1 Month Momentum % of 5.29% is 99.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-1 Month Momentum % mean?
A high 3-1 Month Momentum % can signal that a stock is expensive relative to its fundamentals. 3-1 Month Momentum measures the total return of the stock from 3-month ago to 1-month ago. View historical data on LivingTrust Mortgage Bank and its competitors. For the Banks industry, the median 3-1 Month Momentum % is 2.65 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. LivingTrust Mortgage Bank's current 3-1 Month Momentum % is 5.29%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is LivingTrust Mortgage Bank stock overvalued right now?
Based on GuruFocus' analysis, LivingTrust Mortgage Bank (NSA:LIVINGTRUST) is currently considered Significantly Undervalued. The stock's GF Value™ is ₦6.07, compared to a current price of ₦3.80 — trading 37.4% below its estimated fair value. The current 3-1 Month Momentum % is 5.29% and 99.6% above the Banks industry median of 2.65. LivingTrust Mortgage Bank's overall GF Score™ is 62/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-1 Month Momentum % calculated?
3-1 Month Momentum % is calculated from a company's financial statements. For LivingTrust Mortgage Bank (NSA:LIVINGTRUST), the current 3-1 Month Momentum % is 5.29% as of Aug. 03, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is LivingTrust Mortgage Bank (NSA:LIVINGTRUST) Overvalued in 2026?
Based on GuruFocus' analysis, LivingTrust Mortgage Bank stock appears to be undervalued.
The current stock price of ₦3.80 is trading 37.4% below its estimated GF Value™ of ₦6.07.
GuruFocus considers LivingTrust Mortgage Bank to be Significantly Undervalued.
Key valuation signals for NSA:LIVINGTRUST:
3-1 Month Momentum %: 5.29%
GF Value™: ₦6.07 vs. price of ₦3.80 (37.4% below fair value)
Industry Position: 99.6% above the Banks median (#623 of 1578)
No single metric tells the full story. See the NSA:LIVINGTRUST stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
LivingTrust Mortgage Bank PLC is a Nigerian mortgage banking institution, with its principal business being the provision of mortgage banking and related financial intermediation services. The Bank operates as a single reportable business segment focused on mortgage banking and construction finance in accordance with Central Bank of Nigeria guidelines. Its products include mortgages and loans, as well as other banking services. The Bank provides services to individual, group, and corporate customers, including mortgage loan origination, housing finance, and financial support for micro, small, and medium-sized enterprises as part of its financial inclusion mandate.
62GF Score
Get the complete analysis for NSA:LIVINGTRUST
3-1 Month Momentum % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
NSA:LIVINGTRUST has been successfully added to your 
