LivingTrust Mortgage Bank (NSA:LIVINGTRUST) Shareholder Yield % : 5.27% (As of Dec. 2025)


NSA:LIVINGTRUST LivingTrust Mortgage Bank PLC NSA:LIVINGTRUST
62 GF Score
Price ₦3.39
GF Value ₦6.01
Valuation Significantly Undervalued
! 3 Warning Signs
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What is LivingTrust Mortgage Bank Shareholder Yield %?

LivingTrust Mortgage Bank NSA:LIVINGTRUST -9.84% 62 Shareholder Yield % is 5.27% as of Dec. 2025. GuruFocus rates NSA:LIVINGTRUST with a GF Score™ of 62/100 and a GF Value™ of ₦6.01 (Significantly Undervalued). The stock has 3 warning signs investors should review. Among 1,501 Banks companies, LivingTrust Mortgage Bank ranks better than 66.36% on this metric.

Shareholder Yield % is how much money shareholders receive from a company that is in the form of cash dividends, net stock repurchases, and debt reduction. It is a measure of shareholder return. As of today, LivingTrust Mortgage Bank's Shareholder Yield % was 5.27%.


LivingTrust Mortgage Bank  (NSA:LIVINGTRUST) Shareholder Yield % Explanation

Shareholder Yield % is how much money shareholders receive from a company that is in the form of cash dividends, net stock repurchases, and debt reduction. The term was coined by William W. Priest of Epoch Investment Partners in a paper in 2005 entitled The Case for Shareholder Yield as a Dominant Driver of Future Equity Returns. William Priest indicated that "shareholder yield is a term that we came up with to reflect the various ways dividends can be paid to owners of a business in a publicly-traded company."

Shareholder Yield % is calculated by three components: Dividend Yield %, Buyback Yield %, and Net Debt Paydown Yield %.

Dividend Yield % shows how much a company pays out in dividends each year relative to its stock price, which is most obvious form of shareholder return.

Buyback Yield % is the net repurchase of shares outstanding over the market capital of the company. Shares repurchases also increase shareholder value by returning the money back to shareholders.

Net Debt Paydown Yield % is the change in average of four quarters of company's total debt over a company's market cap. Assuming the total value of a company remains that same, shareholder value is increased as debt is reduced.


LivingTrust Mortgage Bank Shareholder Yield % Related Terms


LivingTrust Mortgage Bank Shareholder Yield % Historical Data

* Premium members only.

The historical data trend for LivingTrust Mortgage Bank's Shareholder Yield % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

LivingTrust Mortgage Bank Shareholder Yield % Chart

LivingTrust Mortgage Bank Annual Data
Trend Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Shareholder Yield %
Get a 7-Day Free Trial Premium Member Only -26.20 -3.13 -2.96 0.29 5.74

LivingTrust Mortgage Bank Quarterly Data
Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25
Shareholder Yield % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.29 1.52 1.81 2.86 5.74

NSA:LIVINGTRUST vs RKT, FNMA, PFSI: Shareholder Yield % Comparison

For the Mortgage Finance subindustry, LivingTrust Mortgage Bank's Shareholder Yield %, along with its competitors' market caps and Shareholder Yield % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


LivingTrust Mortgage Bank Shareholder Yield % vs Banks Industry

For the Banks industry and Financial Services sector, LivingTrust Mortgage Bank's Shareholder Yield % distribution charts can be found below:

* The bar in red indicates where LivingTrust Mortgage Bank's Shareholder Yield % falls into.


NSA:LIVINGTRUST
62GF Score
LivingTrust Mortgage Bank PLC NSA:LIVINGTRUST
Shareholder Yield % is just one metric. See GF Score™, valuation, warning signs, and more.
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LivingTrust Mortgage Bank Shareholder Yield % Calculation

LivingTrust Mortgage Bank's Shareholder Yield % for the quarter that ended in Dec. 2025 is calculated as:

Shareholder Yield %=Dividend Yield %+Buyback Yield %+Net Debt Paydown Yield %
=2.32 %+0.00 %+3.42 %
=5.74 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* All the data are calculated by TTM values. Note that if a companies is traded in several exchanges, then we calculate the company level data for Shareholder Yield % using the primary share class stock data. The calculation result in definition page is for demonstration purpose only, and it's showing the share class level data. Therefore, the numbers in the calculation may differ from elsewhere if the stock is not a primary share.

Frequently Asked Questions Learn more about Shareholder Yield % →
What does a Shareholder Yield % of 5.27% mean?
LivingTrust Mortgage Bank (NSA:LIVINGTRUST) has a Shareholder Yield % of 5.27% as of Dec. 2025. Shareholder Yield is how much money shareholders receive from a company that is in the form of cash dividends, net stock repurchases, and debt reduction. View historical data on LivingTrust Mortgage Bank and its competitors. According to the industry distribution chart, LivingTrust Mortgage Bank ranks #505 out of 1501 companies in the Banks industry, placing it in the top 33.6%.
Is LivingTrust Mortgage Bank's Shareholder Yield % too high?
LivingTrust Mortgage Bank's current Shareholder Yield % is 5.27%. The Banks industry median Shareholder Yield % is 1.55. LivingTrust Mortgage Bank's value of 5.27% is 240% above this industry median. Based on the distribution chart, LivingTrust Mortgage Bank ranks #505 out of 1501 companies in the Banks industry, which is above the industry midpoint. Overall, LivingTrust Mortgage Bank has a GF Score™ of 62/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does LivingTrust Mortgage Bank's Shareholder Yield % compare to RKT and FNMA?
According to the Banks industry distribution chart, LivingTrust Mortgage Bank ranks #505 out of 1501 companies for Shareholder Yield %. This puts LivingTrust Mortgage Bank in the upper half of its industry. The industry median Shareholder Yield % is 1.55. LivingTrust Mortgage Bank's value of 5.27% is 240% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Shareholder Yield % for a Banks company?
The median Shareholder Yield % among Banks companies is 1.55, based on 1,501 companies in the industry. Companies in the top quartile (top 25%) have a Shareholder Yield % significantly above this median, while those in the bottom quartile fall well below. However, Shareholder Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. LivingTrust Mortgage Bank's current Shareholder Yield % of 5.27% is 240% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Shareholder Yield % mean?
A high Shareholder Yield % can signal that a stock is expensive relative to its fundamentals. Shareholder Yield is how much money shareholders receive from a company that is in the form of cash dividends, net stock repurchases, and debt reduction. View historical data on LivingTrust Mortgage Bank and its competitors. For the Banks industry, the median Shareholder Yield % is 1.55 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. LivingTrust Mortgage Bank's current Shareholder Yield % is 5.27%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is LivingTrust Mortgage Bank stock overvalued right now?
Based on GuruFocus' analysis, LivingTrust Mortgage Bank (NSA:LIVINGTRUST) is currently considered Significantly Undervalued. The stock's GF Value™ is ₦6.01, compared to a current price of ₦3.39 — trading 43.6% below its estimated fair value. The current Shareholder Yield % is 5.27% and 240% above the Banks industry median of 1.55. LivingTrust Mortgage Bank's overall GF Score™ is 62/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Shareholder Yield % calculated?
Shareholder Yield % is calculated from a company's financial statements. For LivingTrust Mortgage Bank (NSA:LIVINGTRUST), the current Shareholder Yield % is 5.27% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is LivingTrust Mortgage Bank (NSA:LIVINGTRUST) Overvalued in 2026?

Based on GuruFocus' analysis, LivingTrust Mortgage Bank stock appears to be undervalued. The current stock price of ₦3.39 is trading 43.6% below its estimated GF Value™ of ₦6.01. GuruFocus considers LivingTrust Mortgage Bank to be Significantly Undervalued.

Key valuation signals for NSA:LIVINGTRUST:

  • Shareholder Yield %: 5.27%
  • GF Value™: ₦6.01 vs. price of ₦3.39 (43.6% below fair value)
  • GF Score™: 62/100 with 3 warning signs
  • Industry Position: 240% above the Banks median (#505 of 1501)

No single metric tells the full story. See the NSA:LIVINGTRUST stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


LivingTrust Mortgage Bank Business Description

Address Gbongan Road, Km 2, Osun State, Osogbo, NGA, 4488
LivingTrust Mortgage Bank PLC is a Nigerian mortgage banking institution, with its principal business being the provision of mortgage banking and related financial intermediation services. The Bank operates as a single reportable business segment focused on mortgage banking and construction finance in accordance with Central Bank of Nigeria guidelines. Its products include mortgages and loans, as well as other banking services. The Bank provides services to individual, group, and corporate customers, including mortgage loan origination, housing finance, and financial support for micro, small, and medium-sized enterprises as part of its financial inclusion mandate.
62GF Score

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Shareholder Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₦3.39
Price
₦6.01
GF Value